UTI Children's Hybrid Fund
UTI Mutual Fund · Children's · Direct plan, growth option
NAV (₹), 1 Oct 2026
40.4030
1-day change
-0.29%
1Y return
-2.0%
3Y CAGR
5.9%
5Y CAGR
5.9%
Max drawdown, 5Y
−7.3%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Children's median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -2.8% | -4.7% |
| 3 months | -2.4% | -2.6% |
| 6 months | 2.8% | 5.2% |
| Year to date | -3.3% | -4.2% |
| 1 year | -2.0% | -1.6% |
| 3 years (CAGR) | 5.9% | 8.0% |
| 5 years (CAGR) | 5.9% | 7.5% |
| 7 years (CAGR) | 8.6% | 11.8% |
| 10 years (CAGR) | 7.2% | 10.4% |
| Since first NAV (CAGR) | 7.6% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.2% | 10.2% |
| 3Y rolling median | 9.5% | 13.5% |
| 3Y rolling worst | -2.0% | -1.6% |
| 3Y periods positive | 99% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 8.5% | 12.9% |
| 5Y rolling worst | 2.4% | 2.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 7.0% | 14.9% |
| Sharpe ratio | -0.03 | 0.19 |
| Sortino ratio | -0.04 | 0.26 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −18.7% | −27.1% |
| Maximum drawdown, last 10Y | −18.7% | −28.9% |
| Maximum drawdown, last 5Y | −7.3% | −18.1% |
| Current drawdown | −3.9% | −5.7% |
| Recovery time of worst fall | 203 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.62% a year and the Direct plan's 1.51%, a gap of 0.11%; over the last 3 years the Direct plan returned 0.20 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹2,49,679.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 1.52% to 1.51% (AMFI TER disclosure)
- 25 Sep 2026: TER increased from 1.45% to 1.52% (AMFI TER disclosure)
- 22 Sep 2026: TER reduced from 1.52% to 1.45% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Anurag Mittal | n/a | |
| Sachin Trivedi | n/a | |
| Not Applicable | n/a |
Objective: The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Stated asset allocation: Debt and Money Market instruments (including securitised debt)*: 60-100% Equity & equity related instruments (Including units of REITS): 0-40% Units issued by InvITs: 0-10% * The fund may invest up to 50% of its debt portfolio in securitized debt
Benchmark (tier 1): CRISIL Short Term Debt Hybrid 60+40 Index
Minimum application: Regular Plan-Scholarship- Discontinued, Regular Plan-Growth- Rs.1000, Direct Plan-Scholarship- Discontinued, Direct Plan-Growth- Rs.1000,
Allotment date: 12 Jul 1993
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.51% | 1.45% |
| AUM, whole scheme (₹ crore) | n/a | 755 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 0% | 46% median |
| Month-ends in category top quartile (3Y) | 0% | 33% median |
| 7Y rolling CAGR, median (monthly windows) | 8.4% | 12.0% median |
Category consistency: last 10 years of month-ends, Children's Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -3.3% | n/a | – |
| 2025 | 5.2% | n/a | – |
| 2024 | 10.8% | n/a | – |
| 2023 | 13.6% | n/a | – |
| 2022 | 2.9% | n/a | – |
| 2021 | 15.8% | n/a | – |
| 2020 | 11.8% | n/a | – |
| 2019 | 3.4% | n/a | – |
| 2018 | -0.5% | n/a | – |
| 2017 | 15.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,803 | -3.4% |
| 3 years | ₹3,60,000 | ₹3,70,727 | 1.9% |
| 5 years | ₹6,00,000 | ₹6,80,519 | 5.0% |
| 10 years | ₹12,00,000 | ₹17,27,651 | 7.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: UTI Mutual Fund
Category: Children's
Plan / option: Direct · Growth
AMFI scheme code: 120771
ISIN: INF789F1AZR8
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI Children's Equity Fund | Children's | 0.98 | 6.0% |
| BANDHAN RETIREMENT FUND | Retirement | 0.97 | n/a |
| UTI Retirement Fund | Retirement | 0.97 | 8.2% |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan | Retirement | 0.97 | 6.5% |
| Axis Children's Fund | Children's | 0.96 | 7.8% |
| Baroda BNP Paribas Retirement Fund | Retirement | 0.96 | n/a |
Questions about UTI Children's Hybrid Fund
- What is the latest NAV of UTI Children's Hybrid Fund?
- The NAV of the Direct plan (growth option) was ₹40.4030 on 1 Oct 2026, as published by AMFI.
- Which category is UTI Children's Hybrid Fund in?
- It is classified as Children's in AMFI's daily NAV file. MFIC compares it with 13 Children's schemes (Direct plans).
- What returns has UTI Children's Hybrid Fund delivered?
- Over one year the NAV changed by -2.0%. The 3-year CAGR is 5.9% (category median 8.0%) and the 5-year CAGR is 5.9% (category median 7.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 9.5%, the lowest was -2.0%, and 99% of 3-year periods ended with a gain.
- What was the largest fall in UTI Children's Hybrid Fund's NAV?
- The largest peak-to-trough fall in its available history was 18.7%; within the last five years it was 7.3% (category median 18.1%).
- How volatile is UTI Children's Hybrid Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 7.0%, which is below the Children's category median of 14.9%.
- What would a monthly SIP in UTI Children's Hybrid Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,80,519 on 1 Oct 2026, an annualised return (XIRR) of 5.0%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of UTI Children's Hybrid Fund?
- The total expense ratio of the Direct plan is 1.51% a year, as disclosed to AMFI (median of Children's Direct plans: 1.45%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has UTI Children's Hybrid Fund beaten its category?
- At 0% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Children's schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages UTI Children's Hybrid Fund?
- According to its Scheme Summary Document, UTI Children's Hybrid Fund is managed by Anurag Mittal, Sachin Trivedi, Not Applicable.
- What is the minimum investment in UTI Children's Hybrid Fund?
- The minimum application amount is Regular Plan-Scholarship- Discontinued, Regular Plan-Growth- Rs.1000, Direct Plan-Scholarship- Discontinued, Direct Plan-Growth- Rs.1000,. SIP details: SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -2.0% and the Regular plan's by -2.1%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.