Invesco India Equity Savings Fund
Invesco Mutual Fund · Equity Savings · Regular plan, growth option
NAV (₹), 1 Oct 2026
16.5252
1-day change
-0.09%
1Y return
-2.0%
3Y CAGR
6.7%
5Y CAGR
5.6%
Max drawdown, 5Y
−8.6%
NAV history month-end NAV, ₹ · 8 Mar 2019 to 1 Oct 2026
Returns vs Equity Savings median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.8% | -1.8% |
| 3 months | -0.2% | -0.6% |
| 6 months | 3.7% | 3.3% |
| Year to date | -1.8% | 0.2% |
| 1 year | -2.0% | 2.2% |
| 3 years (CAGR) | 6.7% | 7.0% |
| 5 years (CAGR) | 5.6% | 6.5% |
| 7 years (CAGR) | 7.0% | 8.1% |
| 10 years (CAGR) | n/a | 7.2% |
| Since first NAV (CAGR) | 6.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.2% | 7.7% |
| 3Y rolling median | 8.3% | 8.8% |
| 3Y rolling worst | 4.6% | 1.5% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 8.9% | 8.6% |
| 5Y rolling worst | 5.6% | 5.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 6.4% | 5.2% |
| Sharpe ratio | 0.05 | 0.12 |
| Sortino ratio | 0.07 | 0.18 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −13.7% | −16.5% |
| Maximum drawdown, last 10Y | n/a | −17.7% |
| Maximum drawdown, last 5Y | −8.6% | −6.2% |
| Current drawdown | −3.5% | −2.3% |
| Recovery time of worst fall | 151 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.97% a year and the Direct plan's 1.51%, a gap of 1.46%; over the last 3 years the Direct plan returned 1.67 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹30,42,002.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 24 Sep 2026: TER reduced from 2.98% to 2.97% (AMFI TER disclosure)
- 22 Sep 2026: TER increased from 2.97% to 2.98% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 2.98% to 2.97% (AMFI TER disclosure)
- 17 Sep 2026: TER increased from 2.97% to 2.98% (AMFI TER disclosure)
- 16 Sep 2026: TER reduced from 2.98% to 2.97% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Amey Sathe | Primary (Equity Investments) | 4 Nov 2025 |
| Deepak Gupta | Comanage (Arbitrage Investments) | 1 Dec 2023 |
| Krishna Cheemalapati | Comanage (Debt Investments) | 7 Mar 2019 |
Objective: To generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments). There is no assurance that the investment objective of the Scheme will be achieved
Stated asset allocation: Under normal circumstances, the asset allocation of the Scheme would be as follows: 1.Equity & Equity Related Instruments: Min. 65% Max. 90% 1.1. of which derivatives including index futures, stock futures, index options & stock options etc. (only arbitrage opportunities) : Min. 25% Max. 75% 1.2. of which unhedged equity portion: Min. 15% Max. 40% Debt* and Money Market Instruments: Min.10% Max. 35% * Debt includes Government Securities. Debt instruments may include securitized debt (including pass through certificates (PTC)) upto 35% of the net assets of the Scheme. Under defensive circumstances, the asset allocation of the Scheme would be as follows: 1.Equity & Equity Related…
Benchmark (tier 1): NIFTY Equity Savings Index
Exit load: If redeemed / switched-out within 1 month from the date of allotment - 0.25% . If units are redeemed or switched-out after 1 month from the date of allotment -Nil.
Minimum application: ₹1,000
Allotment date: 7 Mar 2019
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.97% | 2.15% |
| AUM, whole scheme (₹ crore) | 269 | 774 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -1.6% | 1.5% TRI |
| Return, 3 years (AMFI) | 6.7% | 7.1% TRI |
| Return, 5 years (AMFI) | 5.6% | 6.6% TRI |
| Month-ends above category median (3Y CAGR) | 36% | 42% median |
| Month-ends in category top quartile (3Y) | 11% | 15% median |
Official benchmark: Nifty Equity Savings Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Equity Savings Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -1.8% | n/a | – |
| 2025 | 0.4% | n/a | – |
| 2024 | 16.6% | n/a | – |
| 2023 | 15.5% | n/a | – |
| 2022 | -1.6% | n/a | – |
| 2021 | 10.3% | n/a | – |
| 2020 | 8.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,307 | -1.1% |
| 3 years | ₹3,60,000 | ₹3,71,950 | 2.1% |
| 5 years | ₹6,00,000 | ₹6,87,426 | 5.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Invesco Mutual Fund
Category: Equity Savings
Plan / option: Regular · Growth
AMFI scheme code: 146456
ISIN: INF205KA1023
First NAV in MFIC data: 8 Mar 2019
History: 7.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Invesco India Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 8.3% |
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.95 | n/a |
| Union Aggressive Hybrid Fund | Aggressive Hybrid | 0.94 | 8.4% |
| 360 ONE Balanced Hybrid Fund | Balanced Hybrid | 0.93 | 8.8% |
| WhiteOak Capital Balanced Advantage Fund | Balanced Advantage | 0.93 | 9.3% |
| LIC MF Aggressive Hybrid Fund | Aggressive Hybrid | 0.93 | 10.0% |
Questions about Invesco India Equity Savings Fund
- What is the latest NAV of Invesco India Equity Savings Fund?
- The NAV of the Regular plan (growth option) was ₹16.5252 on 1 Oct 2026, as published by AMFI.
- Which category is Invesco India Equity Savings Fund in?
- It is classified as Equity Savings in AMFI's daily NAV file. MFIC compares it with 24 Equity Savings schemes (Regular plans).
- What returns has Invesco India Equity Savings Fund delivered?
- Over one year the NAV changed by -2.0%. The 3-year CAGR is 6.7% (category median 7.0%) and the 5-year CAGR is 5.6% (category median 6.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.3%, the lowest was 4.6%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Invesco India Equity Savings Fund's NAV?
- The largest peak-to-trough fall in its available history was 13.7%; within the last five years it was 8.6% (category median 6.2%).
- How volatile is Invesco India Equity Savings Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 6.4%, which is above the Equity Savings category median of 5.2%.
- What would a monthly SIP in Invesco India Equity Savings Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,87,426 on 1 Oct 2026, an annualised return (XIRR) of 5.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Invesco India Equity Savings Fund?
- The total expense ratio of the Regular plan is 2.97% a year, as disclosed to AMFI (median of Equity Savings Regular plans: 2.15%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Invesco India Equity Savings Fund?
- Assets under management of the whole scheme were ₹269 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Invesco India Equity Savings Fund?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Invesco India Equity Savings Fund and how has it compared?
- Its official benchmark is the Nifty Equity Savings Index. Over 3 years AMFI reports a return of 6.7% for this plan against 7.1% for the benchmark total return index; over 5 years 5.6% against 6.6%. Past performance does not indicate future results.
- How often has Invesco India Equity Savings Fund beaten its category?
- At 36% of the 55 month-ends compared over the last 10 years, its 3-year return was above the median of Equity Savings schemes (Regular plans); it was in the top quarter at 11% of them. A typical scheme would show about 50%.
- Who manages Invesco India Equity Savings Fund?
- According to its Scheme Summary Document, Invesco India Equity Savings Fund is managed by Amey Sathe (since 4 Nov 2025), Deepak Gupta (since 1 Dec 2023), Krishna Cheemalapati (since 7 Mar 2019).
- What is the exit load of Invesco India Equity Savings Fund?
- As stated in its scheme documents: If redeemed / switched-out within 1 month from the date of allotment - 0.25% . If units are redeemed or switched-out after 1 month from the date of allotment -Nil. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Invesco India Equity Savings Fund?
- The minimum application amount is ₹1,000. SIP details: SIP-Weekly:100; Monthly:500; Quarterly: 300, SSWP-Weekly/Monthly:1000;Quarterly:1500, Fixed STP- Daily:500; Weekly/ Fortnightly/ Monthly:1000 Quarterly:1500; Flex STP- Monthly:1000; Quarterly:1500, Appreciation STP- Monthly/Quarterly:500 Note - Choti SIP will be available only to investors new to Mutual Fund industry and will be restricted to three SIPs (one each in upto 3 Asset Management Companies). Investor who initiates any SIP other than Choti SIP or makes lumpsum investment shall not be c….
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.5% and the Regular plan's by -2.0%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.