Mutual Funds › MFIC › Medium Duration › Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)
Sundaram Mutual Fund · Medium Duration · Direct plan, growth option
NAV (₹), 1 Oct 2026
80.5008
1-day change
-0.09%
1Y return
3.3%
3Y CAGR
5.9%
5Y CAGR
4.8%
Max drawdown, 5Y
−2.5%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Medium Duration median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.3% | 0.0% |
| 3 months | 0.0% | 0.6% |
| 6 months | 2.2% | 3.8% |
| Year to date | 2.2% | 4.3% |
| 1 year | 3.3% | 5.8% |
| 3 years (CAGR) | 5.9% | 7.7% |
| 5 years (CAGR) | 4.8% | 6.7% |
| 7 years (CAGR) | 5.1% | 7.4% |
| 10 years (CAGR) | 5.7% | 7.4% |
| Since first NAV (CAGR) | 6.6% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 6.8% | 8.3% |
| 3Y rolling median | 6.9% | 7.8% |
| 3Y rolling worst | 3.1% | 5.3% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 5.7% | 7.3% |
| 5Y rolling worst | 4.6% | 5.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.6% | 1.7% |
| Sharpe ratio | -0.38 | 0.65 |
| Sortino ratio | -0.50 | 1.13 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −8.0% | −5.3% |
| Maximum drawdown, last 10Y | −5.2% | −5.2% |
| Maximum drawdown, last 5Y | −2.5% | −1.7% |
| Current drawdown | −0.7% | −0.4% |
| Recovery time of worst fall | 245 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.90% a year and the Direct plan's 1.16%, a gap of 0.74%; over the last 3 years the Direct plan returned 0.90 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹16,87,894.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Sandeep Agarwal | 1 Jul 2010 | |
| Kumaresh Ramakrishnan | 1 Jul 2010 |
Objective: To generate income and capital appreciation by investing in Fixed Income Securities and Money Market Instruments. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
Stated asset allocation: Debt & Money Market Instruments with Macaulay duration of 3-4 years: 0%-100%
Benchmark (tier 1): NIFTY Medium Duration Debt Index A-III
Minimum application: Rs.5000/-
Allotment date: 18 Dec 1997
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.16% | 0.70% |
| AUM, whole scheme (₹ crore) | 32 | 1,244 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 3.6% | 2.8% TRI |
| Return, 3 years (AMFI) | 5.9% | 6.4% TRI |
| Return, 5 years (AMFI) | 4.8% | 5.3% TRI |
| Month-ends above category median (3Y CAGR) | 3% | 51% median |
| Month-ends in category top quartile (3Y) | 0% | 28% median |
| 7Y rolling CAGR, median (monthly windows) | 6.2% | 7.7% median |
Official benchmark: NIFTY Medium Duration Debt Index A-III (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Medium Duration Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 2.2% | n/a | – |
| 2025 | 6.5% | n/a | – |
| 2024 | 7.2% | n/a | – |
| 2023 | 6.3% | n/a | – |
| 2022 | 1.7% | n/a | – |
| 2021 | 2.7% | n/a | – |
| 2020 | 7.3% | n/a | – |
| 2019 | 9.0% | n/a | – |
| 2018 | 5.9% | n/a | – |
| 2017 | 6.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,936 | 3.0% |
| 3 years | ₹3,60,000 | ₹3,88,241 | 5.0% |
| 5 years | ₹6,00,000 | ₹6,86,770 | 5.3% |
| 10 years | ₹12,00,000 | ₹15,77,000 | 5.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Sundaram Mutual Fund
Category: Medium Duration
Plan / option: Direct · Growth
AMFI scheme code: 119675
ISIN: INF903J01PO6
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Invesco India Medium Term Fund | Medium Duration | 0.98 | 7.0% |
| Franklin India Medium to Long Term Fund | Medium to Long Duration | 0.98 | n/a |
| JM Medium to Long Term Fund | Medium to Long Duration | 0.98 | 6.5% |
| UTI 10 year Constant Maturity Gilt Fund | Gilt 10Y Constant | 0.98 | 6.7% |
| Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund | Debt Index Fund | 0.97 | 7.1% |
| Bandhan Medium Term Fund | Medium Duration | 0.97 | 7.5% |
Questions about Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)
- What is the latest NAV of Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)?
- The NAV of the Direct plan (growth option) was ₹80.5008 on 1 Oct 2026, as published by AMFI.
- Which category is Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) in?
- It is classified as Medium Duration in AMFI's daily NAV file. MFIC compares it with 13 Medium Duration schemes (Direct plans).
- What returns has Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) delivered?
- Over one year the NAV changed by 3.3%. The 3-year CAGR is 5.9% (category median 7.7%) and the 5-year CAGR is 4.8% (category median 6.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.9%, the lowest was 3.1%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)'s NAV?
- The largest peak-to-trough fall in its available history was 8.0%; within the last five years it was 2.5% (category median 1.7%).
- How volatile is Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.6%, which is below the Medium Duration category median of 1.7%.
- What would a monthly SIP in Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,86,770 on 1 Oct 2026, an annualised return (XIRR) of 5.3%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)?
- The total expense ratio of the Direct plan is 1.16% a year, as disclosed to AMFI (median of Medium Duration Direct plans: 0.70%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)?
- Assets under management of the whole scheme were ₹32 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) and how has it compared?
- Its official benchmark is the NIFTY Medium Duration Debt Index A-III. Over 3 years AMFI reports a return of 5.9% for this plan against 6.4% for the benchmark total return index; over 5 years 4.8% against 5.3%. Past performance does not indicate future results.
- How often has Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) beaten its category?
- At 3% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Medium Duration schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)?
- According to its Scheme Summary Document, Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) is managed by Sandeep Agarwal (since 1 Jul 2010), Kumaresh Ramakrishnan (since 1 Jul 2010).
- What is the minimum investment in Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)?
- The minimum application amount is Rs.5000/-. SIP details: SIP: Weekly, Monthly, Quarterly: Rs.1000, STP: Daily, Weekly : Rs.1000, Monthly: Rs.250 ,Quarterly: Rs.750 SWP: Monthly and Quarterly: Rs.500/-.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.3% and the Regular plan's by 2.4%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.