Motilal Oswal Midcap Fund
Motilal Oswal Mutual Fund · Mid Cap · Regular plan, growth option
NAV (₹), 1 Oct 2026
97.8972
1-day change
-1.01%
1Y return
-2.1%
3Y CAGR
16.1%
5Y CAGR
18.4%
Max drawdown, 5Y
−29.6%
NAV history month-end NAV, ₹ · 25 Feb 2014 to 1 Oct 2026
Returns vs Mid Cap median (34 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.1% | -6.3% |
| 3 months | 3.4% | -3.5% |
| 6 months | 17.9% | 11.2% |
| Year to date | -1.0% | 0.4% |
| 1 year | -2.1% | 3.6% |
| 3 years (CAGR) | 16.1% | 13.9% |
| 5 years (CAGR) | 18.4% | 13.0% |
| 7 years (CAGR) | 21.3% | 20.1% |
| 10 years (CAGR) | 15.4% | 14.6% |
| Since first NAV (CAGR) | 19.8% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 14.6% | 12.5% |
| 3Y rolling median | 20.6% | 19.0% |
| 3Y rolling worst | -9.3% | -7.3% |
| 3Y periods positive | 94% | 96% |
| 3Y periods ahead of benchmark | 79% | 22% |
| 5Y rolling median | 15.7% | 17.6% |
| 5Y rolling worst | -1.7% | -1.0% |
| 5Y periods ahead of benchmark | 100% | 3% |
Benchmark: Nifty Midcap 150 (proxy: Motilal Oswal Nifty Midcap 150 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 21.2% | 18.1% |
| Sharpe ratio | 0.47 | 0.48 |
| Sortino ratio | 0.70 | 0.73 |
| Beta | 0.98 | 0.95 |
| Alpha (ann.) | 2.1% | 1.1% |
| Upside capture | 106.35 | 96.30 |
| Downside capture | 99.80 | 93.90 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −37.3% | −37.4% |
| Maximum drawdown, last 10Y | −37.3% | −37.3% |
| Maximum drawdown, last 5Y | −29.6% | −21.6% |
| Current drawdown | −14.6% | −7.7% |
| Recovery time of worst fall | 280 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 1.64% to 1.62% (AMFI TER disclosure)
- 24 Sep 2026: TER increased from 1.63% to 1.64% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 1.67% to 1.63% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
Objective: The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Exit load: Entry Load: NilExit Load: 2% if redeemed/switched-out on or before 1 year from date of allotment, Nil, if redeemed/switched-out after 1 year from the date of allotment.
Minimum application: Rs. 5,00/- and in multiples of Re. 1/- thereafter
Allotment date: 3 Feb 2014
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.62% | 2.03% |
| AUM, whole scheme (₹ crore) | 40,208 | 7,604 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 0.2% | 4.6% TRI |
| Return, 3 years (AMFI) | 16.4% | 13.7% TRI |
| Return, 5 years (AMFI) | 18.7% | 14.8% TRI |
| Month-ends above category median (3Y CAGR) | 54% | 43% median |
| Month-ends in category top quartile (3Y) | 38% | 29% median |
| 7Y rolling CAGR, median (monthly windows) | 18.0% | 16.9% median |
Official benchmark: Nifty Midcap 150 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Mid Cap Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty Midcap 150 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -1.0% | -2.5% | +1.5% |
| 2025 | -12.1% | 5.8% | −17.9% |
| 2024 | 57.1% | 24.2% | +32.9% |
| 2023 | 41.7% | 44.3% | −2.6% |
| 2022 | 10.7% | 3.6% | +7.1% |
| 2021 | 55.8% | 46.9% | +8.9% |
| 2020 | 9.3% | 26.1% | −16.8% |
| 2019 | 9.7% | n/a | – |
| 2018 | -12.7% | n/a | – |
| 2017 | 30.8% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty Midcap 150 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,927 | 4.6% |
| 3 years | ₹3,60,000 | ₹3,90,005 | 5.3% |
| 5 years | ₹6,00,000 | ₹8,71,611 | 14.9% |
| 10 years | ₹12,00,000 | ₹31,72,196 | 18.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Mid Cap
Plan / option: Regular · Growth
AMFI scheme code: 127039
ISIN: INF247L01411
First NAV in MFIC data: 25 Feb 2014
History: 12.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Motilal Oswal Multi Cap Fund | Multi Cap | 0.95 | n/a |
| Motilal Oswal Multi Cap Fund | Multi Cap | 0.95 | n/a |
| Motilal Oswal Flexi Cap Fund | Flexi Cap | 0.94 | 16.3% |
| Motilal Oswal Business Cycle Fund | Sectoral/Thematic | 0.94 | n/a |
| Motilal Oswal Business Cycle Fund | Sectoral/Thematic | 0.94 | n/a |
| Union Innovation & Opportunities Fund | Sectoral/Thematic | 0.93 | 15.9% |
Questions about Motilal Oswal Midcap Fund
- What is the latest NAV of Motilal Oswal Midcap Fund?
- The NAV of the Regular plan (growth option) was ₹97.8972 on 1 Oct 2026, as published by AMFI.
- Which category is Motilal Oswal Midcap Fund in?
- It is classified as Mid Cap in AMFI's daily NAV file; a Mid Cap scheme invests at least 65% in mid-cap stocks. MFIC compares it with 34 Mid Cap schemes (Regular plans).
- What returns has Motilal Oswal Midcap Fund delivered?
- Over one year the NAV changed by -2.1%. The 3-year CAGR is 16.1% (category median 13.9%) and the 5-year CAGR is 18.4% (category median 13.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 20.6%, the lowest was -9.3%, and 94% of 3-year periods ended with a gain. It was ahead of Nifty Midcap 150 (index-fund proxy) in 79% of those periods.
- What was the largest fall in Motilal Oswal Midcap Fund's NAV?
- The largest peak-to-trough fall in its available history was 37.3%; within the last five years it was 29.6% (category median 21.6%).
- How volatile is Motilal Oswal Midcap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 21.2%, which is above the Mid Cap category median of 18.1%.
- What would a monthly SIP in Motilal Oswal Midcap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,71,611 on 1 Oct 2026, an annualised return (XIRR) of 14.9%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Motilal Oswal Midcap Fund?
- The total expense ratio of the Regular plan is 1.62% a year, as disclosed to AMFI (median of Mid Cap Regular plans: 2.03%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Motilal Oswal Midcap Fund?
- Assets under management of the whole scheme were ₹40,208 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Motilal Oswal Midcap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Motilal Oswal Midcap Fund and how has it compared?
- Its official benchmark is the Nifty Midcap 150 TRI. Over 3 years AMFI reports a return of 16.4% for this plan against 13.7% for the benchmark total return index; over 5 years 18.7% against 14.8%. Past performance does not indicate future results.
- How often has Motilal Oswal Midcap Fund beaten its category?
- At 54% of the 116 month-ends compared over the last 10 years, its 3-year return was above the median of Mid Cap schemes (Regular plans); it was in the top quarter at 38% of them. A typical scheme would show about 50%.
- What is the exit load of Motilal Oswal Midcap Fund?
- As stated in its scheme documents: Entry Load: NilExit Load: 2% if redeemed/switched-out on or before 1 year from date of allotment, Nil, if redeemed/switched-out after 1 year from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Motilal Oswal Midcap Fund?
- The minimum application amount is Rs. 5,00/- and in multiples of Re. 1/- thereafter.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.