Baroda BNP Paribas Dynamic Term Fund
Baroda BNP Paribas Mutual Fund · Dynamic Bond · Regular plan, growth option
NAV (₹), 1 Oct 2026
46.4204
1-day change
-0.07%
1Y return
1.3%
3Y CAGR
5.1%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 14 Mar 2022 to 1 Oct 2026
Returns vs Dynamic Bond median (23 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.3% | -0.4% |
| 3 months | -0.3% | -0.3% |
| 6 months | 2.4% | 2.8% |
| Year to date | 1.0% | 2.6% |
| 1 year | 1.3% | 3.1% |
| 3 years (CAGR) | 5.1% | 6.2% |
| 5 years (CAGR) | n/a | 5.5% |
| 7 years (CAGR) | n/a | 6.0% |
| 10 years (CAGR) | n/a | 6.1% |
| Since first NAV (CAGR) | 5.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 6.8% | 6.8% |
| 3Y rolling median | 6.4% | 7.0% |
| 3Y rolling worst | 4.8% | 3.2% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 6.9% |
| 5Y rolling worst | n/a | 4.4% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 2.9% | 2.6% |
| Sharpe ratio | -0.46 | -0.12 |
| Sortino ratio | -0.58 | -0.17 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −2.8% | −6.2% |
| Maximum drawdown, last 10Y | n/a | −4.0% |
| Maximum drawdown, last 5Y | n/a | −2.5% |
| Current drawdown | −0.8% | −1.1% |
| Recovery time of worst fall | 303 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.72% a year and the Direct plan's 0.74%, a gap of 0.98%; over the last 3 years the Direct plan returned 1.02 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹23,24,264.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 16 Sep 2026: fund manager from this date: Prashant Pimple (Scheme Summary Document)
- 16 Sep 2026: fund manager from this date: Vikram Pamnani (Scheme Summary Document)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Prashant Pimple | Primary Fund Manager | 16 Sep 2026 |
| Vikram Pamnani | Primary Fund Manager | 16 Sep 2026 |
Objective: The primary objective of the Scheme is to generate income through investments in a range of Debt and Money Market Instruments of various maturities with a view to maximising income while maintaining an optimum balance between yield, safety and liquidity.
Stated asset allocation: Investment across duration in Debt & Money Market instruments: UPTO 100%
Benchmark (tier 1): CRISIL Dynamic Bond A-III Index
Minimum application: ₹5,000
Allotment date: 23 Sep 2004
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.72% | 1.28% |
| AUM, whole scheme (₹ crore) | 114 | 396 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 1.7% | 2.9% TRI |
| Return, 3 years (AMFI) | 5.1% | 6.2% TRI |
| Return, 5 years (AMFI) | 4.8% | 5.3% TRI |
| Month-ends above category median (3Y CAGR) | 26% | 48% median |
| Month-ends in category top quartile (3Y) | 0% | 21% median |
Official benchmark: CRISIL Dynamic Bond A-III Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Dynamic Bond Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 1.0% | n/a | – |
| 2025 | 4.5% | n/a | – |
| 2024 | 8.3% | n/a | – |
| 2023 | 6.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,285 | 2.0% |
| 3 years | ₹3,60,000 | ₹3,80,206 | 3.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Dynamic Bond
Plan / option: Regular · Growth
AMFI scheme code: 150173
ISIN: INF251K01DW7
First NAV in MFIC data: 14 Mar 2022
History: 4.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HSBC Dynamic Term Fund | Dynamic Bond | 0.97 | 6.0% |
| HSBC Gilt Fund | Gilt | 0.96 | 4.7% |
| SBI MEDIUM TO LONG TERM FUND | Medium to Long Duration | 0.96 | 6.0% |
| Nippon India Gilt Fund | Gilt | 0.96 | 5.5% |
| HDFC Gilt Fund | Gilt | 0.96 | 5.7% |
| BARODA BNP PARIBAS GILT FUND | Gilt | 0.96 | 6.1% |
Questions about Baroda BNP Paribas Dynamic Term Fund
- What is the latest NAV of Baroda BNP Paribas Dynamic Term Fund?
- The NAV of the Regular plan (growth option) was ₹46.4204 on 1 Oct 2026, as published by AMFI.
- Which category is Baroda BNP Paribas Dynamic Term Fund in?
- It is classified as Dynamic Bond in AMFI's daily NAV file. MFIC compares it with 23 Dynamic Bond schemes (Regular plans).
- What returns has Baroda BNP Paribas Dynamic Term Fund delivered?
- Over one year the NAV changed by 1.3%. The 3-year CAGR is 5.1% (category median 6.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.4%, the lowest was 4.8%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Baroda BNP Paribas Dynamic Term Fund's NAV?
- The largest peak-to-trough fall in its available history was 2.8%.
- How volatile is Baroda BNP Paribas Dynamic Term Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 2.9%, which is above the Dynamic Bond category median of 2.6%.
- What would a monthly SIP in Baroda BNP Paribas Dynamic Term Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,80,206 on 1 Oct 2026, an annualised return (XIRR) of 3.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Baroda BNP Paribas Dynamic Term Fund?
- The total expense ratio of the Regular plan is 1.72% a year, as disclosed to AMFI (median of Dynamic Bond Regular plans: 1.28%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Baroda BNP Paribas Dynamic Term Fund?
- Assets under management of the whole scheme were ₹114 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Baroda BNP Paribas Dynamic Term Fund?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Baroda BNP Paribas Dynamic Term Fund and how has it compared?
- Its official benchmark is the CRISIL Dynamic Bond A-III Index. Over 3 years AMFI reports a return of 5.1% for this plan against 6.2% for the benchmark total return index; over 5 years 4.8% against 5.3%. Past performance does not indicate future results.
- How often has Baroda BNP Paribas Dynamic Term Fund beaten its category?
- At 26% of the 19 month-ends compared over the last 10 years, its 3-year return was above the median of Dynamic Bond schemes (Regular plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Baroda BNP Paribas Dynamic Term Fund?
- According to its Scheme Summary Document, Baroda BNP Paribas Dynamic Term Fund is managed by Prashant Pimple (since 16 Sep 2026), Vikram Pamnani (since 16 Sep 2026).
- What is the minimum investment in Baroda BNP Paribas Dynamic Term Fund?
- The minimum application amount is ₹5,000. SIP details: SIP - 500 for daily, weekly & monthly and 1500 for quarterly, SWP - Rs. 1000 for Weekly, Monthly and 1500 for quarterly, STP - Rs. 1000 for Daily, Weekly, Fortnightly, Monthly and Rs. 1500 for Quarterly.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.3% and the Regular plan's by 1.3%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.