Union Focused Fund
Union Mutual Fund · Focused · Regular plan, growth option
NAV (₹), 2 Oct 2026
26.3300
1-day change
-0.68%
1Y return
2.9%
3Y CAGR
9.1%
5Y CAGR
8.0%
Max drawdown, 5Y
−18.7%
NAV history month-end NAV, ₹ · 13 Aug 2019 to 1 Oct 2026
Returns vs Focused median (28 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.9% | -5.8% |
| 3 months | -3.4% | -3.7% |
| 6 months | 11.3% | 9.5% |
| Year to date | 5.0% | -4.9% |
| 1 year | 2.9% | -1.1% |
| 3 years (CAGR) | 9.1% | 9.4% |
| 5 years (CAGR) | 8.0% | 9.5% |
| 7 years (CAGR) | 14.1% | 13.9% |
| 10 years (CAGR) | n/a | 11.8% |
| Since first NAV (CAGR) | 14.5% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.9% | 10.6% |
| 3Y rolling median | 14.7% | 14.6% |
| 3Y rolling worst | 7.6% | 4.2% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | 13% | 49% |
| 5Y rolling median | 16.6% | 14.8% |
| 5Y rolling worst | 7.9% | 2.6% |
| 5Y periods ahead of benchmark | 0% | 42% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.7% | 15.4% |
| Sharpe ratio | 0.25 | 0.28 |
| Sortino ratio | 0.35 | 0.40 |
| Beta | 0.87 | 0.94 |
| Alpha (ann.) | 0.7% | 1.0% |
| Upside capture | 89.48 | 99.87 |
| Downside capture | 87.02 | 95.37 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −34.0% | −34.9% |
| Maximum drawdown, last 10Y | n/a | −37.5% |
| Maximum drawdown, last 5Y | −18.7% | −20.4% |
| Current drawdown | −7.1% | −8.3% |
| Recovery time of worst fall | 199 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 5.0% | -7.8% | +12.8% |
| 2025 | -2.0% | 7.7% | −9.6% |
| 2024 | 16.4% | 15.6% | +0.7% |
| 2023 | 20.8% | 26.5% | −5.7% |
| 2022 | -0.2% | 3.8% | −4.0% |
| 2021 | 34.5% | 30.6% | +3.9% |
| 2020 | 20.7% | 17.2% | +3.4% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,896 | 2.9% |
| 3 years | ₹3,60,000 | ₹3,89,359 | 5.2% |
| 5 years | ₹6,00,000 | ₹7,41,720 | 8.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Union Mutual Fund
Category: Focused
Plan / option: Regular · Growth
AMFI scheme code: 147490
ISIN: INF582M01FW6
First NAV in MFIC data: 13 Aug 2019
History: 7.1 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Union Flexi Cap Fund | Flexi Cap | 0.96 | 8.9% |
| Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund | ELSS | 0.96 | 8.3% |
| PGIM India Multi Cap Fund | Multi Cap | 0.96 | n/a |
| Aditya Birla Sun Life Multi-Cap Fund | Multi Cap | 0.96 | 12.1% |
| Sundaram Large and Midcap Fund | Large & Mid Cap | 0.96 | 11.8% |
| Union Multicap Fund | Multi Cap | 0.96 | 12.3% |
Questions about Union Focused Fund
- What is the latest NAV of Union Focused Fund?
- The NAV of the Regular plan (growth option) was ₹26.3300 on 2 Oct 2026, as published by AMFI.
- Which category is Union Focused Fund in?
- It is classified as Focused in AMFI's daily NAV file; a Focused scheme holds at most 30 stocks. MFIC compares it with 28 Focused schemes (Regular plans).
- What returns has Union Focused Fund delivered?
- Over one year the NAV changed by 2.9%. The 3-year CAGR is 9.1% (category median 9.4%) and the 5-year CAGR is 8.0% (category median 9.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 14.7%, the lowest was 7.6%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 13% of those periods.
- What was the largest fall in Union Focused Fund's NAV?
- The largest peak-to-trough fall in its available history was 34.0%; within the last five years it was 18.7% (category median 20.4%).
- How volatile is Union Focused Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.7%, which is below the Focused category median of 15.4%.
- What would a monthly SIP in Union Focused Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,41,720 on 2 Oct 2026, an annualised return (XIRR) of 8.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.9% and the Regular plan's by 2.9%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.