Tata Dividend Yield Fund
Tata Mutual Fund · Dividend Yield · Direct plan, growth option
NAV (₹), 1 Oct 2026
20.5830
1-day change
-1.45%
1Y return
6.5%
3Y CAGR
12.6%
5Y CAGR
12.9%
Max drawdown, 5Y
−20.4%
NAV history month-end NAV, ₹ · 27 May 2021 to 1 Oct 2026
Returns vs Dividend Yield median (12 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.5% | -5.4% |
| 3 months | -3.7% | -3.8% |
| 6 months | 10.8% | 2.4% |
| Year to date | 0.5% | -6.0% |
| 1 year | 6.5% | -2.3% |
| 3 years (CAGR) | 12.6% | 10.4% |
| 5 years (CAGR) | 12.9% | 12.4% |
| 7 years (CAGR) | n/a | 17.1% |
| 10 years (CAGR) | n/a | 13.7% |
| Since first NAV (CAGR) | 14.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.8% | 10.4% |
| 3Y rolling median | 19.1% | 17.0% |
| 3Y rolling worst | 12.0% | 8.3% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | 100% | 100% |
| 5Y rolling median | 15.4% | 14.9% |
| 5Y rolling worst | 12.9% | -0.6% |
| 5Y periods ahead of benchmark | 100% | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 16.6% | 14.8% |
| Sharpe ratio | 0.43 | 0.32 |
| Sortino ratio | 0.67 | 0.50 |
| Beta | 1.03 | 0.91 |
| Alpha (ann.) | 3.6% | 1.8% |
| Upside capture | 112.11 | 100.31 |
| Downside capture | 95.86 | 91.57 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −20.4% | −20.4% |
| Maximum drawdown, last 10Y | n/a | −40.0% |
| Maximum drawdown, last 5Y | −20.4% | −20.0% |
| Current drawdown | −7.0% | −9.9% |
| Recovery time of worst fall | 243 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
21,857.75 −0.97%
NSE close, 1 Oct 2026
- P/E 21.6: higher than 1% of days since 2024 (median 24.3)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.31% a year and the Direct plan's 0.78%, a gap of 1.53%; over the last 3 years the Direct plan returned 1.83 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹34,87,454.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 24 Sep 2026: TER increased from 0.77% to 0.78% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 0.78% to 0.77% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 0.77% to 0.78% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| 1 Murthy Nagarajan | 17 May 2021 | |
| 2 Sailesh Jain | 17 May 2021 | |
| 3 Hasmukh Vishariya | 1 Mar 2025 |
Objective: The investment objective is to provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
Stated asset allocation: Equity and equity related instruments of Dividend Yielding Companies 80%-100%, Other Equity & Equity related Instruments of Companies other than above 0%-20%, Money market instruments, other liquid instruments**, gold and/or silver instruments/ETF as permitted by SEBI 0%- 20%, Units issued by REITs & InvITs 0% -10%. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund. Such invest…
Benchmark (tier 1): Nifty 500 TRI
Exit load: Redemption/Switch-out/SWP/STP: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL.
Minimum application: ₹5,000
Allotment date: 20 May 2021
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.78% | 1.19% |
| AUM, whole scheme (₹ crore) | 1,109 | 1,382 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 9.0% | -2.0% TRI |
| Return, 3 years (AMFI) | 13.1% | 9.5% TRI |
| Return, 5 years (AMFI) | 13.2% | 9.0% TRI |
| Month-ends above category median (3Y CAGR) | 28% | 38% median |
| Month-ends in category top quartile (3Y) | 21% | 21% median |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Dividend Yield Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 0.5% | -7.8% | +8.3% |
| 2025 | 10.4% | 7.7% | +2.7% |
| 2024 | 13.7% | 15.6% | −2.0% |
| 2023 | 38.1% | 26.5% | +11.5% |
| 2022 | 2.9% | 3.8% | −0.9% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,056 | 1.6% |
| 3 years | ₹3,60,000 | ₹4,00,717 | 7.1% |
| 5 years | ₹6,00,000 | ₹8,23,809 | 12.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Tata Mutual Fund
Category: Dividend Yield
Plan / option: Direct · Growth
AMFI scheme code: 148947
ISIN: INF277K015Z8
First NAV in MFIC data: 27 May 2021
History: 5.3 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Bandhan Business Cycle Fund | Sectoral/Thematic | 0.98 | n/a |
| PGIM India Multi Cap Fund | Multi Cap | 0.97 | n/a |
| Axis Business Cycles Fund | Sectoral/Thematic | 0.96 | 12.2% |
| Baroda BNP Paribas Dividend Yield Fund | Dividend Yield | 0.96 | n/a |
| Nippon India ELSS Tax Saver Fund | ELSS | 0.96 | 10.9% |
| Mirae Asset ELSS Tax Saver Fund | ELSS | 0.96 | 10.6% |
Questions about Tata Dividend Yield Fund
- What is the latest NAV of Tata Dividend Yield Fund?
- The NAV of the Direct plan (growth option) was ₹20.5830 on 1 Oct 2026, as published by AMFI.
- Which category is Tata Dividend Yield Fund in?
- It is classified as Dividend Yield in AMFI's daily NAV file. MFIC compares it with 12 Dividend Yield schemes (Direct plans).
- What returns has Tata Dividend Yield Fund delivered?
- Over one year the NAV changed by 6.5%. The 3-year CAGR is 12.6% (category median 10.4%) and the 5-year CAGR is 12.9% (category median 12.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 19.1%, the lowest was 12.0%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 100% of those periods.
- What was the largest fall in Tata Dividend Yield Fund's NAV?
- The largest peak-to-trough fall in its available history was 20.4%; within the last five years it was 20.4% (category median 20.0%).
- How volatile is Tata Dividend Yield Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 16.6%, which is above the Dividend Yield category median of 14.8%.
- What would a monthly SIP in Tata Dividend Yield Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,23,809 on 1 Oct 2026, an annualised return (XIRR) of 12.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Tata Dividend Yield Fund?
- The total expense ratio of the Direct plan is 0.78% a year, as disclosed to AMFI (median of Dividend Yield Direct plans: 1.19%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Tata Dividend Yield Fund?
- Assets under management of the whole scheme were ₹1,109 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Tata Dividend Yield Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Tata Dividend Yield Fund and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 13.1% for this plan against 9.5% for the benchmark total return index; over 5 years 13.2% against 9.0%. Past performance does not indicate future results.
- How often has Tata Dividend Yield Fund beaten its category?
- At 28% of the 29 month-ends compared over the last 10 years, its 3-year return was above the median of Dividend Yield schemes (Direct plans); it was in the top quarter at 21% of them. A typical scheme would show about 50%.
- Who manages Tata Dividend Yield Fund?
- According to its Scheme Summary Document, Tata Dividend Yield Fund is managed by 1 Murthy Nagarajan (since 17 May 2021), 2 Sailesh Jain (since 17 May 2021), 3 Hasmukh Vishariya (since 1 Mar 2025).
- What is the exit load of Tata Dividend Yield Fund?
- As stated in its scheme documents: Redemption/Switch-out/SWP/STP: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Tata Dividend Yield Fund?
- The minimum application amount is ₹5,000. SIP details: SIP-- 100.00/100.00/100.00/100.00/100.00/100.00 ;STP --500.00/500.00/500.00/500.00 ;SWP --500.00/500.00/500.00/500.00.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 6.5% and the Regular plan's by 4.8%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow Tata Dividend Yield Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.