DSP Corporate Bond Fund
DSP Mutual Fund · Corporate Bond · Regular plan, growth option
NAV (₹), 1 Oct 2026
17.1762
1-day change
0.03%
1Y return
5.7%
3Y CAGR
7.1%
5Y CAGR
5.8%
Max drawdown, 5Y
−3.2%
NAV history month-end NAV, ₹ · 11 Sep 2018 to 1 Oct 2026
Returns vs Corporate Bond median (21 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.5% | 0.1% |
| 3 months | 1.5% | 0.4% |
| 6 months | 3.3% | 2.9% |
| Year to date | 4.4% | 3.1% |
| 1 year | 5.7% | 4.4% |
| 3 years (CAGR) | 7.1% | 6.8% |
| 5 years (CAGR) | 5.8% | 5.8% |
| 7 years (CAGR) | 6.2% | 6.4% |
| 10 years (CAGR) | n/a | 6.8% |
| Since first NAV (CAGR) | 6.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.1% | 7.1% |
| 3Y rolling median | 5.5% | 7.0% |
| 3Y rolling worst | 3.7% | 4.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 5.7% | 6.5% |
| 5Y rolling worst | 5.4% | 5.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 0.9% | 1.6% |
| Sharpe ratio | 0.61 | 0.10 |
| Sortino ratio | 1.02 | 0.14 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −3.2% | −3.2% |
| Maximum drawdown, last 10Y | n/a | −2.7% |
| Maximum drawdown, last 5Y | −3.2% | −1.0% |
| Current drawdown | 0.0% | −0.3% |
| Recovery time of worst fall | 186 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.53% a year and the Direct plan's 0.29%, a gap of 0.24%; over the last 3 years the Direct plan returned 0.27 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹6,32,399.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 8 Sep 2026: TER reduced from 0.54% to 0.53% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Shantanu Godambe | Primary | 1 Jan 2025 |
| Vivek Ramakrishnan | Comanage | 17 Jul 2021 |
Objective: The primary investment objective of the Scheme is to seek to generate regular income and capital appreciation commensurate with risk from a portfolio predominantly investing in corporate debt securities across maturities which are rated AA+ and above, in addition to debt instruments issued by central and state governments and money market securities. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: 1. Corporate Bonds* (including securitized debt) which are rated AA+ and above: 80% - 100% 2. Corporate Bonds (including securitized debt) which are rated AA and below: 0% - 20% 3. Money Market Instruments and Debt Instruments issued by Central And State Governments: 0% - 20% 4. Units issued by InvITs: 0% - 10% For detailed asset allocation pattern, please refer to the Scheme Information Document
Benchmark (tier 1): CRISIL Corporate Debt A-II Index
Minimum application: ₹100
Allotment date: 10 Sep 2018
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.53% | 0.68% |
| AUM, whole scheme (₹ crore) | 2,647 | 3,485 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.7% | 5.3% TRI |
| Return, 3 years (AMFI) | 7.1% | 7.8% TRI |
| Return, 5 years (AMFI) | 5.8% | 6.7% TRI |
| Month-ends above category median (3Y CAGR) | 16% | 48% median |
| Month-ends in category top quartile (3Y) | 5% | 18% median |
| 7Y rolling CAGR, median (monthly windows) | 6.5% | 7.2% median |
Official benchmark: CRISIL Corporate Debt A-II Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Corporate Bond Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 4.4% | n/a | – |
| 2025 | 7.7% | n/a | – |
| 2024 | 7.7% | n/a | – |
| 2023 | 6.5% | n/a | – |
| 2022 | 2.1% | n/a | – |
| 2021 | 3.4% | n/a | – |
| 2020 | 9.4% | n/a | – |
| 2019 | 11.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,895 | 6.1% |
| 3 years | ₹3,60,000 | ₹3,99,069 | 6.8% |
| 5 years | ₹6,00,000 | ₹7,09,828 | 6.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: DSP Mutual Fund
Category: Corporate Bond
Plan / option: Regular · Growth
AMFI scheme code: 144644
ISIN: INF740KA1JX0
First NAV in MFIC data: 11 Sep 2018
History: 8.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund | Debt Index Fund | 0.98 | 7.3% |
| Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund | Debt Index Fund | 0.97 | n/a |
| Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund | Debt Index Fund | 0.97 | n/a |
| Edelweiss NIFTY PSU Bond Plus SDL Apr 2027 50:50 Index Fund | Debt Index Fund | 0.96 | 7.2% |
| Aditya Birla Sun Life Crisil IBX 60:40 SDL+AAA PSU-APR 2027 Index Fund | Debt Index Fund | 0.96 | 7.2% |
| ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund | Debt Index Fund | 0.96 | 7.3% |
Questions about DSP Corporate Bond Fund
- What is the latest NAV of DSP Corporate Bond Fund?
- The NAV of the Regular plan (growth option) was ₹17.1762 on 1 Oct 2026, as published by AMFI.
- Which category is DSP Corporate Bond Fund in?
- It is classified as Corporate Bond in AMFI's daily NAV file. MFIC compares it with 21 Corporate Bond schemes (Regular plans).
- What returns has DSP Corporate Bond Fund delivered?
- Over one year the NAV changed by 5.7%. The 3-year CAGR is 7.1% (category median 6.8%) and the 5-year CAGR is 5.8% (category median 5.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 5.5%, the lowest was 3.7%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in DSP Corporate Bond Fund's NAV?
- The largest peak-to-trough fall in its available history was 3.2%; within the last five years it was 3.2% (category median 1.0%).
- How volatile is DSP Corporate Bond Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 0.9%, which is below the Corporate Bond category median of 1.6%.
- What would a monthly SIP in DSP Corporate Bond Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,09,828 on 1 Oct 2026, an annualised return (XIRR) of 6.7%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of DSP Corporate Bond Fund?
- The total expense ratio of the Regular plan is 0.53% a year, as disclosed to AMFI (median of Corporate Bond Regular plans: 0.68%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is DSP Corporate Bond Fund?
- Assets under management of the whole scheme were ₹2,647 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of DSP Corporate Bond Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of DSP Corporate Bond Fund and how has it compared?
- Its official benchmark is the CRISIL Corporate Debt A-II Index. Over 3 years AMFI reports a return of 7.1% for this plan against 7.8% for the benchmark total return index; over 5 years 5.8% against 6.7%. Past performance does not indicate future results.
- How often has DSP Corporate Bond Fund beaten its category?
- At 16% of the 61 month-ends compared over the last 10 years, its 3-year return was above the median of Corporate Bond schemes (Regular plans); it was in the top quarter at 5% of them. A typical scheme would show about 50%.
- Who manages DSP Corporate Bond Fund?
- According to its Scheme Summary Document, DSP Corporate Bond Fund is managed by Shantanu Godambe (since 1 Jan 2025), Vivek Ramakrishnan (since 17 Jul 2021).
- What is the minimum investment in DSP Corporate Bond Fund?
- The minimum application amount is ₹100. SIP details: SIP, SWP, STP - Rs. 100/- for all frequencies.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 6.0% and the Regular plan's by 5.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.