UTI BSE Low Volatility Index Fund
UTI Mutual Fund · Index Fund · Regular plan, growth option
NAV (₹), 2 Oct 2026
14.8005
1-day change
-0.65%
1Y return
-9.7%
3Y CAGR
5.3%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 7 Mar 2022 to 1 Oct 2026
Returns vs Index Fund median (276 schemes) and “Factor: low volatility” median (8)
| Period | Scheme | Category median | Factor: low volatility median |
|---|---|---|---|
| 1 month | -6.3% | -6.5% | -7.1% |
| 3 months | -8.2% | -5.3% | -6.1% |
| 6 months | -1.4% | 5.2% | 0.4% |
| Year to date | -13.4% | -7.2% | -11.9% |
| 1 year | -9.7% | -3.6% | -7.2% |
| 3 years (CAGR) | 5.3% | 9.0% | 5.5% |
| 5 years (CAGR) | n/a | 6.8% | n/a |
| 7 years (CAGR) | n/a | 10.9% | n/a |
| 10 years (CAGR) | n/a | 10.5% | n/a |
| Since first NAV (CAGR) | 9.8% | – | – |
“Factor: low volatility” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 9.2% | 6.8% |
| 3Y rolling median | 14.8% | 16.2% |
| 3Y rolling worst | 5.3% | 8.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 12.9% |
| 5Y rolling worst | n/a | 5.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.4% | 17.6% |
| Sharpe ratio | -0.05 | 0.22 |
| Sortino ratio | -0.06 | 0.31 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −18.4% | −19.1% |
| Maximum drawdown, last 10Y | n/a | −38.1% |
| Maximum drawdown, last 5Y | n/a | −17.9% |
| Current drawdown | −17.9% | −11.5% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER increased from 0.95% to 1.10% (AMFI TER disclosure)
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.10% | 1.10% |
| AUM, whole scheme (₹ crore) | 418 | 159 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 16% | 61% median |
| Month-ends in category top quartile (3Y) | 5% | 13% median |
Official benchmark: BSE Low Volatility TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -13.4% | n/a | – |
| 2025 | 7.7% | n/a | – |
| 2024 | 10.2% | n/a | – |
| 2023 | 29.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,09,307 | -16.1% |
| 3 years | ₹3,60,000 | ₹3,38,040 | -4.0% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: UTI Mutual Fund
Category: Index Fund
Plan / option: Regular · Growth
AMFI scheme code: 149880
ISIN: INF789F1AVE5
First NAV in MFIC data: 7 Mar 2022
History: 4.6 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Motilal Oswal BSE Low Volatility Index Fund | Index Fund | 1.00 | 5.0% |
| Motilal Oswal BSE Low Volatility Index Fund | Index Fund | 1.00 | 5.7% |
| Kotak NIFTY 100 Low Volatility 30 Index Fund | Index Fund | 0.98 | n/a |
| HDFC NIFTY100 Low Volatility 30 Index Fund | Index Fund | 0.98 | n/a |
| SBI Nifty50 Equal Weight Index Fund | Index Fund | 0.97 | n/a |
| Mirae Asset Nifty 50 Index Fund | Index Fund | 0.97 | n/a |
Questions about UTI BSE Low Volatility Index Fund
- What is the latest NAV of UTI BSE Low Volatility Index Fund?
- The NAV of the Regular plan (growth option) was ₹14.8005 on 2 Oct 2026, as published by AMFI.
- Which category is UTI BSE Low Volatility Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 276 Index Fund schemes (Regular plans).
- What returns has UTI BSE Low Volatility Index Fund delivered?
- Over one year the NAV changed by -9.7%. The 3-year CAGR is 5.3% (category median 9.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 14.8%, the lowest was 5.3%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in UTI BSE Low Volatility Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 18.4%.
- How volatile is UTI BSE Low Volatility Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.4%, which is below the Index Fund category median of 17.6%.
- What would a monthly SIP in UTI BSE Low Volatility Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,38,040 on 2 Oct 2026, an annualised return (XIRR) of -4.0%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of UTI BSE Low Volatility Index Fund?
- The total expense ratio of the Regular plan is 1.10% a year, as disclosed to AMFI (median of Index Fund Regular plans: 1.10%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UTI BSE Low Volatility Index Fund?
- Assets under management of the whole scheme were ₹418 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UTI BSE Low Volatility Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has UTI BSE Low Volatility Index Fund beaten its category?
- At 16% of the 19 month-ends compared over the last 10 years, its 3-year return was above the median of Index Fund schemes (Regular plans); it was in the top quarter at 5% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -9.3% and the Regular plan's by -9.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.