Mutual Funds › MFIC › Fixed Maturity Plan › ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
ICICI Prudential Mutual Fund · Fixed Maturity Plan · Regular plan, growth option
NAV (₹), 2 Oct 2026
17.8211
1-day change
-0.03%
1Y return
5.1%
3Y CAGR
7.5%
5Y CAGR
6.4%
Max drawdown, 5Y
−2.9%
NAV history month-end NAV, ₹ · 18 Mar 2019 to 1 Oct 2026
Returns vs Fixed Maturity Plan median (40 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.1% | 0.3% |
| 3 months | 0.6% | 1.2% |
| 6 months | 2.5% | 2.8% |
| Year to date | 3.4% | 4.1% |
| 1 year | 5.1% | 5.6% |
| 3 years (CAGR) | 7.5% | 7.3% |
| 5 years (CAGR) | 6.4% | 6.2% |
| 7 years (CAGR) | 7.0% | 6.9% |
| 10 years (CAGR) | n/a | n/a |
| Since first NAV (CAGR) | 7.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.6% | 7.5% |
| 3Y rolling median | 6.5% | 7.3% |
| 3Y rolling worst | 4.5% | 6.2% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 6.8% | 6.8% |
| 5Y rolling worst | 6.3% | 6.2% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.9% | 0.9% |
| Sharpe ratio | 0.53 | 0.88 |
| Sortino ratio | 0.83 | 1.66 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −4.8% | −3.5% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | −2.9% | −3.0% |
| Current drawdown | −0.3% | 0.0% |
| Recovery time of worst fall | 14 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Rohit Lakhotia | Comanage | 22 Jan 2024 |
| Darshil Dedhia | Comanage | 12 Jun 2023 |
Objective: The investment objective of the Scheme is to seek to generate income by investing in a portfolio of fixed income securities/debt instruments maturing on or before the maturity of the Scheme. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Stated asset allocation: • Debt Instrument including Government Securities 80% - 100% • Money Market Instruments 0% - 20%
Benchmark (tier 1): CRISIL Composite Bond Index
Minimum application: Rs. 5,000
Allotment date: 15 Mar 2019
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.35% | 0.27% |
| AUM, whole scheme (₹ crore) | n/a | 180 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 89% | 42% median |
| Month-ends in category top quartile (3Y) | 52% | 5% median |
Category consistency: last 10 years of month-ends, Fixed Maturity Plan Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.4% | n/a | – |
| 2025 | 8.0% | n/a | – |
| 2024 | 9.3% | n/a | – |
| 2023 | 7.4% | n/a | – |
| 2022 | 3.2% | n/a | – |
| 2021 | 4.1% | n/a | – |
| 2020 | 11.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,966 | 4.6% |
| 3 years | ₹3,60,000 | ₹3,97,529 | 6.5% |
| 5 years | ₹6,00,000 | ₹7,14,863 | 6.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Fixed Maturity Plan
Plan / option: Regular · Growth
AMFI scheme code: 146797
ISIN: INF109KC1VQ2
First NAV in MFIC data: 18 Mar 2019
History: 7.5 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I | Fixed Maturity Plan | 1.00 | 7.5% |
| BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) | Fixed Maturity Plan | 1.00 | 7.3% |
| Nippon India Fixed Maturity Plan - XLI - Series 8 | Fixed Maturity Plan | 0.99 | 7.3% |
| ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I | Fixed Maturity Plan | 0.99 | 6.7% |
| SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) | Fixed Maturity Plan | 0.99 | 7.5% |
| SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) | Fixed Maturity Plan | 0.99 | 7.2% |
Questions about ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
- What is the latest NAV of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
- The NAV of the Regular plan (growth option) was ₹17.8211 on 2 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I in?
- It is classified as Fixed Maturity Plan in AMFI's daily NAV file. MFIC compares it with 40 Fixed Maturity Plan schemes (Regular plans).
- What returns has ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I delivered?
- Over one year the NAV changed by 5.1%. The 3-year CAGR is 7.5% (category median 7.3%) and the 5-year CAGR is 6.4% (category median 6.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.5%, the lowest was 4.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I's NAV?
- The largest peak-to-trough fall in its available history was 4.8%; within the last five years it was 2.9% (category median 3.0%).
- How volatile is ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.9%, which is above the Fixed Maturity Plan category median of 0.9%.
- What would a monthly SIP in ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,14,863 on 2 Oct 2026, an annualised return (XIRR) of 6.9%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
- The total expense ratio of the Regular plan is 0.35% a year, as disclosed to AMFI (median of Fixed Maturity Plan Regular plans: 0.27%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I beaten its category?
- At 89% of the 54 month-ends compared over the last 10 years, its 3-year return was above the median of Fixed Maturity Plan schemes (Regular plans); it was in the top quarter at 52% of them. A typical scheme would show about 50%.
- Who manages ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
- According to its Scheme Summary Document, ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I is managed by Rohit Lakhotia (since 22 Jan 2024), Darshil Dedhia (since 12 Jun 2023).
- What is the minimum investment in ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
- The minimum application amount is Rs. 5,000.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.