Mutual Funds › MFIC › Equity Savings › Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
Sundaram Mutual Fund · Equity Savings · Direct plan, growth option
NAV (₹), 2 Oct 2026
82.2445
1-day change
-0.43%
1Y return
-0.1%
3Y CAGR
8.3%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 3 Jan 2022 to 1 Oct 2026
Returns vs Equity Savings median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -2.9% | -1.7% |
| 3 months | -1.3% | -0.3% |
| 6 months | 2.9% | 3.6% |
| Year to date | -2.4% | 0.8% |
| 1 year | -0.1% | 2.8% |
| 3 years (CAGR) | 8.3% | 8.1% |
| 5 years (CAGR) | n/a | 7.4% |
| 7 years (CAGR) | n/a | 9.1% |
| 10 years (CAGR) | n/a | 8.2% |
| Since first NAV (CAGR) | 8.8% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.7% | 8.8% |
| 3Y rolling median | 12.6% | 10.0% |
| 3Y rolling worst | 8.3% | 2.6% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 9.8% |
| 5Y rolling worst | n/a | 6.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 6.2% | 5.2% |
| Sharpe ratio | 0.35 | 0.30 |
| Sortino ratio | 0.49 | 0.43 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −6.2% | −16.4% |
| Maximum drawdown, last 10Y | n/a | −17.7% |
| Maximum drawdown, last 5Y | n/a | −5.9% |
| Current drawdown | −3.3% | −2.0% |
| Recovery time of worst fall | 126 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -2.4% | n/a | – |
| 2025 | 8.0% | n/a | – |
| 2024 | 14.5% | n/a | – |
| 2023 | 17.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,667 | -2.1% |
| 3 years | ₹3,60,000 | ₹3,83,733 | 4.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Sundaram Mutual Fund
Category: Equity Savings
Plan / option: Direct · Growth
AMFI scheme code: 149679
ISIN: INF173K01GZ9
First NAV in MFIC data: 3 Jan 2022
History: 4.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.98 | n/a |
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.96 | n/a |
| UTI Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 9.5% |
| Nippon India Aggressive Hybrid Fund (Existing Number of Segregated Portfolios - 2) | Aggressive Hybrid | 0.96 | 9.4% |
| Edelweiss Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 12.0% |
| Mirae Asset Balanced Advantage Fund | Balanced Advantage | 0.96 | 9.6% |
Questions about Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
- What is the latest NAV of Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)?
- The NAV of the Direct plan (growth option) was ₹82.2445 on 2 Oct 2026, as published by AMFI.
- Which category is Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) in?
- It is classified as Equity Savings in AMFI's daily NAV file. MFIC compares it with 24 Equity Savings schemes (Direct plans).
- What returns has Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) delivered?
- Over one year the NAV changed by -0.1%. The 3-year CAGR is 8.3% (category median 8.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 12.6%, the lowest was 8.3%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)'s NAV?
- The largest peak-to-trough fall in its available history was 6.2%.
- How volatile is Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)?
- Its annualised standard deviation of monthly returns over the last 36 months is 6.2%, which is above the Equity Savings category median of 5.2%.
- What would a monthly SIP in Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,83,733 on 2 Oct 2026, an annualised return (XIRR) of 4.2%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.1% and the Regular plan's by -1.5%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.