HDFC Nifty G-Sec Dec 2026 Index Fund
HDFC Mutual Fund · Debt Index Fund · Direct plan, growth option
NAV (₹), 1 Oct 2026
13.0868
1-day change
0.02%
1Y return
5.5%
3Y CAGR
7.2%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 10 Nov 2022 to 1 Oct 2026
Returns vs Debt Index Fund median (107 schemes) and “Target maturity 2026” median (11)
| Period | Scheme | Category median | Target maturity 2026 median |
|---|---|---|---|
| 1 month | 0.4% | 0.2% | 0.5% |
| 3 months | 1.3% | 1.1% | 1.4% |
| 6 months | 2.8% | 2.9% | 2.9% |
| Year to date | 4.1% | 3.9% | 4.2% |
| 1 year | 5.5% | 5.5% | 5.9% |
| 3 years (CAGR) | 7.2% | 7.4% | 7.2% |
| 5 years (CAGR) | n/a | 6.0% | 6.0% |
| 7 years (CAGR) | n/a | n/a | n/a |
| 10 years (CAGR) | n/a | n/a | n/a |
| Since first NAV (CAGR) | 7.1% | – | – |
“Target maturity 2026” is MFIC's grouping of Debt Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.6% | 7.8% |
| 3Y rolling median | 7.2% | 7.6% |
| 3Y rolling worst | 6.9% | 6.9% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 6.2% |
| 5Y rolling worst | n/a | 6.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 0.8% | 1.3% |
| Sharpe ratio | 0.73 | 0.67 |
| Sortino ratio | 1.37 | 1.07 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.5% | −0.8% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | n/a | −3.2% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.35% a year and the Direct plan's 0.20%, a gap of 0.15%; over the last 3 years the Direct plan returned 0.16 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹4,02,194.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Anupam Joshi | Fund Manager of the scheme | 31 Aug 2024 |
| Sankalp Baid | CO-Fund Manager of the scheme | 31 Aug 2024 |
Objective: To generate returns that are commensurate (before fees and expenses) with the performance of the Nifty G-Sec Dec 2026 Index (Underlying Index), subject to tracking difference. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Government Securities/SDL, TREPS on Government Securities/Treasury bills : 95% - 100%; Money Market Instruments and Units of liquid and debt mutual fund schemes : 0% - 5% For detailed asset allocation, refer Scheme Information Document (SID) available on the website.
Benchmark (tier 1): Nifty G-sec Dec 2026 Index
Minimum application: Rs.100
Allotment date: 10 Nov 2022
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.20% | 0.20% |
| AUM, whole scheme (₹ crore) | 920 | 260 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.6% | 5.8% TRI |
| Return, 3 years (AMFI) | 7.2% | 7.4% TRI |
Official benchmark: Nifty G-sec Dec 2026 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Debt Index Fund Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 4.1% | n/a | – |
| 2025 | 7.5% | n/a | – |
| 2024 | 7.6% | n/a | – |
| 2023 | 7.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,542 | 5.5% |
| 3 years | ₹3,60,000 | ₹3,97,776 | 6.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HDFC Mutual Fund
Category: Debt Index Fund
Plan / option: Direct · Growth
AMFI scheme code: 150845
ISIN: INF179KC1EE9
First NAV in MFIC data: 10 Nov 2022
History: 3.9 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Tata Nifty G-Sec Dec 2026 Index Fund | Debt Index Fund | 0.99 | 7.2% |
| BANDHAN CRISIL IBX GILT JUNE 2027 INDEX FUND | Debt Index Fund | 0.96 | 7.3% |
| HDFC Nifty G-Sec Jun 2027 Index Fund | Debt Index Fund | 0.96 | 7.3% |
| Nippon India Nifty G-Sec Sep 2027 Maturity Index Fund | Debt Index Fund | 0.96 | 7.3% |
| Invesco India Nifty G-sec Jul 2027 Index Fund | Debt Index Fund | 0.95 | 7.3% |
| HSBC CRISIL IBX Gilt June 2027 Index Fund | Debt Index Fund | 0.95 | 7.3% |
Questions about HDFC Nifty G-Sec Dec 2026 Index Fund
- What is the latest NAV of HDFC Nifty G-Sec Dec 2026 Index Fund?
- The NAV of the Direct plan (growth option) was ₹13.0868 on 1 Oct 2026, as published by AMFI.
- Which category is HDFC Nifty G-Sec Dec 2026 Index Fund in?
- It is classified as Debt Index Fund in AMFI's daily NAV file. MFIC compares it with 107 Debt Index Fund schemes (Direct plans).
- What returns has HDFC Nifty G-Sec Dec 2026 Index Fund delivered?
- Over one year the NAV changed by 5.5%. The 3-year CAGR is 7.2% (category median 7.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.2%, the lowest was 6.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in HDFC Nifty G-Sec Dec 2026 Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.5%.
- How volatile is HDFC Nifty G-Sec Dec 2026 Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 0.8%, which is below the Debt Index Fund category median of 1.3%.
- What would a monthly SIP in HDFC Nifty G-Sec Dec 2026 Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,97,776 on 1 Oct 2026, an annualised return (XIRR) of 6.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of HDFC Nifty G-Sec Dec 2026 Index Fund?
- The total expense ratio of the Direct plan is 0.20% a year, as disclosed to AMFI (median of Debt Index Fund Direct plans: 0.20%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is HDFC Nifty G-Sec Dec 2026 Index Fund?
- Assets under management of the whole scheme were ₹920 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HDFC Nifty G-Sec Dec 2026 Index Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of HDFC Nifty G-Sec Dec 2026 Index Fund and how has it compared?
- Its official benchmark is the Nifty G-sec Dec 2026 Index. Over 3 years AMFI reports a return of 7.2% for this plan against 7.4% for the benchmark total return index. Past performance does not indicate future results.
- Who manages HDFC Nifty G-Sec Dec 2026 Index Fund?
- According to its Scheme Summary Document, HDFC Nifty G-Sec Dec 2026 Index Fund is managed by Anupam Joshi (since 31 Aug 2024), Sankalp Baid (since 31 Aug 2024).
- What is the minimum investment in HDFC Nifty G-Sec Dec 2026 Index Fund?
- The minimum application amount is Rs.100. SIP details: For SIP DSIP, WSIP, MSIP - Rs. 100; QSIP - Rs. 1500; HSIP - Rs. 2500; YSIP - Rs. 5000. For SWAP Fixed SWAP - Rs. 100; Variable SWAP - Rs. 300. For STP Fixed STP (FSTP) Daily FSTP - Rs. 500; Weekly FSTP - Rs. 500; Monthly FSTP - Rs. 1000; Quarterly FSTP -Rs. 3000. Capital Appreciation STP (CASTP) Monthly CASTP - Rs. 300; Quarterly CASTP - Rs 1000..
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.5% and the Regular plan's by 5.4%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.