ICICI Prudential Balanced Advantage Fund
ICICI Prudential Mutual Fund · Balanced Advantage · Direct plan, growth option
NAV (₹), 1 Oct 2026
85.1100
1-day change
-0.67%
1Y return
1.6%
3Y CAGR
10.1%
5Y CAGR
10.0%
Max drawdown, 5Y
−8.2%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Balanced Advantage median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.5% | -3.7% |
| 3 months | -2.2% | -2.4% |
| 6 months | 4.5% | 4.5% |
| Year to date | -2.0% | -2.4% |
| 1 year | 1.6% | 0.4% |
| 3 years (CAGR) | 10.1% | 8.8% |
| 5 years (CAGR) | 10.0% | 8.4% |
| 7 years (CAGR) | 11.8% | 10.7% |
| 10 years (CAGR) | 11.0% | 9.7% |
| Since first NAV (CAGR) | 12.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.7% | 9.0% |
| 3Y rolling median | 12.8% | 12.6% |
| 3Y rolling worst | -1.2% | 6.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 12.3% | 11.7% |
| 5Y rolling worst | 3.3% | 4.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 8.2% | 9.2% |
| Sharpe ratio | 0.46 | 0.35 |
| Sortino ratio | 0.64 | 0.50 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −27.0% | −15.3% |
| Maximum drawdown, last 10Y | −27.0% | −25.9% |
| Maximum drawdown, last 5Y | −8.2% | −9.9% |
| Current drawdown | −5.6% | −5.2% |
| Recovery time of worst fall | 156 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 0% of days since 2023 (median 22.2)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.57% a year and the Direct plan's 1.04%, a gap of 0.53%; over the last 3 years the Direct plan returned 0.64 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹12,44,295.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 8 Sep 2026: TER increased from 1.03% to 1.04% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 1.04% to 1.03% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Rajat Chandak | Comanage | 7 Sep 2015 |
| Manish Banthia | Comanage | 14 Jul 2017 |
| Akhil Kakkar | Comanage | 22 Jan 2024 |
| Sri Sharma | Manages Derivatives and Equity | 4 Nov 2024 |
| Sharmila D'silva | Overseas | n/a |
Objective: To provide capital appreciation/income by investing in equity and equity related instruments including derivatives and debt and money market instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Stated asset allocation: •Equity & Equity related instruments 65% - 100% • Debt and Money Market Instruments, including Units of Debt oriented mutual fund schemes 0% - 35%
Benchmark (tier 1): CRISIL Hybrid 50+50 Moderate Index
Exit load: • NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 30% of the units (the limit) purchased or switched within 1 year from the date of allotment. • 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit within 1 year from the date of allotment. • NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.
Minimum application: Rs. 500
Allotment date: 30 Dec 2006
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.04% | 1.04% |
| AUM, whole scheme (₹ crore) | 71,913 | 2,109 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 2.7% | 0.2% TRI |
| Return, 3 years (AMFI) | 10.4% | 7.8% TRI |
| Return, 5 years (AMFI) | 10.1% | 7.2% TRI |
| Month-ends above category median (3Y CAGR) | 90% | 44% median |
| Month-ends in category top quartile (3Y) | 26% | 16% median |
| 7Y rolling CAGR, median (monthly windows) | 12.1% | 11.3% median |
Official benchmark: CRISIL Hybrid 50+50 - Moderate Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Balanced Advantage Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -2.0% | n/a | – |
| 2025 | 12.9% | n/a | – |
| 2024 | 13.0% | n/a | – |
| 2023 | 17.2% | n/a | – |
| 2022 | 8.6% | n/a | – |
| 2021 | 15.9% | n/a | – |
| 2020 | 12.4% | n/a | – |
| 2019 | 11.4% | n/a | – |
| 2018 | 3.7% | n/a | – |
| 2017 | 20.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,981 | -1.6% |
| 3 years | ₹3,60,000 | ₹3,93,501 | 5.9% |
| 5 years | ₹6,00,000 | ₹7,55,164 | 9.1% |
| 10 years | ₹12,00,000 | ₹21,24,692 | 11.0% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Balanced Advantage
Plan / option: Direct · Growth
AMFI scheme code: 120377
ISIN: INF109K012B0
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI Balanced Advantage Fund | Balanced Advantage | 0.97 | 7.4% |
| Nippon India Balanced Advantage Fund | Balanced Advantage | 0.96 | 9.7% |
| Bajaj Finserv Balanced Advantage Fund | Balanced Advantage | 0.96 | n/a |
| Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) | Balanced Advantage | 0.96 | 7.5% |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.96 | n/a |
| WhiteOak Capital Balanced Advantage Fund | Balanced Advantage | 0.96 | 11.0% |
Questions about ICICI Prudential Balanced Advantage Fund
- What is the latest NAV of ICICI Prudential Balanced Advantage Fund?
- The NAV of the Direct plan (growth option) was ₹85.1100 on 1 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Direct plans).
- What returns has ICICI Prudential Balanced Advantage Fund delivered?
- Over one year the NAV changed by 1.6%. The 3-year CAGR is 10.1% (category median 8.8%) and the 5-year CAGR is 10.0% (category median 8.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 12.8%, the lowest was -1.2%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 27.0%; within the last five years it was 8.2% (category median 9.9%).
- How volatile is ICICI Prudential Balanced Advantage Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 8.2%, which is below the Balanced Advantage category median of 9.2%.
- What would a monthly SIP in ICICI Prudential Balanced Advantage Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,55,164 on 1 Oct 2026, an annualised return (XIRR) of 9.1%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of ICICI Prudential Balanced Advantage Fund?
- The total expense ratio of the Direct plan is 1.04% a year, as disclosed to AMFI (median of Balanced Advantage Direct plans: 1.04%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is ICICI Prudential Balanced Advantage Fund?
- Assets under management of the whole scheme were ₹71,913 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of ICICI Prudential Balanced Advantage Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of ICICI Prudential Balanced Advantage Fund and how has it compared?
- Its official benchmark is the CRISIL Hybrid 50+50 - Moderate Index. Over 3 years AMFI reports a return of 10.4% for this plan against 7.8% for the benchmark total return index; over 5 years 10.1% against 7.2%. Past performance does not indicate future results.
- How often has ICICI Prudential Balanced Advantage Fund beaten its category?
- At 90% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Balanced Advantage schemes (Direct plans); it was in the top quarter at 26% of them. A typical scheme would show about 50%.
- Who manages ICICI Prudential Balanced Advantage Fund?
- According to its Scheme Summary Document, ICICI Prudential Balanced Advantage Fund is managed by Rajat Chandak (since 7 Sep 2015), Manish Banthia (since 14 Jul 2017), Akhil Kakkar (since 22 Jan 2024), Sri Sharma (since 4 Nov 2024), Sharmila D'silva.
- What is the exit load of ICICI Prudential Balanced Advantage Fund?
- As stated in its scheme documents: • NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 30% of the units (the limit) purchased or switched within 1 year from the date of allotment. • 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit within 1 year from the date of allotment. • NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in ICICI Prudential Balanced Advantage Fund?
- The minimum application amount is Rs. 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 1.6% and the Regular plan's by 1.0%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.