UTI Value Fund
UTI Mutual Fund · Value · Direct plan, growth option
NAV (₹), 2 Oct 2026
172.1909
1-day change
-0.76%
1Y return
-6.2%
3Y CAGR
10.6%
5Y CAGR
10.1%
Max drawdown, 5Y
−17.3%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Value median (23 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.0% | -5.5% |
| 3 months | -4.6% | -4.5% |
| 6 months | 3.0% | 4.6% |
| Year to date | -10.2% | -5.8% |
| 1 year | -6.2% | -1.8% |
| 3 years (CAGR) | 10.6% | 11.2% |
| 5 years (CAGR) | 10.1% | 12.2% |
| 7 years (CAGR) | 15.6% | 16.6% |
| 10 years (CAGR) | 12.9% | 13.7% |
| Since first NAV (CAGR) | 12.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 12.5% | 12.7% |
| 3Y rolling median | 15.1% | 18.7% |
| 3Y rolling worst | -5.4% | -5.9% |
| 3Y periods positive | 99% | 98% |
| 3Y periods ahead of benchmark | 97% | 98% |
| 5Y rolling median | 14.3% | 15.4% |
| 5Y rolling worst | -2.3% | -1.3% |
| 5Y periods ahead of benchmark | 100% | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.2% | 15.4% |
| Sharpe ratio | 0.33 | 0.34 |
| Sortino ratio | 0.49 | 0.51 |
| Beta | 0.95 | 0.96 |
| Alpha (ann.) | 1.8% | 1.9% |
| Upside capture | 102.18 | 102.26 |
| Downside capture | 94.72 | 94.29 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −36.7% | −36.7% |
| Maximum drawdown, last 10Y | −36.7% | −40.1% |
| Maximum drawdown, last 5Y | −17.3% | −18.2% |
| Current drawdown | −11.2% | −9.6% |
| Recovery time of worst fall | 227 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -10.2% | -7.8% | −2.4% |
| 2025 | 7.7% | 7.7% | +0.0% |
| 2024 | 24.3% | 15.6% | +8.6% |
| 2023 | 27.6% | 26.5% | +1.1% |
| 2022 | 5.0% | 3.8% | +1.3% |
| 2021 | 31.3% | 30.6% | +0.7% |
| 2020 | 19.8% | 17.2% | +2.6% |
| 2019 | 11.1% | n/a | – |
| 2018 | -1.7% | n/a | – |
| 2017 | 30.1% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,13,057 | -10.5% |
| 3 years | ₹3,60,000 | ₹3,66,871 | 1.2% |
| 5 years | ₹6,00,000 | ₹7,45,405 | 8.6% |
| 10 years | ₹12,00,000 | ₹23,85,107 | 13.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: UTI Mutual Fund
Category: Value
Plan / option: Direct · Growth
AMFI scheme code: 120751
ISIN: INF789F01VB2
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI ELSS Tax Saver Fund | ELSS | 0.98 | 6.9% |
| BAJAJ FINSERV LARGE CAP FUND | Large Cap | 0.98 | n/a |
| Baroda BNP Paribas Dividend Yield Fund | Dividend Yield | 0.98 | n/a |
| Aditya Birla Sun Life Large Cap Fund | Large Cap | 0.98 | 8.1% |
| DSP ELSS Tax Saver Fund | ELSS | 0.98 | 11.5% |
| Kotak Large Cap Fund | Large Cap | 0.98 | 8.8% |
Questions about UTI Value Fund
- What is the latest NAV of UTI Value Fund?
- The NAV of the Direct plan (growth option) was ₹172.1909 on 2 Oct 2026, as published by AMFI.
- Which category is UTI Value Fund in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 23 Value schemes (Direct plans).
- What returns has UTI Value Fund delivered?
- Over one year the NAV changed by -6.2%. The 3-year CAGR is 10.6% (category median 11.2%) and the 5-year CAGR is 10.1% (category median 12.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.1%, the lowest was -5.4%, and 99% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 97% of those periods.
- What was the largest fall in UTI Value Fund's NAV?
- The largest peak-to-trough fall in its available history was 36.7%; within the last five years it was 17.3% (category median 18.2%).
- How volatile is UTI Value Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.2%, which is below the Value category median of 15.4%.
- What would a monthly SIP in UTI Value Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,45,405 on 2 Oct 2026, an annualised return (XIRR) of 8.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -6.2% and the Regular plan's by -6.8%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.