Motilal Oswal Asset Allocation Fund of Fund- Conservative
Motilal Oswal Mutual Fund · Domestic FoF · Direct plan, growth option
| Period | Scheme | Category median | Multi-asset / allocation FoF median |
|---|---|---|---|
| 1 month | -2.0% | -3.7% | -3.8% |
| 3 months | -0.5% | -0.9% | -1.3% |
| 6 months | 4.5% | 3.1% | 5.0% |
| Year to date | 2.0% | 2.0% | -0.6% |
| 1 year | 6.0% | 5.4% | 4.5% |
| 3 years (CAGR) | 12.9% | 12.5% | 11.9% |
| 5 years (CAGR) | 10.2% | 10.2% | 10.2% |
| 7 years (CAGR) | n/a | 13.9% | 12.3% |
| 10 years (CAGR) | n/a | 11.8% | 11.0% |
| Since first NAV (CAGR) | 11.1% | – | – |
“Multi-asset / allocation FoF” is MFIC's grouping of Domestic FoF schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.8% | 9.6% |
| 3Y rolling median | 13.3% | 13.3% |
| 3Y rolling worst | 9.5% | 4.8% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 11.2% | 11.8% |
| 5Y rolling worst | 10.0% | 3.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 6.1% | 14.1% |
| Sharpe ratio | 1.07 | 0.63 |
| Sortino ratio | 1.63 | 0.93 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −12.1% | −19.5% |
| Maximum drawdown, last 10Y | n/a | −24.1% |
| Maximum drawdown, last 5Y | −12.1% | −14.9% |
| Current drawdown | −3.0% | −8.8% |
| Recovery time of worst fall | 339 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
The Regular plan's expense ratio is 0.58% a year and the Direct plan's 0.07%, a gap of 0.51%; over the last 3 years the Direct plan returned 0.56 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹13,58,879.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.07% | 0.17% |
| AUM, whole scheme (₹ crore) | n/a | 248 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 6% | 51% median |
| Month-ends in category top quartile (3Y) | 0% | 27% median |
Category consistency: last 10 years of month-ends, Domestic FoF Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 2.0% | n/a | – |
| 2025 | 15.7% | n/a | – |
| 2024 | 13.6% | n/a | – |
| 2023 | 16.2% | n/a | – |
| 2022 | 2.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,840 | 2.9% |
| 3 years | ₹3,60,000 | ₹4,16,116 | 9.6% |
| 5 years | ₹6,00,000 | ₹7,92,823 | 11.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Kotak Multi Asset Omni FOF | Domestic FoF | 0.90 | 14.2% |
| HDFC Multi-Asset Active FOF | Domestic FoF | 0.90 | 12.3% |
| Quantum Multi Asset Active FOF | Domestic FoF | 0.89 | 10.3% |
| ICICI Prudential Passive Multi-Asset Fund of Funds | Domestic FoF | 0.89 | 12.7% |
| Aditya Birla Sun Life Multi-Asset Passive FOF | Domestic FoF | 0.87 | 14.3% |
| BANDHAN NIFTY 100 INDEX FUND | Index Fund | 0.87 | 7.3% |
- What is the latest NAV of Motilal Oswal Asset Allocation Fund of Fund- Conservative?
- The NAV of the Direct plan (growth option) was ₹17.7521 on 1 Oct 2026, as published by AMFI.
- Which category is Motilal Oswal Asset Allocation Fund of Fund- Conservative in?
- It is classified as Domestic FoF in AMFI's daily NAV file. MFIC compares it with 154 Domestic FoF schemes (Direct plans).
- What returns has Motilal Oswal Asset Allocation Fund of Fund- Conservative delivered?
- Over one year the NAV changed by 6.0%. The 3-year CAGR is 12.9% (category median 12.5%) and the 5-year CAGR is 10.2% (category median 10.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 13.3%, the lowest was 9.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Motilal Oswal Asset Allocation Fund of Fund- Conservative's NAV?
- The largest peak-to-trough fall in its available history was 12.1%; within the last five years it was 12.1% (category median 14.9%).
- How volatile is Motilal Oswal Asset Allocation Fund of Fund- Conservative?
- Its annualised standard deviation of monthly returns over the last 36 months is 6.1%, which is below the Domestic FoF category median of 14.1%.
- What would a monthly SIP in Motilal Oswal Asset Allocation Fund of Fund- Conservative have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,92,823 on 1 Oct 2026, an annualised return (XIRR) of 11.1%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Motilal Oswal Asset Allocation Fund of Fund- Conservative?
- The total expense ratio of the Direct plan is 0.07% a year, as disclosed to AMFI (median of Domestic FoF Direct plans: 0.17%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has Motilal Oswal Asset Allocation Fund of Fund- Conservative beaten its category?
- At 6% of the 31 month-ends compared over the last 10 years, its 3-year return was above the median of Domestic FoF schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- What is the minimum investment in Motilal Oswal Asset Allocation Fund of Fund- Conservative?
- The minimum application amount is 10,000,0000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 6.0% and the Regular plan's by 5.4%. The Regular plan includes the services of a distributor.
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