Tata Value Fund
Tata Mutual Fund · Value · Direct plan, growth option
NAV (₹), 1 Oct 2026
382.1491
1-day change
-1.10%
1Y return
-2.2%
3Y CAGR
11.5%
5Y CAGR
12.5%
Max drawdown, 5Y
−20.9%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Value median (23 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.2% | -5.5% |
| 3 months | -2.7% | -4.5% |
| 6 months | 4.3% | 4.6% |
| Year to date | -7.2% | -5.8% |
| 1 year | -2.2% | -1.8% |
| 3 years (CAGR) | 11.5% | 11.2% |
| 5 years (CAGR) | 12.5% | 12.2% |
| 7 years (CAGR) | 15.5% | 16.6% |
| 10 years (CAGR) | 13.7% | 13.7% |
| Since first NAV (CAGR) | 15.8% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 13.5% | 12.7% |
| 3Y rolling median | 18.5% | 18.7% |
| 3Y rolling worst | -7.3% | -5.9% |
| 3Y periods positive | 98% | 98% |
| 3Y periods ahead of benchmark | 90% | 98% |
| 5Y rolling median | 15.9% | 15.4% |
| 5Y rolling worst | 0.8% | -1.3% |
| 5Y periods ahead of benchmark | 100% | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.8% | 15.4% |
| Sharpe ratio | 0.36 | 0.34 |
| Sortino ratio | 0.53 | 0.51 |
| Beta | 0.98 | 0.96 |
| Alpha (ann.) | 2.3% | 1.9% |
| Upside capture | 110.07 | 102.26 |
| Downside capture | 100.28 | 94.29 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −37.9% | −36.7% |
| Maximum drawdown, last 10Y | −37.9% | −40.1% |
| Maximum drawdown, last 5Y | −20.9% | −18.2% |
| Current drawdown | −10.4% | −9.6% |
| Recovery time of worst fall | 228 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.00% a year and the Direct plan's 1.07%, a gap of 0.93%; over the last 3 years the Direct plan returned 1.09 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹21,20,374.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| 1 Sonam Udasi | 1 Primary | 1 Apr 2016 |
Objective: The investment objective of the Scheme is to provide reasonable and regular income and/or possible capital appreciation to its Unitholder. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
Stated asset allocation: Equity and Equity related instruments falling under Value Strategy (Out of the above minimum 70% exposure will be towards Equity and Equity related – Companies whose rolling P/E at the time of investment is lower than the rolling P/E of the BSE SENSEX) 80% -100%, Equity and equity related – other companies 0% - 20%, Money market instruments, other liquid instruments**, gold and/or silver instruments/ETF and in InvITs as permitted by SEBI 0% - 20%. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under t…
Benchmark (tier 1): Nifty 500 TRI
Exit load: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL.
Minimum application: ₹5,000
Allotment date: 29 Jun 2004
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.07% | 1.28% |
| AUM, whole scheme (₹ crore) | 8,239 | 1,215 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 0.4% | -2.0% TRI |
| Return, 3 years (AMFI) | 11.9% | 9.5% TRI |
| Return, 5 years (AMFI) | 12.7% | 9.0% TRI |
| Month-ends above category median (3Y CAGR) | 64% | 45% median |
| Month-ends in category top quartile (3Y) | 40% | 24% median |
| 7Y rolling CAGR, median (monthly windows) | 15.5% | 15.1% median |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Value Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -7.2% | -7.8% | +0.6% |
| 2025 | 4.7% | 7.7% | −2.9% |
| 2024 | 22.9% | 15.6% | +7.3% |
| 2023 | 38.3% | 26.5% | +11.8% |
| 2022 | 7.0% | 3.8% | +3.3% |
| 2021 | 29.4% | 30.6% | −1.2% |
| 2020 | 14.0% | 17.2% | −3.2% |
| 2019 | 7.0% | n/a | – |
| 2018 | -6.1% | n/a | – |
| 2017 | 40.7% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,052 | -6.0% |
| 3 years | ₹3,60,000 | ₹3,72,150 | 2.2% |
| 5 years | ₹6,00,000 | ₹7,80,287 | 10.4% |
| 10 years | ₹12,00,000 | ₹24,38,347 | 13.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Tata Mutual Fund
Category: Value
Plan / option: Direct · Growth
AMFI scheme code: 119231
ISIN: INF277K01ND1
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Baroda BNP Paribas Dividend Yield Fund | Dividend Yield | 0.98 | n/a |
| Kotak Contra Fund | Contra | 0.97 | 13.6% |
| Edelweiss Multi Cap Fund | Multi Cap | 0.97 | n/a |
| UTI Large & Mid Cap Fund | Large & Mid Cap | 0.97 | 13.3% |
| Bajaj Finserv Large & Mid Cap Fund | Large & Mid Cap | 0.97 | n/a |
| Nippon India Value Fund | Value | 0.97 | 12.0% |
Questions about Tata Value Fund
- What is the latest NAV of Tata Value Fund?
- The NAV of the Direct plan (growth option) was ₹382.1491 on 1 Oct 2026, as published by AMFI.
- Which category is Tata Value Fund in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 23 Value schemes (Direct plans).
- What returns has Tata Value Fund delivered?
- Over one year the NAV changed by -2.2%. The 3-year CAGR is 11.5% (category median 11.2%) and the 5-year CAGR is 12.5% (category median 12.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 18.5%, the lowest was -7.3%, and 98% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 90% of those periods.
- What was the largest fall in Tata Value Fund's NAV?
- The largest peak-to-trough fall in its available history was 37.9%; within the last five years it was 20.9% (category median 18.2%).
- How volatile is Tata Value Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.8%, which is above the Value category median of 15.4%.
- What would a monthly SIP in Tata Value Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,80,287 on 1 Oct 2026, an annualised return (XIRR) of 10.4%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Tata Value Fund?
- The total expense ratio of the Direct plan is 1.07% a year, as disclosed to AMFI (median of Value Direct plans: 1.28%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Tata Value Fund?
- Assets under management of the whole scheme were ₹8,239 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Tata Value Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Tata Value Fund and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 11.9% for this plan against 9.5% for the benchmark total return index; over 5 years 12.7% against 9.0%. Past performance does not indicate future results.
- How often has Tata Value Fund beaten its category?
- At 64% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Value schemes (Direct plans); it was in the top quarter at 40% of them. A typical scheme would show about 50%.
- Who manages Tata Value Fund?
- According to its Scheme Summary Document, Tata Value Fund is managed by 1 Sonam Udasi (since 1 Apr 2016).
- What is the exit load of Tata Value Fund?
- As stated in its scheme documents: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Tata Value Fund?
- The minimum application amount is ₹5,000. SIP details: SIP-- Please refer to the SIP Enrolment / Application form from time to time. ;STP --500.00/500.00/500.00/500.00 ;SWP --500.00/500.00/500.00/500.00.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -2.2% and the Regular plan's by -3.1%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.