DSP Value Fund
DSP Mutual Fund · Value · Regular plan, growth option
NAV (₹), 2 Oct 2026
22.7570
1-day change
-0.11%
1Y return
3.5%
3Y CAGR
14.6%
5Y CAGR
11.4%
Max drawdown, 5Y
−16.8%
NAV history month-end NAV, ₹ · 11 Dec 2020 to 30 Sep 2026
Returns vs Value median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.5% | -5.6% |
| 3 months | -2.9% | -4.7% |
| 6 months | 5.9% | 4.4% |
| Year to date | -1.2% | -6.8% |
| 1 year | 3.5% | -2.9% |
| 3 years (CAGR) | 14.6% | 10.0% |
| 5 years (CAGR) | 11.4% | 10.9% |
| 7 years (CAGR) | n/a | 15.8% |
| 10 years (CAGR) | n/a | 12.5% |
| Since first NAV (CAGR) | 15.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 12.5% | 11.2% |
| 3Y rolling median | 17.7% | 17.4% |
| 3Y rolling worst | 12.4% | -7.1% |
| 3Y periods positive | 100% | 98% |
| 3Y periods ahead of benchmark | 75% | 93% |
| 5Y rolling median | 14.5% | 14.3% |
| 5Y rolling worst | 11.3% | -2.5% |
| 5Y periods ahead of benchmark | 100% | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 11.5% | 15.4% |
| Sharpe ratio | 0.71 | 0.29 |
| Sortino ratio | 1.15 | 0.43 |
| Beta | 0.67 | 0.96 |
| Alpha (ann.) | 6.3% | 1.1% |
| Upside capture | 82.53 | 100.02 |
| Downside capture | 53.67 | 95.75 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −16.8% | −40.3% |
| Maximum drawdown, last 10Y | n/a | −41.9% |
| Maximum drawdown, last 5Y | −16.8% | −18.7% |
| Current drawdown | −5.8% | −10.6% |
| Recovery time of worst fall | 316 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 28 Sep 2026: TER increased from 2.40% to 2.41% (AMFI TER disclosure)
- 21 Sep 2026: TER reduced from 2.41% to 2.40% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Abhishek Singh Ms. Kaivalya Nadkarni | Primary (Equity and Overseas portion) | 16 May 2026 |
Objective: The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related securities which are currently undervalued. However, there is no assurance that the investment objective of the scheme will be achieved.
Stated asset allocation: 1. Equity & Equity related Instruments following value strategy: 80% - 100% 2. Other Equity & Equity related Instruments / Money Market Instruments / InvITs/ Gold ETFs / Silver ETFs / Other Liquid Instruments / Units of Domestic Mutual Funds^: 0% - 20% For detailed asset allocation pattern, please refer to the Scheme Information Document ^Any other security as may be permitted by SEBI/ RBI from time to time. Other Liquid instruments includes cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. The scheme may invest in the units of Overnight Fund, Money Market Fund…
Benchmark (tier 1): Nifty 500 TRI
Exit load: Holding period from the date of allotment: - Up to 10% of units: Nil exit load if redeemed or switched out within 1 month. - Exceeding 10% of units: 1% exit load if redeemed or switched within 1 month. - After 1 months: Nil exit load on any redemption or switch-out
Minimum application: ₹100
Allotment date: 10 Dec 2020
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.41% | 2.30% |
| AUM, whole scheme (₹ crore) | n/a | 1,217 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 39% | 43% median |
| Month-ends in category top quartile (3Y) | 18% | 22% median |
Category consistency: last 10 years of month-ends, Value Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -1.2% | -7.8% | +6.5% |
| 2025 | 11.5% | 7.7% | +3.8% |
| 2024 | 20.9% | 15.6% | +5.2% |
| 2023 | 29.9% | 26.5% | +3.4% |
| 2022 | -2.5% | 3.8% | −6.3% |
| 2021 | 31.0% | 30.6% | +0.3% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,564 | -0.6% |
| 3 years | ₹3,60,000 | ₹4,09,691 | 8.2% |
| 5 years | ₹6,00,000 | ₹8,24,553 | 12.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: DSP Mutual Fund
Category: Value
Plan / option: Regular · Growth
AMFI scheme code: 148594
ISIN: INF740KA1PM0
First NAV in MFIC data: 11 Dec 2020
History: 5.8 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Axis Value Fund | Value | 0.92 | 15.0% |
| UTI - Dividend Yield Fund | Dividend Yield | 0.92 | 10.6% |
| Aditya Birla Sun Life Dividend Yield Fund | Dividend Yield | 0.91 | 9.6% |
| Kotak ESG Exclusionary Strategy Fund | Sectoral/Thematic | 0.91 | 5.9% |
| Baroda BNP Paribas Large and Mid Cap fund | Large & Mid Cap | 0.91 | 11.0% |
| Baroda BNP Paribas Value Fund | Value | 0.91 | 6.5% |
Questions about DSP Value Fund
- What is the latest NAV of DSP Value Fund?
- The NAV of the Regular plan (growth option) was ₹22.7570 on 2 Oct 2026, as published by AMFI.
- Which category is DSP Value Fund in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 24 Value schemes (Regular plans).
- What returns has DSP Value Fund delivered?
- Over one year the NAV changed by 3.5%. The 3-year CAGR is 14.6% (category median 10.0%) and the 5-year CAGR is 11.4% (category median 10.9%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 17.7%, the lowest was 12.4%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 75% of those periods.
- What was the largest fall in DSP Value Fund's NAV?
- The largest peak-to-trough fall in its available history was 16.8%; within the last five years it was 16.8% (category median 18.7%).
- How volatile is DSP Value Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 11.5%, which is below the Value category median of 15.4%.
- What would a monthly SIP in DSP Value Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,24,553 on 2 Oct 2026, an annualised return (XIRR) of 12.3%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of DSP Value Fund?
- The total expense ratio of the Regular plan is 2.41% a year, as disclosed to AMFI (median of Value Regular plans: 2.30%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has DSP Value Fund beaten its category?
- At 39% of the 33 month-ends compared over the last 10 years, its 3-year return was above the median of Value schemes (Regular plans); it was in the top quarter at 18% of them. A typical scheme would show about 50%.
- Who manages DSP Value Fund?
- According to its Scheme Summary Document, DSP Value Fund is managed by Abhishek Singh Ms. Kaivalya Nadkarni (since 16 May 2026).
- What is the exit load of DSP Value Fund?
- As stated in its scheme documents: Holding period from the date of allotment: - Up to 10% of units: Nil exit load if redeemed or switched out within 1 month. - Exceeding 10% of units: 1% exit load if redeemed or switched within 1 month. - After 1 months: Nil exit load on any redemption or switch-out Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in DSP Value Fund?
- The minimum application amount is ₹100. SIP details: SIP, SWP, STP - Rs. 100/- for all frequencies.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.3% and the Regular plan's by 3.5%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.