Nippon India Multi Asset Allocation Fund
Nippon India Mutual Fund · Multi Asset Allocation · Direct plan, growth option
NAV (₹), 2 Oct 2026
26.2137
1-day change
-0.50%
1Y return
7.8%
3Y CAGR
18.1%
5Y CAGR
14.9%
Max drawdown, 5Y
−10.8%
NAV history month-end NAV, ₹ · 31 Aug 2020 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -3.9% | -3.9% |
| 3 months | -1.0% | -1.8% |
| 6 months | 5.5% | 4.0% |
| Year to date | 2.0% | 0.1% |
| 1 year | 7.8% | 6.4% |
| 3 years (CAGR) | 18.1% | 14.0% |
| 5 years (CAGR) | 14.9% | 12.7% |
| 7 years (CAGR) | n/a | 13.8% |
| 10 years (CAGR) | n/a | 11.6% |
| Since first NAV (CAGR) | 17.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 17.0% | 12.5% |
| 3Y rolling median | 18.7% | 17.0% |
| 3Y rolling worst | 14.0% | 4.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 17.8% | 13.8% |
| 5Y rolling worst | 14.9% | 1.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 9.9% | 9.9% |
| Sharpe ratio | 1.19 | 0.76 |
| Sortino ratio | 1.89 | 1.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −10.8% | −12.0% |
| Maximum drawdown, last 10Y | n/a | −27.2% |
| Maximum drawdown, last 5Y | −10.8% | −10.5% |
| Current drawdown | −5.6% | −5.8% |
| Recovery time of worst fall | 136 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | n/a | 0.97% |
| AUM, whole scheme (₹ crore) | 18,044 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 100% | 40% median |
| Month-ends in category top quartile (3Y) | 32% | 29% median |
Official benchmark: 50% BSE 500 TRI + 20% MSCI World Index TRI + 15% of Crisil Short Term Bond Index + 10% Domestic prices of Gold + 5% Domestic prices of Silver (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 2.0% | n/a | – |
| 2025 | 21.0% | n/a | – |
| 2024 | 20.1% | n/a | – |
| 2023 | 25.9% | n/a | – |
| 2022 | 4.6% | n/a | – |
| 2021 | 21.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,473 | 2.3% |
| 3 years | ₹3,60,000 | ₹4,34,998 | 12.7% |
| 5 years | ₹6,00,000 | ₹8,87,825 | 15.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Multi Asset Allocation
Plan / option: Direct · Growth
AMFI scheme code: 148457
ISIN: INF204KB19V4
First NAV in MFIC data: 31 Aug 2020
History: 6.1 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| BANDHAN MULTI ASSET ALLOCATION FUND | Multi Asset Allocation | 0.98 | n/a |
| Mirae Asset Multi Asset Allocation Fund | Multi Asset Allocation | 0.97 | n/a |
| Union Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | n/a |
| Sundaram Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | n/a |
| Mahindra Manulife Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | n/a |
| Bajaj Finserv Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | n/a |
Questions about Nippon India Multi Asset Allocation Fund
- What is the latest NAV of Nippon India Multi Asset Allocation Fund?
- The NAV of the Direct plan (growth option) was ₹26.2137 on 2 Oct 2026, as published by AMFI.
- Which category is Nippon India Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Direct plans).
- What returns has Nippon India Multi Asset Allocation Fund delivered?
- Over one year the NAV changed by 7.8%. The 3-year CAGR is 18.1% (category median 14.0%) and the 5-year CAGR is 14.9% (category median 12.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 18.7%, the lowest was 14.0%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Nippon India Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 10.8%; within the last five years it was 10.8% (category median 10.5%).
- How volatile is Nippon India Multi Asset Allocation Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 9.9%, which is equal to the Multi Asset Allocation category median of 9.9%.
- What would a monthly SIP in Nippon India Multi Asset Allocation Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,87,825 on 2 Oct 2026, an annualised return (XIRR) of 15.7%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is Nippon India Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹18,044 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Nippon India Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has Nippon India Multi Asset Allocation Fund beaten its category?
- At 100% of the 38 month-ends compared over the last 10 years, its 3-year return was above the median of Multi Asset Allocation schemes (Direct plans); it was in the top quarter at 32% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 7.8% and the Regular plan's by 6.6%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.