Tata Multi Asset Allocation Fund
Tata Mutual Fund · Multi Asset Allocation · Direct plan, growth option
NAV (₹), 1 Oct 2026
27.0590
1-day change
-0.54%
1Y return
2.7%
3Y CAGR
12.0%
5Y CAGR
11.7%
Max drawdown, 5Y
−10.3%
NAV history month-end NAV, ₹ · 12 Mar 2020 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.3% | -3.9% |
| 3 months | -3.6% | -1.8% |
| 6 months | 3.8% | 4.0% |
| Year to date | -4.0% | 0.1% |
| 1 year | 2.7% | 6.4% |
| 3 years (CAGR) | 12.0% | 14.0% |
| 5 years (CAGR) | 11.7% | 12.7% |
| 7 years (CAGR) | n/a | 13.8% |
| 10 years (CAGR) | n/a | 11.6% |
| Since first NAV (CAGR) | 17.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 15.1% | 12.5% |
| 3Y rolling median | 17.1% | 17.0% |
| 3Y rolling worst | 12.0% | 4.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 17.3% | 13.8% |
| 5Y rolling worst | 11.7% | 1.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 9.9% | 9.9% |
| Sharpe ratio | 0.61 | 0.76 |
| Sortino ratio | 0.89 | 1.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −13.5% | −12.0% |
| Maximum drawdown, last 10Y | n/a | −27.2% |
| Maximum drawdown, last 5Y | −10.3% | −10.5% |
| Current drawdown | −5.8% | −5.8% |
| Recovery time of worst fall | 38 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 0% of days since 2023 (median 22.1)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
1,48,138.00 +0.17%
IBJA close, 1 Oct 2026 · ₹ per 10 g (999)
- 1Y +25.6% · 3Y +35.9% p.a. · 5Y +25.2% p.a. (index fund NAV, after costs)
- −15.0% from its 52-week high (proxy NAV)
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.95% a year and the Direct plan's 0.65%, a gap of 1.30%; over the last 3 years the Direct plan returned 1.60 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹30,57,025.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 24 Sep 2026: TER increased from 0.64% to 0.65% (AMFI TER disclosure)
- 23 Sep 2026: TER reduced from 0.65% to 0.64% (AMFI TER disclosure)
- 21 Sep 2026: TER increased from 0.64% to 0.65% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 0.65% to 0.64% (AMFI TER disclosure)
- 11 Sep 2026: TER increased from 0.64% to 0.65% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 0.65% to 0.64% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| 1 Rahul Singh | 12 Mar 2020 | |
| 2 Murthy Nagarajan | 12 Mar 2020 | |
| 3 Sailesh Jain | 12 Mar 2020 | |
| 4 Amit Somani | 1 Jun 2026 | |
| 5 Tapan Patel | 11 Aug 2023 |
Objective: The investment objective of the scheme is to generate long term capital appreciation.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The scheme does not assure or guarantee any returns.
Stated asset allocation: Equity and equity related instruments 65-80, Debt and money market instruments 10-25, Commodity ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time 10-25, Units of REITs & InvITs 0-10. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments and Units of Fixed Income mutual funds will be considered under allocation for Debt & Debt related instruments
Benchmark (tier 1): Composite Benchmark of 65% BSE 200 + 15% CRISIL Short Term Bond Index + 20% iComdex Composite Index (Total Return variant of the index (TRI) will be used for performance comparison).
Exit load: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL.
Minimum application: ₹5,000
Allotment date: 4 Mar 2020
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.65% | 0.85% |
| AUM, whole scheme (₹ crore) | 5,000 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 3.7% | 4.7% TRI |
| Return, 3 years (AMFI) | 12.2% | 11.5% TRI |
| Return, 5 years (AMFI) | 11.8% | 10.0% TRI |
| Month-ends above category median (3Y CAGR) | 26% | 40% median |
| Month-ends in category top quartile (3Y) | 0% | 29% median |
Official benchmark: (65%) BSE 200 + (15%) CRISIL Short Term Bond Index + (20%) iCOMDEX Composite Index TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -4.0% | n/a | – |
| 2025 | 16.5% | n/a | – |
| 2024 | 16.2% | n/a | – |
| 2023 | 20.2% | n/a | – |
| 2022 | 8.9% | n/a | – |
| 2021 | 24.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,820 | -3.3% |
| 3 years | ₹3,60,000 | ₹3,99,500 | 6.9% |
| 5 years | ₹6,00,000 | ₹7,88,172 | 10.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Tata Mutual Fund
Category: Multi Asset Allocation
Plan / option: Direct · Growth
AMFI scheme code: 148053
ISIN: INF277K019Y3
First NAV in MFIC data: 12 Mar 2020
History: 6.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Tata Balanced Advantage Fund | Balanced Advantage | 0.97 | 7.2% |
| Mirae Asset Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 10.3% |
| Mirae Asset Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | n/a |
| BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND | Aggressive Hybrid | 0.96 | 10.1% |
| Tata Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 7.1% |
| Groww Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 8.0% |
Questions about Tata Multi Asset Allocation Fund
- What is the latest NAV of Tata Multi Asset Allocation Fund?
- The NAV of the Direct plan (growth option) was ₹27.0590 on 1 Oct 2026, as published by AMFI.
- Which category is Tata Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Direct plans).
- What returns has Tata Multi Asset Allocation Fund delivered?
- Over one year the NAV changed by 2.7%. The 3-year CAGR is 12.0% (category median 14.0%) and the 5-year CAGR is 11.7% (category median 12.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 17.1%, the lowest was 12.0%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Tata Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 13.5%; within the last five years it was 10.3% (category median 10.5%).
- How volatile is Tata Multi Asset Allocation Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 9.9%, which is below the Multi Asset Allocation category median of 9.9%.
- What would a monthly SIP in Tata Multi Asset Allocation Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,88,172 on 1 Oct 2026, an annualised return (XIRR) of 10.8%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Tata Multi Asset Allocation Fund?
- The total expense ratio of the Direct plan is 0.65% a year, as disclosed to AMFI (median of Multi Asset Allocation Direct plans: 0.85%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Tata Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹5,000 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Tata Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Tata Multi Asset Allocation Fund and how has it compared?
- Its official benchmark is the (65%) BSE 200 + (15%) CRISIL Short Term Bond Index + (20%) iCOMDEX Composite Index TRI. Over 3 years AMFI reports a return of 12.2% for this plan against 11.5% for the benchmark total return index; over 5 years 11.8% against 10.0%. Past performance does not indicate future results.
- How often has Tata Multi Asset Allocation Fund beaten its category?
- At 26% of the 43 month-ends compared over the last 10 years, its 3-year return was above the median of Multi Asset Allocation schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Tata Multi Asset Allocation Fund?
- According to its Scheme Summary Document, Tata Multi Asset Allocation Fund is managed by 1 Rahul Singh (since 12 Mar 2020), 2 Murthy Nagarajan (since 12 Mar 2020), 3 Sailesh Jain (since 12 Mar 2020), 4 Amit Somani (since 1 Jun 2026), 5 Tapan Patel (since 11 Aug 2023).
- What is the exit load of Tata Multi Asset Allocation Fund?
- As stated in its scheme documents: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Tata Multi Asset Allocation Fund?
- The minimum application amount is ₹5,000. SIP details: SIP-- 100.00/100.00/100.00/100.00/100.00/100.00 ;STP --500.00/500.00/500.00/500.00 ;SWP --500.00/500.00/500.00/500.00.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.7% and the Regular plan's by 1.3%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.