WhiteOak Capital Balanced Advantage Fund
WhiteOak Capital Mutual Fund · Balanced Advantage · Direct plan, growth option
NAV (₹), 1 Oct 2026
15.1970
1-day change
-0.54%
1Y return
1.9%
3Y CAGR
11.0%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 13 Feb 2023 to 1 Oct 2026
Returns vs Balanced Advantage median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -3.9% | -3.7% |
| 3 months | -0.4% | -2.4% |
| 6 months | 7.4% | 4.5% |
| Year to date | -1.1% | -2.4% |
| 1 year | 1.9% | 0.4% |
| 3 years (CAGR) | 11.0% | 8.8% |
| 5 years (CAGR) | n/a | 8.4% |
| 7 years (CAGR) | n/a | 10.7% |
| 10 years (CAGR) | n/a | 9.7% |
| Since first NAV (CAGR) | 12.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.7% | 9.0% |
| 3Y rolling median | 12.8% | 12.6% |
| 3Y rolling worst | 11.0% | 6.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 11.7% |
| 5Y rolling worst | n/a | 4.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 9.3% | 9.2% |
| Sharpe ratio | 0.52 | 0.35 |
| Sortino ratio | 0.75 | 0.50 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −9.6% | −15.3% |
| Maximum drawdown, last 10Y | n/a | −25.9% |
| Maximum drawdown, last 5Y | n/a | −9.9% |
| Current drawdown | −4.3% | −5.2% |
| Recovery time of worst fall | 98 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.24% a year and the Direct plan's 0.83%, a gap of 1.41%; over the last 3 years the Direct plan returned 1.70 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹32,17,286.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Ramesh Mantri | Comanage/Equity | 10 Feb 2023 |
| Piyush Baranwal | Comanage/Debt | 10 Feb 2023 |
| Trupti Agrawal | Assistant Fund Manager - Equity | 10 Feb 2023 |
| Dheeresh Pathak | Assistant Fund Manager - Equity | 1 Apr 2024 |
| Ashish Agrawal | Fund Manager - Arbitrage Transactions | 6 Jan 2025 |
Objective: The primary objective of the Scheme is to provide long term capital appreciation and generate income from a dynamically managed portfolio of equity & equity related instruments and debt & money market securities. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity and Equity Related Instruments (including REITs): 0% - 100%; Debt Securities (including securitized debt) and Money Market Instruments, cash, and cash equivalents and / or units of domestic liquid mutual fund schemes: 0% - 100%
Benchmark (tier 1): CRISIL Hybrid 50+50 - Moderate Index
Minimum application: Rs.500
Allotment date: 10 Feb 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.83% | 1.04% |
| AUM, whole scheme (₹ crore) | 2,256 | 2,109 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 3.0% | 0.2% TRI |
| Return, 3 years (AMFI) | 11.2% | 7.8% TRI |
Official benchmark: CRISIL Hybrid 50+50 - Moderate Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Balanced Advantage Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -1.1% | n/a | – |
| 2025 | 8.6% | n/a | – |
| 2024 | 18.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,545 | 0.8% |
| 3 years | ₹3,60,000 | ₹3,96,299 | 6.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Balanced Advantage
Plan / option: Direct · Growth
AMFI scheme code: 151267
ISIN: INF03VN01738
First NAV in MFIC data: 13 Feb 2023
History: 3.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.99 | n/a |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.99 | n/a |
| Kotak Balanced Advantage Fund | Balanced Advantage | 0.98 | 8.7% |
| Aditya Birla Sun Life Aggressive Hybrid Fund | Aggressive Hybrid | 0.98 | 8.8% |
| Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) | Balanced Advantage | 0.98 | 7.5% |
| BANDHAN Balanced Advantage Fund | Balanced Advantage | 0.98 | 9.2% |
Questions about WhiteOak Capital Balanced Advantage Fund
- What is the latest NAV of WhiteOak Capital Balanced Advantage Fund?
- The NAV of the Direct plan (growth option) was ₹15.1970 on 1 Oct 2026, as published by AMFI.
- Which category is WhiteOak Capital Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Direct plans).
- What returns has WhiteOak Capital Balanced Advantage Fund delivered?
- Over one year the NAV changed by 1.9%. The 3-year CAGR is 11.0% (category median 8.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 12.8%, the lowest was 11.0%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in WhiteOak Capital Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 9.6%.
- How volatile is WhiteOak Capital Balanced Advantage Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 9.3%, which is above the Balanced Advantage category median of 9.2%.
- What would a monthly SIP in WhiteOak Capital Balanced Advantage Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,96,299 on 1 Oct 2026, an annualised return (XIRR) of 6.3%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of WhiteOak Capital Balanced Advantage Fund?
- The total expense ratio of the Direct plan is 0.83% a year, as disclosed to AMFI (median of Balanced Advantage Direct plans: 1.04%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is WhiteOak Capital Balanced Advantage Fund?
- Assets under management of the whole scheme were ₹2,256 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of WhiteOak Capital Balanced Advantage Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of WhiteOak Capital Balanced Advantage Fund and how has it compared?
- Its official benchmark is the CRISIL Hybrid 50+50 - Moderate Index. Over 3 years AMFI reports a return of 11.2% for this plan against 7.8% for the benchmark total return index. Past performance does not indicate future results.
- Who manages WhiteOak Capital Balanced Advantage Fund?
- According to its Scheme Summary Document, WhiteOak Capital Balanced Advantage Fund is managed by Ramesh Mantri (since 10 Feb 2023), Piyush Baranwal (since 10 Feb 2023), Trupti Agrawal (since 10 Feb 2023), Dheeresh Pathak (since 1 Apr 2024), Ashish Agrawal (since 6 Jan 2025).
- What is the minimum investment in WhiteOak Capital Balanced Advantage Fund?
- The minimum application amount is Rs.500. SIP details: SIP - Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500; SWP - Rs.500; STP - Daily/Weekly- Rs. 500, Monthly-Rs.1000, Quarterly- Rs.1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 1.9% and the Regular plan's by 0.5%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow WhiteOak Capital Balanced Advantage Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.