ICICI Prudential Conservative Hybrid Fund
ICICI Prudential Mutual Fund · Conservative Hybrid · Direct plan, growth option
NAV (₹), 1 Oct 2026
86.6104
1-day change
-0.23%
1Y return
2.3%
3Y CAGR
8.5%
5Y CAGR
8.1%
Max drawdown, 5Y
−3.1%
NAV history month-end NAV, ₹ · 4 Jan 2013 to 1 Oct 2026
Returns vs Conservative Hybrid median (18 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.2% | -1.5% |
| 3 months | -1.0% | -0.8% |
| 6 months | 3.4% | 3.4% |
| Year to date | 0.7% | 0.7% |
| 1 year | 2.3% | 2.2% |
| 3 years (CAGR) | 8.5% | 7.8% |
| 5 years (CAGR) | 8.1% | 7.4% |
| 7 years (CAGR) | 9.4% | 8.7% |
| 10 years (CAGR) | 9.2% | 7.5% |
| Since first NAV (CAGR) | 10.1% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.3% | 9.1% |
| 3Y rolling median | 10.4% | 9.3% |
| 3Y rolling worst | 5.9% | 2.8% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 10.3% | 8.6% |
| 5Y rolling worst | 7.4% | 4.8% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 3.7% | 4.3% |
| Sharpe ratio | 0.56 | 0.31 |
| Sortino ratio | 0.84 | 0.44 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −8.8% | −11.8% |
| Maximum drawdown, last 10Y | −8.8% | −11.9% |
| Maximum drawdown, last 5Y | −3.1% | −4.2% |
| Current drawdown | −2.0% | −2.0% |
| Recovery time of worst fall | 105 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.73% a year and the Direct plan's 1.04%, a gap of 0.69%; over the last 3 years the Direct plan returned 0.81 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹16,03,505.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Manish Banthia | Comanage | 19 Sep 2013 |
| Akhil Kakkar | Comanage | 22 Jan 2024 |
| Roshan Chutkey | Comanage | 2 May 2022 |
Objective: To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Stated asset allocation: Debt Securities, money market instruments = 75% - 90% Equity & Equity related securities = 10% - 25% Units issued by InvITs = 0% -10%
Benchmark (tier 1): Nifty 50 Hybrid Composite Debt 15:85 Index
Exit load: If units purchased or switched in from another scheme of the Fund are redeemed or switched out up to 30% of the units (the limit) purchased or switched within 1 year from the date of allotment – NIL. If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit within 1 Year from the date of allotment - 1% of the applicable NAV If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 Year from the date of allotment - NIL.
Minimum application: Rs. 5,000
Allotment date: 30 Mar 2004
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.04% | 0.99% |
| AUM, whole scheme (₹ crore) | 3,270 | 880 |
| Riskometer | High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 2.9% | 0.3% TRI |
| Return, 3 years (AMFI) | 8.6% | 5.8% TRI |
| Return, 5 years (AMFI) | 8.1% | 5.4% TRI |
| Month-ends above category median (3Y CAGR) | 100% | 45% median |
| Month-ends in category top quartile (3Y) | 69% | 12% median |
| 7Y rolling CAGR, median (monthly windows) | 10.1% | 8.4% median |
Official benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Conservative Hybrid Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 0.7% | n/a | – |
| 2025 | 8.7% | n/a | – |
| 2024 | 12.2% | n/a | – |
| 2023 | 12.2% | n/a | – |
| 2022 | 5.9% | n/a | – |
| 2021 | 10.9% | n/a | – |
| 2020 | 11.8% | n/a | – |
| 2019 | 10.2% | n/a | – |
| 2018 | 5.9% | n/a | – |
| 2017 | 13.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,811 | 1.3% |
| 3 years | ₹3,60,000 | ₹3,93,192 | 5.8% |
| 5 years | ₹6,00,000 | ₹7,29,938 | 7.8% |
| 10 years | ₹12,00,000 | ₹19,04,292 | 8.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Conservative Hybrid
Plan / option: Direct · Growth
AMFI scheme code: 120616
ISIN: INF109K01S39
First NAV in MFIC data: 4 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Franklin India Conservative Hybrid Fund | Conservative Hybrid | 0.96 | 7.4% |
| UTI Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 9.5% |
| Franklin India Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 8.6% |
| HDFC Equity Savings Fund | Equity Savings | 0.96 | 7.8% |
| Nippon India Aggressive Hybrid Fund (Existing Number of Segregated Portfolios - 2) | Aggressive Hybrid | 0.96 | 9.4% |
| Nippon India Balanced Advantage Fund | Balanced Advantage | 0.95 | 9.7% |
Questions about ICICI Prudential Conservative Hybrid Fund
- What is the latest NAV of ICICI Prudential Conservative Hybrid Fund?
- The NAV of the Direct plan (growth option) was ₹86.6104 on 1 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Conservative Hybrid Fund in?
- It is classified as Conservative Hybrid in AMFI's daily NAV file. MFIC compares it with 18 Conservative Hybrid schemes (Direct plans).
- What returns has ICICI Prudential Conservative Hybrid Fund delivered?
- Over one year the NAV changed by 2.3%. The 3-year CAGR is 8.5% (category median 7.8%) and the 5-year CAGR is 8.1% (category median 7.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 10.4%, the lowest was 5.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Conservative Hybrid Fund's NAV?
- The largest peak-to-trough fall in its available history was 8.8%; within the last five years it was 3.1% (category median 4.2%).
- How volatile is ICICI Prudential Conservative Hybrid Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 3.7%, which is below the Conservative Hybrid category median of 4.3%.
- What would a monthly SIP in ICICI Prudential Conservative Hybrid Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,29,938 on 1 Oct 2026, an annualised return (XIRR) of 7.8%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of ICICI Prudential Conservative Hybrid Fund?
- The total expense ratio of the Direct plan is 1.04% a year, as disclosed to AMFI (median of Conservative Hybrid Direct plans: 0.99%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is ICICI Prudential Conservative Hybrid Fund?
- Assets under management of the whole scheme were ₹3,270 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of ICICI Prudential Conservative Hybrid Fund?
- AMFI lists the scheme's riskometer as “High”, and its benchmark's as “Moderately High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of ICICI Prudential Conservative Hybrid Fund and how has it compared?
- Its official benchmark is the Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. Over 3 years AMFI reports a return of 8.6% for this plan against 5.8% for the benchmark total return index; over 5 years 8.1% against 5.4%. Past performance does not indicate future results.
- How often has ICICI Prudential Conservative Hybrid Fund beaten its category?
- At 100% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Conservative Hybrid schemes (Direct plans); it was in the top quarter at 69% of them. A typical scheme would show about 50%.
- Who manages ICICI Prudential Conservative Hybrid Fund?
- According to its Scheme Summary Document, ICICI Prudential Conservative Hybrid Fund is managed by Manish Banthia (since 19 Sep 2013), Akhil Kakkar (since 22 Jan 2024), Roshan Chutkey (since 2 May 2022).
- What is the exit load of ICICI Prudential Conservative Hybrid Fund?
- As stated in its scheme documents: If units purchased or switched in from another scheme of the Fund are redeemed or switched out up to 30% of the units (the limit) purchased or switched within 1 year from the date of allotment – NIL. If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit within 1 Year from the date of allotment - 1% of the applicable NAV If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 Year from the date of allotment - NIL. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in ICICI Prudential Conservative Hybrid Fund?
- The minimum application amount is Rs. 5,000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.3% and the Regular plan's by 1.6%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.