Bandhan Aggressive Hybrid Fund
Bandhan Mutual Fund · Aggressive Hybrid · Direct plan, growth option
NAV (₹), 1 Oct 2026
30.9520
1-day change
-0.67%
1Y return
4.7%
3Y CAGR
13.4%
5Y CAGR
11.1%
Max drawdown, 5Y
−15.5%
NAV history month-end NAV, ₹ · 2 Jan 2017 to 1 Oct 2026
Returns vs Aggressive Hybrid median (30 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.1% | -4.4% |
| 3 months | -1.3% | -3.0% |
| 6 months | 9.3% | 4.8% |
| Year to date | 0.8% | -4.3% |
| 1 year | 4.7% | -1.3% |
| 3 years (CAGR) | 13.4% | 10.1% |
| 5 years (CAGR) | 11.1% | 9.1% |
| 7 years (CAGR) | 14.8% | 12.7% |
| 10 years (CAGR) | n/a | 11.5% |
| Since first NAV (CAGR) | 12.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.0% | 10.8% |
| 3Y rolling median | 15.5% | 14.5% |
| 3Y rolling worst | -6.0% | -1.8% |
| 3Y periods positive | 95% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 14.0% | 14.0% |
| 5Y rolling worst | 8.0% | 3.3% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 12.8% | 11.7% |
| Sharpe ratio | 0.61 | 0.34 |
| Sortino ratio | 0.91 | 0.49 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −31.5% | −28.6% |
| Maximum drawdown, last 10Y | n/a | −29.0% |
| Maximum drawdown, last 5Y | −15.5% | −14.5% |
| Current drawdown | −5.1% | −6.1% |
| Recovery time of worst fall | 227 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.25% a year and the Direct plan's 0.88%, a gap of 1.37%; over the last 3 years the Direct plan returned 1.52 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹31,13,692.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 24 Sep 2026: TER increased from 0.87% to 0.88% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 0.86% to 0.87% (AMFI TER disclosure)
- 7 Sep 2026: TER increased from 0.84% to 0.86% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Prateek Poddar | Equity Portion | 7 Jun 2024 |
| amp | 28 Jul 2021 | |
| Harshal Joshi | Debt Portion | 28 Jul 2021 |
Objective: The Fund seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments. The Fund also seeks to generate current income by investing in debt securities and money market instruments.
Stated asset allocation: Equities and Equity related instruments (including derivatives) 65% 80% Debt & Money Market instruments (including Government securities, Securitised debt, Margin money/FD) and Units issued by InvITs, within which 20% 35% - Units issued by InvITs 0% 10% Gold/Silver ETFs* 0% 10%*In line with Clause 13.14.1 in terms of clause 3 of Sixth Schedule of MF Regulations, aggregate inter-scheme investment made by all schemes of the Mutual Fund under the same management or in schemes under the management of any other AMC shall not exceed 5% of the NAV of the mutual fund.
Benchmark (tier 1): CRISIL Hybrid 35+65 Aggressive Index
Exit load: Entry Load: Nil Exit Load: In respect of each purchase of Units: - For 10% of investment: Nil . For remaining investment: 1% if redeemed/switched out within 12 months from the date of allotment.
Minimum application: Rs.1000
Allotment date: 30 Dec 2016
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.88% | 1.08% |
| AUM, whole scheme (₹ crore) | 2,661 | 2,730 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 6.2% | -0.9% TRI |
| Return, 3 years (AMFI) | 13.6% | 8.1% TRI |
| Return, 5 years (AMFI) | 11.2% | 7.6% TRI |
| Month-ends above category median (3Y CAGR) | 63% | 52% median |
| Month-ends in category top quartile (3Y) | 15% | 17% median |
| 7Y rolling CAGR, median (monthly windows) | 13.2% | 13.1% median |
Official benchmark: CRISIL Hybrid 35+65 - Aggressive Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Aggressive Hybrid Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 0.8% | n/a | – |
| 2025 | 9.1% | n/a | – |
| 2024 | 22.6% | n/a | – |
| 2023 | 22.0% | n/a | – |
| 2022 | 0.2% | n/a | – |
| 2021 | 32.4% | n/a | – |
| 2020 | 15.4% | n/a | – |
| 2019 | 6.1% | n/a | – |
| 2018 | -2.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,648 | 2.6% |
| 3 years | ₹3,60,000 | ₹4,11,522 | 8.9% |
| 5 years | ₹6,00,000 | ₹8,08,398 | 11.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Bandhan Mutual Fund
Category: Aggressive Hybrid
Plan / option: Direct · Growth
AMFI scheme code: 140382
ISIN: INF194KA1U56
First NAV in MFIC data: 2 Jan 2017
History: 9.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Union Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 9.7% |
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.96 | n/a |
| Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund) | Aggressive Hybrid | 0.96 | 8.0% |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.96 | n/a |
| Canara Robeco Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 9.8% |
| WhiteOak Capital Balanced Advantage Fund | Balanced Advantage | 0.95 | 11.0% |
Questions about Bandhan Aggressive Hybrid Fund
- What is the latest NAV of Bandhan Aggressive Hybrid Fund?
- The NAV of the Direct plan (growth option) was ₹30.9520 on 1 Oct 2026, as published by AMFI.
- Which category is Bandhan Aggressive Hybrid Fund in?
- It is classified as Aggressive Hybrid in AMFI's daily NAV file; a Aggressive Hybrid scheme holds 65% to 80% in equities and the rest mainly in debt. MFIC compares it with 30 Aggressive Hybrid schemes (Direct plans).
- What returns has Bandhan Aggressive Hybrid Fund delivered?
- Over one year the NAV changed by 4.7%. The 3-year CAGR is 13.4% (category median 10.1%) and the 5-year CAGR is 11.1% (category median 9.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.5%, the lowest was -6.0%, and 95% of 3-year periods ended with a gain.
- What was the largest fall in Bandhan Aggressive Hybrid Fund's NAV?
- The largest peak-to-trough fall in its available history was 31.5%; within the last five years it was 15.5% (category median 14.5%).
- How volatile is Bandhan Aggressive Hybrid Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 12.8%, which is above the Aggressive Hybrid category median of 11.7%.
- What would a monthly SIP in Bandhan Aggressive Hybrid Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,08,398 on 1 Oct 2026, an annualised return (XIRR) of 11.9%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Bandhan Aggressive Hybrid Fund?
- The total expense ratio of the Direct plan is 0.88% a year, as disclosed to AMFI (median of Aggressive Hybrid Direct plans: 1.08%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Bandhan Aggressive Hybrid Fund?
- Assets under management of the whole scheme were ₹2,661 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Bandhan Aggressive Hybrid Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Bandhan Aggressive Hybrid Fund and how has it compared?
- Its official benchmark is the CRISIL Hybrid 35+65 - Aggressive Index. Over 3 years AMFI reports a return of 13.6% for this plan against 8.1% for the benchmark total return index; over 5 years 11.2% against 7.6%. Past performance does not indicate future results.
- How often has Bandhan Aggressive Hybrid Fund beaten its category?
- At 63% of the 81 month-ends compared over the last 10 years, its 3-year return was above the median of Aggressive Hybrid schemes (Direct plans); it was in the top quarter at 15% of them. A typical scheme would show about 50%.
- Who manages Bandhan Aggressive Hybrid Fund?
- According to its Scheme Summary Document, Bandhan Aggressive Hybrid Fund is managed by Prateek Poddar (since 7 Jun 2024), amp (since 28 Jul 2021), Harshal Joshi (since 28 Jul 2021).
- What is the exit load of Bandhan Aggressive Hybrid Fund?
- As stated in its scheme documents: Entry Load: Nil Exit Load: In respect of each purchase of Units: - For 10% of investment: Nil . For remaining investment: 1% if redeemed/switched out within 12 months from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Bandhan Aggressive Hybrid Fund?
- The minimum application amount is Rs.1000. SIP details: SIP - Rs.100 SWP - Rs.200 STP - Rs.500/- and any amount thereafter (for Fixed amount / Fixed Percentage option).
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.7% and the Regular plan's by 3.2%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.