UTI BSE Low Volatility Index Fund
UTI Mutual Fund · Index Fund · Direct plan, growth option
NAV (₹), 2 Oct 2026
15.1189
1-day change
-0.64%
1Y return
-9.3%
3Y CAGR
5.7%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 7 Mar 2022 to 1 Oct 2026
Returns vs Index Fund median (265 schemes) and “Factor: low volatility” median (6)
| Period | Scheme | Category median | Factor: low volatility median |
|---|---|---|---|
| 1 month | -6.3% | -6.5% | -7.8% |
| 3 months | -8.1% | -5.1% | -5.9% |
| 6 months | -1.2% | 5.5% | 1.1% |
| Year to date | -13.1% | -6.8% | -11.5% |
| 1 year | -9.3% | -3.0% | -6.6% |
| 3 years (CAGR) | 5.7% | 8.7% | 6.8% |
| 5 years (CAGR) | n/a | 7.6% | n/a |
| 7 years (CAGR) | n/a | 11.1% | n/a |
| 10 years (CAGR) | n/a | 10.9% | n/a |
| Since first NAV (CAGR) | 10.4% | – | – |
“Factor: low volatility” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 9.7% | 7.2% |
| 3Y rolling median | 15.3% | 16.3% |
| 3Y rolling worst | 5.7% | 8.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 13.7% |
| 5Y rolling worst | n/a | 6.4% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.4% | 17.3% |
| Sharpe ratio | -0.02 | 0.21 |
| Sortino ratio | -0.02 | 0.30 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −18.2% | −18.8% |
| Maximum drawdown, last 10Y | n/a | −38.1% |
| Maximum drawdown, last 5Y | n/a | −17.6% |
| Current drawdown | −17.1% | −11.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.66% | 0.56% |
| AUM, whole scheme (₹ crore) | 418 | 175 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 16% | 61% median |
| Month-ends in category top quartile (3Y) | 5% | 16% median |
Official benchmark: BSE Low Volatility TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -13.1% | n/a | – |
| 2025 | 8.2% | n/a | – |
| 2024 | 10.7% | n/a | – |
| 2023 | 30.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,09,570 | -15.7% |
| 3 years | ₹3,60,000 | ₹3,40,509 | -3.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: UTI Mutual Fund
Category: Index Fund
Plan / option: Direct · Growth
AMFI scheme code: 149881
ISIN: INF789F1AVF2
First NAV in MFIC data: 7 Mar 2022
History: 4.6 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Kotak NIFTY 100 Low Volatility 30 Index Fund | Index Fund | 0.98 | n/a |
| HDFC NIFTY100 Low Volatility 30 Index Fund | Index Fund | 0.98 | n/a |
| SBI Nifty50 Equal Weight Index Fund | Index Fund | 0.97 | n/a |
| Mirae Asset Nifty 50 Index Fund | Index Fund | 0.97 | n/a |
| Baroda BNP Paribas Nifty 50 Index Fund | Index Fund | 0.97 | n/a |
| UTI Nifty50 Equal Weight Index Fund | Index Fund | 0.97 | 9.5% |
Questions about UTI BSE Low Volatility Index Fund
- What is the latest NAV of UTI BSE Low Volatility Index Fund?
- The NAV of the Direct plan (growth option) was ₹15.1189 on 2 Oct 2026, as published by AMFI.
- Which category is UTI BSE Low Volatility Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 265 Index Fund schemes (Direct plans).
- What returns has UTI BSE Low Volatility Index Fund delivered?
- Over one year the NAV changed by -9.3%. The 3-year CAGR is 5.7% (category median 8.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.3%, the lowest was 5.7%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in UTI BSE Low Volatility Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 18.2%.
- How volatile is UTI BSE Low Volatility Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.4%, which is below the Index Fund category median of 17.3%.
- What would a monthly SIP in UTI BSE Low Volatility Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,40,509 on 2 Oct 2026, an annualised return (XIRR) of -3.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of UTI BSE Low Volatility Index Fund?
- The total expense ratio of the Direct plan is 0.66% a year, as disclosed to AMFI (median of Index Fund Direct plans: 0.56%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UTI BSE Low Volatility Index Fund?
- Assets under management of the whole scheme were ₹418 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UTI BSE Low Volatility Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has UTI BSE Low Volatility Index Fund beaten its category?
- At 16% of the 19 month-ends compared over the last 10 years, its 3-year return was above the median of Index Fund schemes (Direct plans); it was in the top quarter at 5% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -9.3% and the Regular plan's by -9.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.