SBI SMALL CAP FUND
SBI Mutual Fund · Small Cap · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.1% | -3.6% |
| 3 months | -0.6% | 1.2% |
| 6 months | 17.9% | 23.5% |
| Year to date | 5.5% | 11.2% |
| 1 year | 4.6% | 11.3% |
| 3 years (CAGR) | 9.8% | 13.5% |
| 5 years (CAGR) | 12.1% | 14.2% |
| 7 years (CAGR) | 19.3% | 21.7% |
| 10 years (CAGR) | 17.0% | 16.0% |
| Since first NAV (CAGR) | 22.5% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 18.1% | 12.5% |
| 3Y rolling median | 21.0% | 19.2% |
| 3Y rolling worst | -1.9% | 2.4% |
| 3Y periods positive | 99% | 100% |
| 3Y periods ahead of benchmark | 13% | 49% |
| 5Y rolling median | 20.1% | 19.7% |
| 5Y rolling worst | 6.1% | 3.6% |
| 5Y periods ahead of benchmark | 0% | 60% |
Benchmark: Nifty Smallcap 250 (proxy: Motilal Oswal Nifty Smallcap 250 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 17.6% | 19.9% |
| Sharpe ratio | 0.24 | 0.41 |
| Sortino ratio | 0.38 | 0.65 |
| Beta | 0.77 | 0.86 |
| Alpha (ann.) | -1.3% | 1.6% |
| Upside capture | 70.73 | 86.18 |
| Downside capture | 79.36 | 84.62 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −41.8% | −29.9% |
| Maximum drawdown, last 10Y | −41.8% | −48.2% |
| Maximum drawdown, last 5Y | −22.7% | −24.4% |
| Current drawdown | −5.7% | −4.4% |
| Recovery time of worst fall | 245 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 34.1: higher than 90% of days since 2023 (median 30.2)
- 1Y +3.6% · 3Y +12.2% p.a. · 5Y +12.8% p.a. (index fund NAV, after costs)
- −5.1% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 1.59% a year and the Direct plan's 0.80%, a gap of 0.79%; over the last 3 years the Direct plan returned 0.96 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹18,81,685.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 28 Sep 2026: TER increased from 1.58% to 1.59% (AMFI TER disclosure)
- 16 Sep 2026: TER reduced from 1.59% to 1.58% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 1.58% to 1.59% (AMFI TER disclosure)
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.59% | 2.06% |
| AUM, whole scheme (₹ crore) | 41,059 | 5,596 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 6.7% | 5.2% TRI |
| Return, 3 years (AMFI) | 10.3% | 12.3% TRI |
| Return, 5 years (AMFI) | 12.5% | 13.7% TRI |
| Month-ends above category median (3Y CAGR) | 50% | 52% median |
| Month-ends in category top quartile (3Y) | 40% | 28% median |
| 7Y rolling CAGR, median (monthly windows) | 20.0% | 17.7% median |
Official benchmark: BSE 250 Smallcap TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Small Cap Regular plans; how it is calculated.
| Year | Scheme | Nifty Smallcap 250 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 5.5% | 5.5% | −0.0% |
| 2025 | -4.9% | -5.6% | +0.7% |
| 2024 | 24.1% | 26.5% | −2.3% |
| 2023 | 25.3% | 48.3% | −23.0% |
| 2022 | 8.1% | -3.4% | +11.6% |
| 2021 | 47.6% | 61.2% | −13.7% |
| 2020 | 33.6% | 25.9% | +7.7% |
| 2019 | 6.1% | n/a | – |
| 2018 | -19.6% | n/a | – |
| 2017 | 78.7% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty Smallcap 250 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,26,567 | 10.3% |
| 3 years | ₹3,60,000 | ₹3,92,105 | 5.6% |
| 5 years | ₹6,00,000 | ₹7,81,048 | 10.5% |
| 10 years | ₹12,00,000 | ₹28,19,497 | 16.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HSBC Small Cap Fund | Small Cap | 0.96 | 12.6% |
| Mahindra Manulife Small Cap Fund | Small Cap | 0.96 | 17.5% |
| DSP Multi Cap Fund | Multi Cap | 0.96 | n/a |
| Nippon India Small Cap Fund | Small Cap | 0.96 | 13.4% |
| Axis Small Cap Fund | Small Cap | 0.95 | 13.5% |
| Kotak Small Cap Fund | Small Cap | 0.95 | 10.4% |
- What is the latest NAV of SBI SMALL CAP FUND?
- The NAV of the Regular plan (growth option) was ₹178.0470 on 1 Oct 2026, as published by AMFI.
- Which category is SBI SMALL CAP FUND in?
- It is classified as Small Cap in AMFI's daily NAV file; a Small Cap scheme invests at least 65% in small-cap stocks. MFIC compares it with 36 Small Cap schemes (Regular plans).
- What returns has SBI SMALL CAP FUND delivered?
- Over one year the NAV changed by 4.6%. The 3-year CAGR is 9.8% (category median 13.5%) and the 5-year CAGR is 12.1% (category median 14.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 21.0%, the lowest was -1.9%, and 99% of 3-year periods ended with a gain. It was ahead of Nifty Smallcap 250 (index-fund proxy) in 13% of those periods.
- What was the largest fall in SBI SMALL CAP FUND's NAV?
- The largest peak-to-trough fall in its available history was 41.8%; within the last five years it was 22.7% (category median 24.4%).
- How volatile is SBI SMALL CAP FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 17.6%, which is below the Small Cap category median of 19.9%.
- What would a monthly SIP in SBI SMALL CAP FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,81,048 on 1 Oct 2026, an annualised return (XIRR) of 10.5%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of SBI SMALL CAP FUND?
- The total expense ratio of the Regular plan is 1.59% a year, as disclosed to AMFI (median of Small Cap Regular plans: 2.06%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is SBI SMALL CAP FUND?
- Assets under management of the whole scheme were ₹41,059 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of SBI SMALL CAP FUND?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of SBI SMALL CAP FUND and how has it compared?
- Its official benchmark is the BSE 250 Smallcap TRI. Over 3 years AMFI reports a return of 10.3% for this plan against 12.3% for the benchmark total return index; over 5 years 12.5% against 13.7%. Past performance does not indicate future results.
- How often has SBI SMALL CAP FUND beaten its category?
- At 50% of the 119 month-ends compared over the last 10 years, its 3-year return was above the median of Small Cap schemes (Regular plans); it was in the top quarter at 40% of them. A typical scheme would show about 50%.
- What is the minimum investment in SBI SMALL CAP FUND?
- The minimum application amount is ₹5,000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.5% and the Regular plan's by 4.6%. The Regular plan includes the services of a distributor.
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