WhiteOak Capital Large Cap Fund
WhiteOak Capital Mutual Fund · Large Cap · Direct plan, growth option
NAV (₹), 1 Oct 2026
14.9680
1-day change
-0.62%
1Y return
-3.4%
3Y CAGR
11.9%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 2 Dec 2022 to 1 Oct 2026
Returns vs Large Cap median (34 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.5% | -6.2% |
| 3 months | -4.2% | -4.3% |
| 6 months | 4.5% | 3.7% |
| Year to date | -7.5% | -8.3% |
| 1 year | -3.4% | -4.8% |
| 3 years (CAGR) | 11.9% | 8.9% |
| 5 years (CAGR) | n/a | 8.3% |
| 7 years (CAGR) | n/a | 12.7% |
| 10 years (CAGR) | n/a | 11.6% |
| Since first NAV (CAGR) | 11.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 13.0% | 11.4% |
| 3Y rolling median | 16.2% | 14.8% |
| 3Y rolling worst | 11.9% | -4.0% |
| 3Y periods positive | 100% | 99% |
| 3Y periods ahead of benchmark | 100% | 73% |
| 5Y rolling median | n/a | 13.8% |
| 5Y rolling worst | n/a | 0.2% |
| 5Y periods ahead of benchmark | n/a | 73% |
Benchmark: Nifty 50 (proxy: Franklin India NSE Nifty 50 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.2% | 14.4% |
| Sharpe ratio | 0.44 | 0.23 |
| Sortino ratio | 0.63 | 0.32 |
| Beta | 0.99 | 1.01 |
| Alpha (ann.) | 6.2% | 3.4% |
| Upside capture | 120.98 | 111.59 |
| Downside capture | 88.24 | 93.92 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −15.2% | −35.1% |
| Maximum drawdown, last 10Y | n/a | −36.7% |
| Maximum drawdown, last 5Y | n/a | −18.8% |
| Current drawdown | −8.5% | −10.4% |
| Recovery time of worst fall | 119 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.48% a year and the Direct plan's 0.92%, a gap of 1.56%; over the last 3 years the Direct plan returned 1.82 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹34,85,630.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 9 Sep 2026: TER increased from 0.91% to 0.92% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Ramesh Mantri | Comanage/Equity | 1 Dec 2022 |
| Piyush Baranwal | Comanage/Debt | 1 Dec 2022 |
| Trupti Agrawal | Assistant Fund Manager - Equity | 1 Dec 2022 |
| Dheeresh Pathak | Assistant Fund Manager - Equity | 1 Apr 2024 |
| Ashish Agrawal | Fund Manager - Arbitrage Transactions | 6 Jan 2025 |
Objective: To provide long-term capital appreciation/income by investing predominantly in and managing a diversified portfolio of Large-Cap stocks. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity and Equity Related Instruments of Large Cap Companies (including REITs): 80% - 100% Equity and Equity Related Instruments other than above (including REITs): 0%- 20% Money Market Instruments#, Other Liquid Instruments^, Gold and Silver ETFs and units of Domestic Mutual Fund Schemes@: 0% - 20% Units issued by InvITs: 0% - 10% #Money market instruments include commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India. ^Other liquid instruments shall include cash, bank deposits with Scheduled Co…
Benchmark (tier 1): BSE 100 TRI
Minimum application: Rs.500
Allotment date: 1 Dec 2022
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.92% | 1.07% |
| AUM, whole scheme (₹ crore) | 1,208 | 2,015 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -2.0% | -5.0% TRI |
| Return, 3 years (AMFI) | 12.1% | 7.7% TRI |
Official benchmark: BSE 100 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Large Cap Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 50 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -7.5% | -13.5% | +6.0% |
| 2025 | 9.5% | 11.7% | −2.2% |
| 2024 | 23.0% | 9.9% | +13.1% |
| 2023 | 25.4% | 20.7% | +4.6% |
Benchmark proxy: Franklin India NSE Nifty 50 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,14,964 | -7.7% |
| 3 years | ₹3,60,000 | ₹3,79,075 | 3.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Large Cap
Plan / option: Direct · Growth
AMFI scheme code: 150797
ISIN: INF03VN01696
First NAV in MFIC data: 2 Dec 2022
History: 3.8 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Canara Robeco Large Cap Fund | Large Cap | 0.99 | 8.8% |
| WhiteOak Capital ESG Best-In-Class Strategy Fund | Sectoral/Thematic | 0.99 | n/a |
| Canara Robeco Flexi Cap Fund | Flexi Cap | 0.99 | 10.3% |
| Aditya Birla Sun Life Large Cap Fund | Large Cap | 0.98 | 8.1% |
| BANDHAN LARGE CAP FUND | Large Cap | 0.98 | 11.5% |
| Invesco India Large Cap Fund | Large Cap | 0.98 | 12.6% |
Questions about WhiteOak Capital Large Cap Fund
- What is the latest NAV of WhiteOak Capital Large Cap Fund?
- The NAV of the Direct plan (growth option) was ₹14.9680 on 1 Oct 2026, as published by AMFI.
- Which category is WhiteOak Capital Large Cap Fund in?
- It is classified as Large Cap in AMFI's daily NAV file; a Large Cap scheme invests at least 80% in large-cap stocks. MFIC compares it with 34 Large Cap schemes (Direct plans).
- What returns has WhiteOak Capital Large Cap Fund delivered?
- Over one year the NAV changed by -3.4%. The 3-year CAGR is 11.9% (category median 8.9%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 16.2%, the lowest was 11.9%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 50 (index-fund proxy) in 100% of those periods.
- What was the largest fall in WhiteOak Capital Large Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 15.2%.
- How volatile is WhiteOak Capital Large Cap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.2%, which is below the Large Cap category median of 14.4%.
- What would a monthly SIP in WhiteOak Capital Large Cap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,79,075 on 1 Oct 2026, an annualised return (XIRR) of 3.4%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of WhiteOak Capital Large Cap Fund?
- The total expense ratio of the Direct plan is 0.92% a year, as disclosed to AMFI (median of Large Cap Direct plans: 1.07%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is WhiteOak Capital Large Cap Fund?
- Assets under management of the whole scheme were ₹1,208 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of WhiteOak Capital Large Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of WhiteOak Capital Large Cap Fund and how has it compared?
- Its official benchmark is the BSE 100 TRI. Over 3 years AMFI reports a return of 12.1% for this plan against 7.7% for the benchmark total return index. Past performance does not indicate future results.
- Who manages WhiteOak Capital Large Cap Fund?
- According to its Scheme Summary Document, WhiteOak Capital Large Cap Fund is managed by Ramesh Mantri (since 1 Dec 2022), Piyush Baranwal (since 1 Dec 2022), Trupti Agrawal (since 1 Dec 2022), Dheeresh Pathak (since 1 Apr 2024), Ashish Agrawal (since 6 Jan 2025).
- What is the minimum investment in WhiteOak Capital Large Cap Fund?
- The minimum application amount is Rs.500. SIP details: SIP - Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500; SWP - Rs.500; STP - Daily/Weekly- Rs. 500, Monthly-Rs.1000, Quarterly- Rs.1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -3.4% and the Regular plan's by -4.9%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.