UTI - Corporate Bond Fund
UTI Mutual Fund · Corporate Bond · Direct plan, growth option
NAV (₹), 1 Oct 2026
17.8802
1-day change
-0.02%
1Y return
4.9%
3Y CAGR
7.2%
5Y CAGR
6.3%
Max drawdown, 5Y
−0.9%
NAV history month-end NAV, ₹ · 9 Aug 2018 to 1 Oct 2026
Returns vs Corporate Bond median (21 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.2% | 0.1% |
| 3 months | 0.5% | 0.5% |
| 6 months | 3.2% | 3.1% |
| Year to date | 3.5% | 3.4% |
| 1 year | 4.9% | 4.8% |
| 3 years (CAGR) | 7.2% | 7.2% |
| 5 years (CAGR) | 6.3% | 6.2% |
| 7 years (CAGR) | 6.9% | 6.8% |
| 10 years (CAGR) | n/a | 7.2% |
| Since first NAV (CAGR) | 7.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.4% | 7.5% |
| 3Y rolling median | 6.8% | 7.5% |
| 3Y rolling worst | 4.7% | 5.0% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 6.8% | 7.1% |
| 5Y rolling worst | 6.1% | 6.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.6% | 1.6% |
| Sharpe ratio | 0.39 | 0.34 |
| Sortino ratio | 0.63 | 0.54 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −3.0% | −2.9% |
| Maximum drawdown, last 10Y | n/a | −2.7% |
| Maximum drawdown, last 5Y | −0.9% | −0.9% |
| Current drawdown | −0.2% | −0.2% |
| Recovery time of worst fall | 30 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.61% a year and the Direct plan's 0.32%, a gap of 0.29%; over the last 3 years the Direct plan returned 0.32 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹7,58,753.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Anurag Mittal | 1 Dec 2021 | |
| Not Applicable | 1 Dec 2021 | |
| Not Applicable | 1 Dec 2021 | |
| Not Applicable | 1 Dec 2021 |
Objective: The investment objective of the scheme is to generate optimal returns by investing predominantly in AA+ and above rated corporate bonds. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns
Stated asset allocation: Corporate Debt rated AA+ and above (including securitized debt): 65% - 100% Debt (other than stated above) and Money Market Instruments: 0% - 35% Units issued by InvITs :0% - 10%
Benchmark (tier 1): Nifty Corporate Bond Index A-II
Minimum application: Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Direct Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:"
Allotment date: 8 Aug 2018
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.32% | 0.34% |
| AUM, whole scheme (₹ crore) | 4,569 | 3,485 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.0% | 3.8% TRI |
| Return, 3 years (AMFI) | 7.2% | 6.3% TRI |
| Return, 5 years (AMFI) | 6.3% | 5.6% TRI |
| Month-ends above category median (3Y CAGR) | 52% | 52% median |
| Month-ends in category top quartile (3Y) | 19% | 19% median |
| 7Y rolling CAGR, median (monthly windows) | 7.5% | 7.5% median |
Official benchmark: NIFTY Corporate Bond Index A-II (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Corporate Bond Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.5% | n/a | – |
| 2025 | 8.1% | n/a | – |
| 2024 | 8.2% | n/a | – |
| 2023 | 7.2% | n/a | – |
| 2022 | 3.7% | n/a | – |
| 2021 | 3.8% | n/a | – |
| 2020 | 11.3% | n/a | – |
| 2019 | 11.8% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,155 | 4.9% |
| 3 years | ₹3,60,000 | ₹3,97,419 | 6.5% |
| 5 years | ₹6,00,000 | ₹7,11,728 | 6.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: UTI Mutual Fund
Category: Corporate Bond
Plan / option: Direct · Growth
AMFI scheme code: 144339
ISIN: INF789F1A538
First NAV in MFIC data: 9 Aug 2018
History: 8.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| AXIS Corporate Bond Fund | Corporate Bond | 0.99 | 7.6% |
| Invesco India Corporate Bond Fund | Corporate Bond | 0.99 | 7.1% |
| Union Corporate Bond Fund | Corporate Bond | 0.99 | 6.8% |
| Nippon India Banking and PSU Debt Fund | Banking & PSU | 0.99 | 7.1% |
| SBI Corporate Bond Fund | Corporate Bond | 0.99 | 7.2% |
| Aditya Birla Sun Life Banking & PSU Debt Fund | Banking & PSU | 0.99 | 7.0% |
Questions about UTI - Corporate Bond Fund
- What is the latest NAV of UTI - Corporate Bond Fund?
- The NAV of the Direct plan (growth option) was ₹17.8802 on 1 Oct 2026, as published by AMFI.
- Which category is UTI - Corporate Bond Fund in?
- It is classified as Corporate Bond in AMFI's daily NAV file. MFIC compares it with 21 Corporate Bond schemes (Direct plans).
- What returns has UTI - Corporate Bond Fund delivered?
- Over one year the NAV changed by 4.9%. The 3-year CAGR is 7.2% (category median 7.2%) and the 5-year CAGR is 6.3% (category median 6.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.8%, the lowest was 4.7%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in UTI - Corporate Bond Fund's NAV?
- The largest peak-to-trough fall in its available history was 3.0%; within the last five years it was 0.9% (category median 0.9%).
- How volatile is UTI - Corporate Bond Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.6%, which is below the Corporate Bond category median of 1.6%.
- What would a monthly SIP in UTI - Corporate Bond Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,11,728 on 1 Oct 2026, an annualised return (XIRR) of 6.8%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of UTI - Corporate Bond Fund?
- The total expense ratio of the Direct plan is 0.32% a year, as disclosed to AMFI (median of Corporate Bond Direct plans: 0.34%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UTI - Corporate Bond Fund?
- Assets under management of the whole scheme were ₹4,569 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UTI - Corporate Bond Fund?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of UTI - Corporate Bond Fund and how has it compared?
- Its official benchmark is the NIFTY Corporate Bond Index A-II. Over 3 years AMFI reports a return of 7.2% for this plan against 6.3% for the benchmark total return index; over 5 years 6.3% against 5.6%. Past performance does not indicate future results.
- How often has UTI - Corporate Bond Fund beaten its category?
- At 52% of the 62 month-ends compared over the last 10 years, its 3-year return was above the median of Corporate Bond schemes (Direct plans); it was in the top quarter at 19% of them. A typical scheme would show about 50%.
- Who manages UTI - Corporate Bond Fund?
- According to its Scheme Summary Document, UTI - Corporate Bond Fund is managed by Anurag Mittal (since 1 Dec 2021), Not Applicable (since 1 Dec 2021), Not Applicable (since 1 Dec 2021), Not Applicable (since 1 Dec 2021).
- What is the minimum investment in UTI - Corporate Bond Fund?
- The minimum application amount is Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Direct Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:". SIP details: SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000 "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.9% and the Regular plan's by 4.6%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.