ICICI Prudential Children's Fund
ICICI Prudential Mutual Fund · Children's · Direct plan, growth option
NAV (₹), 1 Oct 2026
347.0900
1-day change
-0.87%
1Y return
-3.5%
3Y CAGR
11.5%
5Y CAGR
11.1%
Max drawdown, 5Y
−15.4%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Children's median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.7% | -4.7% |
| 3 months | -4.2% | -2.6% |
| 6 months | 4.7% | 5.2% |
| Year to date | -5.1% | -4.2% |
| 1 year | -3.5% | -1.6% |
| 3 years (CAGR) | 11.5% | 8.0% |
| 5 years (CAGR) | 11.1% | 7.5% |
| 7 years (CAGR) | 13.5% | 11.8% |
| 10 years (CAGR) | 11.3% | 10.4% |
| Since first NAV (CAGR) | 12.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.2% | 10.2% |
| 3Y rolling median | 14.1% | 13.5% |
| 3Y rolling worst | -5.0% | -1.6% |
| 3Y periods positive | 98% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 12.9% | 12.9% |
| 5Y rolling worst | 1.0% | 2.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.9% | 14.9% |
| Sharpe ratio | 0.40 | 0.19 |
| Sortino ratio | 0.63 | 0.26 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −31.1% | −27.1% |
| Maximum drawdown, last 10Y | −31.1% | −28.9% |
| Maximum drawdown, last 5Y | −15.4% | −18.1% |
| Current drawdown | −6.3% | −5.7% |
| Recovery time of worst fall | 253 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 3.03% a year and the Direct plan's 2.32%, a gap of 0.71%; over the last 3 years the Direct plan returned 0.83 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹13,97,045.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 7 Sep 2026: TER increased from 2.31% to 2.32% (AMFI TER disclosure)
- 4 Sep 2026: TER reduced from 2.32% to 2.31% (AMFI TER disclosure)
- 2 Sep 2026: TER increased from 2.31% to 2.32% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Darshil Dedhia | Comanage | 22 Jan 2024 |
| Rohit Lakhotia | Comanage | 12 Jun 2023 |
| Aatur Shah | Manages equity transactions | 29 Aug 2025 |
Objective: The primary investment objective of the Scheme is to seek generation of capital appreciation by creating a portfolio that is invested in equity and equity related securities and debt and money market instruments.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Stated asset allocation: • Equity and Equity Related securities 65% - 100% • Debt securities, Money Market instruments, Securitised Debt & Cash 0% - 35%
Benchmark (tier 1): NIFTY 50 Hybrid Composite Debt 65:35 Index
Exit load: Nil (w.e.f. 1st August 2018) (subject to completion of lock-in period of at least 5 years or till the child attains age of majority (whichever is earlier))
Minimum application: Rs. 5,000
Allotment date: 31 Aug 2001
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 2.32% | 1.45% |
| AUM, whole scheme (₹ crore) | n/a | 755 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 51% | 46% median |
| Month-ends in category top quartile (3Y) | 33% | 33% median |
| 7Y rolling CAGR, median (monthly windows) | 13.0% | 12.0% median |
Category consistency: last 10 years of month-ends, Children's Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -5.1% | n/a | – |
| 2025 | 9.0% | n/a | – |
| 2024 | 17.8% | n/a | – |
| 2023 | 30.1% | n/a | – |
| 2022 | 3.4% | n/a | – |
| 2021 | 25.7% | n/a | – |
| 2020 | 9.5% | n/a | – |
| 2019 | 9.3% | n/a | – |
| 2018 | -1.0% | n/a | – |
| 2017 | 25.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,15,926 | -6.2% |
| 3 years | ₹3,60,000 | ₹3,77,924 | 3.2% |
| 5 years | ₹6,00,000 | ₹7,66,671 | 9.7% |
| 10 years | ₹12,00,000 | ₹22,30,535 | 11.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Children's
Plan / option: Direct · Growth
AMFI scheme code: 120579
ISIN: INF109K01Y49
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| ICICI Prudential Retirement Fund Hybrid Aggressive Plan | Retirement | 0.98 | 16.4% |
| BANDHAN RETIREMENT FUND | Retirement | 0.95 | n/a |
| Baroda BNP Paribas Retirement Fund | Retirement | 0.95 | n/a |
| Union Retirement Fund | Retirement | 0.95 | 11.6% |
| ICICI Prudential Retirement Fund Pure Equity Plan | Retirement | 0.94 | 18.5% |
| Nippon India Retirement Fund- Wealth Creation Scheme | Retirement | 0.94 | 9.3% |
Questions about ICICI Prudential Children's Fund
- What is the latest NAV of ICICI Prudential Children's Fund?
- The NAV of the Direct plan (growth option) was ₹347.0900 on 1 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Children's Fund in?
- It is classified as Children's in AMFI's daily NAV file. MFIC compares it with 13 Children's schemes (Direct plans).
- What returns has ICICI Prudential Children's Fund delivered?
- Over one year the NAV changed by -3.5%. The 3-year CAGR is 11.5% (category median 8.0%) and the 5-year CAGR is 11.1% (category median 7.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 14.1%, the lowest was -5.0%, and 98% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Children's Fund's NAV?
- The largest peak-to-trough fall in its available history was 31.1%; within the last five years it was 15.4% (category median 18.1%).
- How volatile is ICICI Prudential Children's Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.9%, which is equal to the Children's category median of 14.9%.
- What would a monthly SIP in ICICI Prudential Children's Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,66,671 on 1 Oct 2026, an annualised return (XIRR) of 9.7%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of ICICI Prudential Children's Fund?
- The total expense ratio of the Direct plan is 2.32% a year, as disclosed to AMFI (median of Children's Direct plans: 1.45%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has ICICI Prudential Children's Fund beaten its category?
- At 51% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Children's schemes (Direct plans); it was in the top quarter at 33% of them. A typical scheme would show about 50%.
- Who manages ICICI Prudential Children's Fund?
- According to its Scheme Summary Document, ICICI Prudential Children's Fund is managed by Darshil Dedhia (since 22 Jan 2024), Rohit Lakhotia (since 12 Jun 2023), Aatur Shah (since 29 Aug 2025).
- What is the exit load of ICICI Prudential Children's Fund?
- As stated in its scheme documents: Nil (w.e.f. 1st August 2018) (subject to completion of lock-in period of at least 5 years or till the child attains age of majority (whichever is earlier)) Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in ICICI Prudential Children's Fund?
- The minimum application amount is Rs. 5,000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -3.5% and the Regular plan's by -4.2%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.