HDFC Dynamic Term Fund
HDFC Mutual Fund · Dynamic Bond · Direct plan, growth option
NAV (₹), 2 Oct 2026
103.0712
1-day change
-0.14%
1Y return
3.8%
3Y CAGR
6.6%
5Y CAGR
5.8%
Max drawdown, 5Y
−2.6%
NAV history month-end NAV, ₹ · 1 Jan 2013 to 1 Oct 2026
Returns vs Dynamic Bond median (22 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.6% | -0.3% |
| 3 months | -0.4% | -0.1% |
| 6 months | 3.8% | 3.1% |
| Year to date | 3.1% | 2.8% |
| 1 year | 3.8% | 3.9% |
| 3 years (CAGR) | 6.6% | 6.8% |
| 5 years (CAGR) | 5.8% | 6.1% |
| 7 years (CAGR) | 6.9% | 6.4% |
| 10 years (CAGR) | 6.0% | 6.8% |
| Since first NAV (CAGR) | 7.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.7% | 7.8% |
| 3Y rolling median | 7.1% | 7.5% |
| 3Y rolling worst | 2.9% | 4.2% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.0% | 7.0% |
| 5Y rolling worst | 5.0% | 5.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 3.2% | 2.6% |
| Sharpe ratio | 0.02 | 0.13 |
| Sortino ratio | 0.03 | 0.19 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −7.5% | −4.3% |
| Maximum drawdown, last 10Y | −4.3% | −3.8% |
| Maximum drawdown, last 5Y | −2.6% | −2.3% |
| Current drawdown | −1.6% | −1.0% |
| Recovery time of worst fall | 217 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.1% | n/a | – |
| 2025 | 5.5% | n/a | – |
| 2024 | 9.2% | n/a | – |
| 2023 | 7.9% | n/a | – |
| 2022 | 2.8% | n/a | – |
| 2021 | 8.2% | n/a | – |
| 2020 | 9.8% | n/a | – |
| 2019 | 3.9% | n/a | – |
| 2018 | 4.8% | n/a | – |
| 2017 | 3.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,720 | 4.2% |
| 3 years | ₹3,60,000 | ₹3,90,263 | 5.3% |
| 5 years | ₹6,00,000 | ₹6,99,811 | 6.1% |
| 10 years | ₹12,00,000 | ₹16,61,932 | 6.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HDFC Mutual Fund
Category: Dynamic Bond
Plan / option: Direct · Growth
AMFI scheme code: 119075
ISIN: INF179K01WB4
First NAV in MFIC data: 1 Jan 2013
History: 13.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HDFC Gilt Fund | Gilt | 0.98 | 6.2% |
| Nippon India Gilt Fund | Gilt | 0.98 | 6.3% |
| HSBC Gilt Fund | Gilt | 0.98 | 5.9% |
| Kotak Long Term Fund | Long Duration | 0.98 | n/a |
| Axis Gilt Fund | Gilt | 0.97 | 7.0% |
| Union Dynamic Term Fund | Dynamic Bond | 0.97 | 5.0% |
Questions about HDFC Dynamic Term Fund
- What is the latest NAV of HDFC Dynamic Term Fund?
- The NAV of the Direct plan (growth option) was ₹103.0712 on 2 Oct 2026, as published by AMFI.
- Which category is HDFC Dynamic Term Fund in?
- It is classified as Dynamic Bond in AMFI's daily NAV file. MFIC compares it with 22 Dynamic Bond schemes (Direct plans).
- What returns has HDFC Dynamic Term Fund delivered?
- Over one year the NAV changed by 3.8%. The 3-year CAGR is 6.6% (category median 6.8%) and the 5-year CAGR is 5.8% (category median 6.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.1%, the lowest was 2.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in HDFC Dynamic Term Fund's NAV?
- The largest peak-to-trough fall in its available history was 7.5%; within the last five years it was 2.6% (category median 2.3%).
- How volatile is HDFC Dynamic Term Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 3.2%, which is above the Dynamic Bond category median of 2.6%.
- What would a monthly SIP in HDFC Dynamic Term Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,99,811 on 2 Oct 2026, an annualised return (XIRR) of 6.1%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.8% and the Regular plan's by 3.1%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.