ICICI Prudential Equity Savings Fund
ICICI Prudential Mutual Fund · Equity Savings · Regular plan, growth option
NAV (₹), 1 Oct 2026
23.1500
1-day change
-0.17%
1Y return
1.7%
3Y CAGR
6.1%
5Y CAGR
6.6%
Max drawdown, 5Y
−3.3%
NAV history month-end NAV, ₹ · 8 Dec 2014 to 1 Oct 2026
Returns vs Equity Savings median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.0% | -1.8% |
| 3 months | 0.2% | -0.6% |
| 6 months | 2.2% | 3.3% |
| Year to date | -0.8% | 0.2% |
| 1 year | 1.7% | 2.2% |
| 3 years (CAGR) | 6.1% | 7.0% |
| 5 years (CAGR) | 6.6% | 6.5% |
| 7 years (CAGR) | 7.3% | 8.1% |
| 10 years (CAGR) | 7.2% | 7.2% |
| Since first NAV (CAGR) | 7.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.7% | 7.7% |
| 3Y rolling median | 8.2% | 8.8% |
| 3Y rolling worst | 0.1% | 1.5% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.8% | 8.6% |
| 5Y rolling worst | 3.3% | 5.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 2.9% | 5.2% |
| Sharpe ratio | -0.12 | 0.12 |
| Sortino ratio | -0.16 | 0.18 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −19.3% | −16.5% |
| Maximum drawdown, last 10Y | −19.3% | −17.7% |
| Maximum drawdown, last 5Y | −3.3% | −6.2% |
| Current drawdown | −1.4% | −2.3% |
| Recovery time of worst fall | 246 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.60% a year and the Direct plan's 1.13%, a gap of 0.47%; over the last 3 years the Direct plan returned 0.50 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹10,94,871.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Dharmesh Kakkad | Comange | 1 Feb 2021 |
| Archana Nair | Comange | 1 Feb 2024 |
| Manish Banthia | Comange | 1 Dec 2014 |
| Ritesh Lunawat | Comange | 9 Dec 2020 |
| Sri Sharma | Manages Derivative Transactions | 30 Apr 2021 |
| Ajaykumar Solanki | Comange | 23 Aug 2024 |
Objective: The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. However there can be no assurance or guarantee that the investment objectives of the scheme will be achieved.
Stated asset allocation: Under Normal Circumstances • Equity & Equity related instruments (other than derivatives) = 65% – 90% • Net Long (Unhedged position) = 15% – 40% • Derivatives = 0% – 90% • Debt and Money Market Instruments, including Units of Debt oriented mutual fund schemes = 10% – 35% • Units issued by INVITs, Preference Shares or any other asset as may be permitted by SEBI from time to time = 0% – 10% Under Defensive Cirucmstances • Equity & Equity related instruments (other than derivatives) = 15% – 90% • Net Long (Unhedged position) = 10% – 40% • Derivatives = 0% – 90% • Debt and Money Market Instruments, including Units of Debt oriented mutual fund schemes = 10% – 85% • Units issued by INVITs, Prefer…
Benchmark (tier 1): Nifty Equity Savings TRI
Exit load: If 10% of the units (the Limit) purchased or switched in from another scheme of the Fund are redeemed or switched out within 7 days from the date of allotment – NIL If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the Limit within 7 days from the date of allotment - 0.25% of the applicable NAV If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 7 days from the date of allotment - NIL
Minimum application: Rs. 5,000
Allotment date: 5 Dec 2014
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.60% | 2.15% |
| AUM, whole scheme (₹ crore) | 14,905 | 774 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 34% | 42% median |
| Month-ends in category top quartile (3Y) | 15% | 15% median |
| 7Y rolling CAGR, median (monthly windows) | 7.9% | 8.1% median |
Official benchmark: Nifty Equity Savings TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Equity Savings Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -0.8% | n/a | – |
| 2025 | 8.4% | n/a | – |
| 2024 | 8.5% | n/a | – |
| 2023 | 9.9% | n/a | – |
| 2022 | 7.1% | n/a | – |
| 2021 | 9.5% | n/a | – |
| 2020 | 4.8% | n/a | – |
| 2019 | 10.4% | n/a | – |
| 2018 | 3.4% | n/a | – |
| 2017 | 10.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,364 | 0.6% |
| 3 years | ₹3,60,000 | ₹3,84,469 | 4.3% |
| 5 years | ₹6,00,000 | ₹6,98,170 | 6.0% |
| 10 years | ₹12,00,000 | ₹17,25,696 | 7.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Equity Savings
Plan / option: Regular · Growth
AMFI scheme code: 133051
ISIN: INF109KA14I5
First NAV in MFIC data: 8 Dec 2014
History: 11.8 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI Balanced Advantage Fund | Balanced Advantage | 0.92 | 6.0% |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.88 | n/a |
| ICICI Prudential Aggressive Hybrid Fund | Aggressive Hybrid | 0.88 | 11.3% |
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.87 | n/a |
| Bajaj Finserv Balanced Advantage Fund | Balanced Advantage | 0.87 | n/a |
| Mirae Asset Balanced Advantage Fund | Balanced Advantage | 0.87 | 8.1% |
Questions about ICICI Prudential Equity Savings Fund
- What is the latest NAV of ICICI Prudential Equity Savings Fund?
- The NAV of the Regular plan (growth option) was ₹23.1500 on 1 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Equity Savings Fund in?
- It is classified as Equity Savings in AMFI's daily NAV file. MFIC compares it with 24 Equity Savings schemes (Regular plans).
- What returns has ICICI Prudential Equity Savings Fund delivered?
- Over one year the NAV changed by 1.7%. The 3-year CAGR is 6.1% (category median 7.0%) and the 5-year CAGR is 6.6% (category median 6.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.2%, the lowest was 0.1%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Equity Savings Fund's NAV?
- The largest peak-to-trough fall in its available history was 19.3%; within the last five years it was 3.3% (category median 6.2%).
- How volatile is ICICI Prudential Equity Savings Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 2.9%, which is below the Equity Savings category median of 5.2%.
- What would a monthly SIP in ICICI Prudential Equity Savings Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,98,170 on 1 Oct 2026, an annualised return (XIRR) of 6.0%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of ICICI Prudential Equity Savings Fund?
- The total expense ratio of the Regular plan is 1.60% a year, as disclosed to AMFI (median of Equity Savings Regular plans: 2.15%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is ICICI Prudential Equity Savings Fund?
- Assets under management of the whole scheme were ₹14,905 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of ICICI Prudential Equity Savings Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has ICICI Prudential Equity Savings Fund beaten its category?
- At 34% of the 106 month-ends compared over the last 10 years, its 3-year return was above the median of Equity Savings schemes (Regular plans); it was in the top quarter at 15% of them. A typical scheme would show about 50%.
- Who manages ICICI Prudential Equity Savings Fund?
- According to its Scheme Summary Document, ICICI Prudential Equity Savings Fund is managed by Dharmesh Kakkad (since 1 Feb 2021), Archana Nair (since 1 Feb 2024), Manish Banthia (since 1 Dec 2014), Ritesh Lunawat (since 9 Dec 2020), Sri Sharma (since 30 Apr 2021), Ajaykumar Solanki (since 23 Aug 2024).
- What is the exit load of ICICI Prudential Equity Savings Fund?
- As stated in its scheme documents: If 10% of the units (the Limit) purchased or switched in from another scheme of the Fund are redeemed or switched out within 7 days from the date of allotment – NIL If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the Limit within 7 days from the date of allotment - 0.25% of the applicable NAV If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 7 days from the date of allotment - NIL Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in ICICI Prudential Equity Savings Fund?
- The minimum application amount is Rs. 5,000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.2% and the Regular plan's by 1.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.