Aditya Birla Sun Life Equity Savings Fund
Aditya Birla Sun Life Mutual Fund · Equity Savings · Regular plan, growth option
NAV (₹), 1 Oct 2026
23.0600
1-day change
-0.35%
1Y return
3.5%
3Y CAGR
7.0%
5Y CAGR
5.7%
Max drawdown, 5Y
−10.1%
NAV history month-end NAV, ₹ · 1 Dec 2014 to 1 Oct 2026
Returns vs Equity Savings median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.7% | -1.8% |
| 3 months | -0.3% | -0.6% |
| 6 months | 2.9% | 3.3% |
| Year to date | 1.0% | 0.2% |
| 1 year | 3.5% | 2.2% |
| 3 years (CAGR) | 7.0% | 7.0% |
| 5 years (CAGR) | 5.7% | 6.5% |
| 7 years (CAGR) | 8.0% | 8.1% |
| 10 years (CAGR) | 6.9% | 7.2% |
| Since first NAV (CAGR) | 7.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.9% | 7.7% |
| 3Y rolling median | 7.8% | 8.8% |
| 3Y rolling worst | -0.4% | 1.5% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.8% | 8.6% |
| 5Y rolling worst | 2.9% | 5.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 3.3% | 5.2% |
| Sharpe ratio | 0.17 | 0.12 |
| Sortino ratio | 0.24 | 0.18 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.8% | −16.5% |
| Maximum drawdown, last 10Y | −17.8% | −17.7% |
| Maximum drawdown, last 5Y | −10.1% | −6.2% |
| Current drawdown | −2.0% | −2.3% |
| Recovery time of worst fall | 228 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 0% of days since 2023 (median 22.1)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.69% a year and the Direct plan's 1.21%, a gap of 0.48%; over the last 3 years the Direct plan returned 0.56 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹11,05,970.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Lovelish Solanki | Comanage | 27 Sep 2024 |
| Harshil Suvarnkar | Comanage | 22 Mar 2021 |
| Rohit Karan | Comanage | 2 Apr 2026 |
Objective: To provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.
Stated asset allocation: Under normal circumstances, the asset allocation of the Scheme will be as follows: Equity & Equity Related instruments including derivatives - 65-90% Out of which: - Derivatives (hedged)* : 0% - 90% - Net long equity exposure (unhedged) ** : 15% - 40% Debt & Money market Instruments (including margin for derivatives) - 10-35% Units issued by InvITs - 0-10% Units of Mutual Funds (including Gold ETFs, Silver ETFs) - 0-25% ETCDs - 0%-10% *The exposure to derivative shown in the above asset allocation table would normally be the exposure taken against the underlying equity investments and should not be considered for calculating the total asset allocation. This denotes hedged equity positions b…
Benchmark (tier 1): Nifty Equity Savings TRI
Exit load: In respect of each purchase / switch-in of Units: For redemption/switch out of units on or before 7 days from the date of allotment: 0.25% of applicable NAV. For redemption/switch out of units after 7 days from the date of allotment: Nil.
Minimum application: ₹1,000
Allotment date: 28 Nov 2014
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.69% | 2.15% |
| AUM, whole scheme (₹ crore) | 1,116 | 774 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 21% | 42% median |
| Month-ends in category top quartile (3Y) | 4% | 15% median |
| 7Y rolling CAGR, median (monthly windows) | 7.4% | 8.1% median |
Official benchmark: Nifty Equity Savings TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Equity Savings Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 1.0% | n/a | – |
| 2025 | 9.0% | n/a | – |
| 2024 | 8.2% | n/a | – |
| 2023 | 11.6% | n/a | – |
| 2022 | -1.0% | n/a | – |
| 2021 | 12.8% | n/a | – |
| 2020 | 11.0% | n/a | – |
| 2019 | 7.8% | n/a | – |
| 2018 | -1.7% | n/a | – |
| 2017 | 17.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,119 | 1.7% |
| 3 years | ₹3,60,000 | ₹3,91,218 | 5.5% |
| 5 years | ₹6,00,000 | ₹7,08,613 | 6.6% |
| 10 years | ₹12,00,000 | ₹17,36,264 | 7.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Equity Savings
Plan / option: Regular · Growth
AMFI scheme code: 132998
ISIN: INF209KA1TS3
First NAV in MFIC data: 1 Dec 2014
History: 11.8 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI Balanced Advantage Fund | Balanced Advantage | 0.97 | 6.0% |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.96 | n/a |
| Bajaj Finserv Balanced Advantage Fund | Balanced Advantage | 0.96 | n/a |
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.93 | n/a |
| BANDHAN EQUITY SAVINGS FUND | Equity Savings | 0.92 | 5.8% |
| Franklin India Equity Savings Fund | Equity Savings | 0.92 | 6.1% |
Questions about Aditya Birla Sun Life Equity Savings Fund
- What is the latest NAV of Aditya Birla Sun Life Equity Savings Fund?
- The NAV of the Regular plan (growth option) was ₹23.0600 on 1 Oct 2026, as published by AMFI.
- Which category is Aditya Birla Sun Life Equity Savings Fund in?
- It is classified as Equity Savings in AMFI's daily NAV file. MFIC compares it with 24 Equity Savings schemes (Regular plans).
- What returns has Aditya Birla Sun Life Equity Savings Fund delivered?
- Over one year the NAV changed by 3.5%. The 3-year CAGR is 7.0% (category median 7.0%) and the 5-year CAGR is 5.7% (category median 6.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.8%, the lowest was -0.4%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Aditya Birla Sun Life Equity Savings Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.8%; within the last five years it was 10.1% (category median 6.2%).
- How volatile is Aditya Birla Sun Life Equity Savings Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 3.3%, which is below the Equity Savings category median of 5.2%.
- What would a monthly SIP in Aditya Birla Sun Life Equity Savings Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,08,613 on 1 Oct 2026, an annualised return (XIRR) of 6.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Aditya Birla Sun Life Equity Savings Fund?
- The total expense ratio of the Regular plan is 1.69% a year, as disclosed to AMFI (median of Equity Savings Regular plans: 2.15%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Aditya Birla Sun Life Equity Savings Fund?
- Assets under management of the whole scheme were ₹1,116 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Aditya Birla Sun Life Equity Savings Fund?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has Aditya Birla Sun Life Equity Savings Fund beaten its category?
- At 21% of the 106 month-ends compared over the last 10 years, its 3-year return was above the median of Equity Savings schemes (Regular plans); it was in the top quarter at 4% of them. A typical scheme would show about 50%.
- Who manages Aditya Birla Sun Life Equity Savings Fund?
- According to its Scheme Summary Document, Aditya Birla Sun Life Equity Savings Fund is managed by Lovelish Solanki (since 27 Sep 2024), Harshil Suvarnkar (since 22 Mar 2021), Rohit Karan (since 2 Apr 2026).
- What is the exit load of Aditya Birla Sun Life Equity Savings Fund?
- As stated in its scheme documents: In respect of each purchase / switch-in of Units: For redemption/switch out of units on or before 7 days from the date of allotment: 0.25% of applicable NAV. For redemption/switch out of units after 7 days from the date of allotment: Nil. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Aditya Birla Sun Life Equity Savings Fund?
- The minimum application amount is ₹1,000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.0% and the Regular plan's by 3.5%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.