HDFC NIFTY 100 Index Fund
HDFC Mutual Fund · Index Fund · Direct plan, growth option
| Period | Scheme | Category median | Large cap index (100/200) median |
|---|---|---|---|
| 1 month | -6.5% | -6.5% | -6.5% |
| 3 months | -5.9% | -5.1% | -5.9% |
| 6 months | 1.7% | 5.5% | 1.7% |
| Year to date | -11.3% | -6.8% | -11.2% |
| 1 year | -7.1% | -3.0% | -7.0% |
| 3 years (CAGR) | 7.1% | 8.7% | 7.2% |
| 5 years (CAGR) | n/a | 7.6% | 6.7% |
| 7 years (CAGR) | n/a | 11.1% | n/a |
| 10 years (CAGR) | n/a | 10.9% | n/a |
| Since first NAV (CAGR) | 7.7% | – | – |
“Large cap index (100/200)” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.9% | 7.2% |
| 3Y rolling median | 13.1% | 16.3% |
| 3Y rolling worst | 7.1% | 8.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 13.7% |
| 5Y rolling worst | n/a | 6.4% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.8% | 17.3% |
| Sharpe ratio | 0.10 | 0.21 |
| Sortino ratio | 0.15 | 0.30 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.3% | −18.8% |
| Maximum drawdown, last 10Y | n/a | −38.1% |
| Maximum drawdown, last 5Y | n/a | −17.6% |
| Current drawdown | −12.4% | −11.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme aim to track the market below, so its level, valuation and recent path are the main drivers of returns.
- P/E 19.0: higher than 0% of days since 2023 (median 22.1)
- 1Y −7.8% · 3Y n/a p.a. · 5Y n/a p.a. (index fund NAV, after costs)
- −12.7% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.80% a year and the Direct plan's 0.35%, a gap of 0.45%; over the last 3 years the Direct plan returned 0.46 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹11,60,860.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Nandita Menezes | Fund manager | 29 Mar 2025 |
| Arun Agarwal | Co-Fund manager | 4 Mar 2022 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.35% | 0.46% |
| AUM, whole scheme (₹ crore) | 457 | 175 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -5.5% | -5.2% TRI |
| Return, 3 years (AMFI) | 7.4% | 7.8% TRI |
| Month-ends above category median (3Y CAGR) | 0% | 61% median |
| Month-ends in category top quartile (3Y) | 0% | 16% median |
Official benchmark: Nifty 100 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -11.3% | n/a | – |
| 2025 | 9.9% | n/a | – |
| 2024 | 12.4% | n/a | – |
| 2023 | 20.8% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,11,581 | -12.7% |
| 3 years | ₹3,60,000 | ₹3,54,034 | -1.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Axis Nifty 100 Index Fund | Index Fund | 1.00 | 7.2% |
| BANDHAN NIFTY 100 INDEX FUND | Index Fund | 1.00 | 7.3% |
| Mirae Asset Nifty 50 Index Fund | Index Fund | 0.99 | n/a |
| 360 ONE ELSS Tax Saver Nifty 50 Index Fund | Index Fund | 0.99 | 5.5% |
| Mirae Asset Diversified Equity Allocator Passive FOF | Domestic FoF | 0.99 | 8.3% |
| HSBC NIFTY 50 Index Fund | Index Fund | 0.99 | 5.5% |
- What is the latest NAV of HDFC NIFTY 100 Index Fund?
- The NAV of the Direct plan (growth option) was ₹14.0513 on 1 Oct 2026, as published by AMFI.
- Which category is HDFC NIFTY 100 Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 265 Index Fund schemes (Direct plans).
- What returns has HDFC NIFTY 100 Index Fund delivered?
- Over one year the NAV changed by -7.1%. The 3-year CAGR is 7.1% (category median 8.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 13.1%, the lowest was 7.1%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in HDFC NIFTY 100 Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.3%.
- How volatile is HDFC NIFTY 100 Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.8%, which is below the Index Fund category median of 17.3%.
- What would a monthly SIP in HDFC NIFTY 100 Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,54,034 on 1 Oct 2026, an annualised return (XIRR) of -1.1%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of HDFC NIFTY 100 Index Fund?
- The total expense ratio of the Direct plan is 0.35% a year, as disclosed to AMFI (median of Index Fund Direct plans: 0.46%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is HDFC NIFTY 100 Index Fund?
- Assets under management of the whole scheme were ₹457 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HDFC NIFTY 100 Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of HDFC NIFTY 100 Index Fund and how has it compared?
- Its official benchmark is the Nifty 100 TRI. Over 3 years AMFI reports a return of 7.4% for this plan against 7.8% for the benchmark total return index. Past performance does not indicate future results.
- How often has HDFC NIFTY 100 Index Fund beaten its category?
- At 0% of the 20 month-ends compared over the last 10 years, its 3-year return was above the median of Index Fund schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages HDFC NIFTY 100 Index Fund?
- According to its Scheme Summary Document, HDFC NIFTY 100 Index Fund is managed by Nandita Menezes (since 29 Mar 2025), Arun Agarwal (since 4 Mar 2022).
- What is the minimum investment in HDFC NIFTY 100 Index Fund?
- The minimum application amount is Rs.100. SIP details: For SIP and SWAP Re. 1/- thereafter; For STP FSTP Daily, Monthly, Quarterly FSTP - Rs. 100 thereafter Weekly FSTP - any amount thereafter CASTP Mulitples will be based on the appreciated amount.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -7.1% and the Regular plan's by -7.5%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.