BANDHAN LARGE CAP FUND
Bandhan Mutual Fund · Large Cap · Direct plan, growth option
NAV (₹), 1 Oct 2026
86.1280
1-day change
-0.82%
1Y return
-2.5%
3Y CAGR
11.5%
5Y CAGR
9.7%
Max drawdown, 5Y
−19.4%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Large Cap median (34 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.3% | -6.2% |
| 3 months | -3.6% | -4.3% |
| 6 months | 5.3% | 3.7% |
| Year to date | -7.2% | -8.3% |
| 1 year | -2.5% | -4.8% |
| 3 years (CAGR) | 11.5% | 8.9% |
| 5 years (CAGR) | 9.7% | 8.3% |
| 7 years (CAGR) | 14.0% | 12.7% |
| 10 years (CAGR) | 12.6% | 11.6% |
| Since first NAV (CAGR) | 12.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 12.1% | 11.4% |
| 3Y rolling median | 13.6% | 14.8% |
| 3Y rolling worst | -4.0% | -4.0% |
| 3Y periods positive | 100% | 99% |
| 3Y periods ahead of benchmark | 70% | 73% |
| 5Y rolling median | 13.6% | 13.8% |
| 5Y rolling worst | -0.6% | 0.2% |
| 5Y periods ahead of benchmark | 73% | 73% |
Benchmark: Nifty 50 (proxy: Franklin India NSE Nifty 50 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.3% | 14.4% |
| Sharpe ratio | 0.39 | 0.23 |
| Sortino ratio | 0.58 | 0.32 |
| Beta | 1.06 | 1.01 |
| Alpha (ann.) | 6.0% | 3.4% |
| Upside capture | 126.96 | 111.59 |
| Downside capture | 94.66 | 93.92 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −35.1% | −35.1% |
| Maximum drawdown, last 10Y | −35.1% | −36.7% |
| Maximum drawdown, last 5Y | −19.4% | −18.8% |
| Current drawdown | −8.2% | −10.4% |
| Recovery time of worst fall | 199 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.20% a year and the Direct plan's 1.06%, a gap of 1.14%; over the last 3 years the Direct plan returned 1.29 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹25,68,271.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 30 Sep 2026: TER increased from 1.05% to 1.06% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Manish Gunwani | Comanage | 2 Dec 2024 |
| Prateek Poddar | Comanage | 2 Dec 2024 |
Objective: The investment objective of the Scheme is to seek to generate capital growth from predominantly investing in large cap stocks.
Stated asset allocation: Equities & Equity related instruments of Large cap companies - 80% -100%, Equities & Equity related instruments of Mid cap and Small cap companies - 0% -20%, Debt & Money Market instruments (including Government securities, Securitised debt, Margin money/FD) and Units issued by InvITs, within which - 0% -20%, Units issued by InvITs - 0%-10%
Benchmark (tier 1): BSE 100 TRI
Exit load: Entry Load: Nil. Exit Load (w.e.f 25-Jun-2021) If redeemed / Switched Out within 365 days from the date of allotment - Up to 10% of Investment Nil & For remaining Investment: 1.00%. If redeemed / switched out after 365 days from the date of allotment: Nil.
Minimum application: Rs.1000 and any amount thereafter
Allotment date: 9 Jun 2006
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.06% | 1.07% |
| AUM, whole scheme (₹ crore) | 2,103 | 2,015 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -0.7% | -5.0% TRI |
| Return, 3 years (AMFI) | 11.8% | 7.7% TRI |
| Return, 5 years (AMFI) | 9.8% | 7.7% TRI |
| Month-ends above category median (3Y CAGR) | 58% | 48% median |
| Month-ends in category top quartile (3Y) | 22% | 23% median |
| 7Y rolling CAGR, median (monthly windows) | 13.2% | 13.2% median |
Official benchmark: BSE 100 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Large Cap Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 50 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -7.2% | -13.5% | +6.4% |
| 2025 | 9.5% | 11.7% | −2.2% |
| 2024 | 20.1% | 9.9% | +10.2% |
| 2023 | 28.3% | 20.7% | +7.6% |
| 2022 | -1.1% | 5.3% | −6.4% |
| 2021 | 28.3% | 24.8% | +3.5% |
| 2020 | 18.7% | 15.3% | +3.3% |
| 2019 | 11.7% | 12.5% | −0.8% |
| 2018 | -3.3% | 3.6% | −6.9% |
| 2017 | 35.5% | 28.8% | +6.6% |
Benchmark proxy: Franklin India NSE Nifty 50 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,15,459 | -6.9% |
| 3 years | ₹3,60,000 | ₹3,78,182 | 3.2% |
| 5 years | ₹6,00,000 | ₹7,52,841 | 9.0% |
| 10 years | ₹12,00,000 | ₹22,82,215 | 12.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Bandhan Mutual Fund
Category: Large Cap
Plan / option: Direct · Growth
AMFI scheme code: 118479
ISIN: INF194K01Z44
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Baroda BNP Paribas Dividend Yield Fund | Dividend Yield | 0.99 | n/a |
| Canara Robeco Flexi Cap Fund | Flexi Cap | 0.99 | 10.3% |
| PGIM India Large and Midcap Fund | Large & Mid Cap | 0.98 | n/a |
| WhiteOak Capital Large Cap Fund | Large Cap | 0.98 | 11.9% |
| Canara Robeco Large Cap Fund | Large Cap | 0.98 | 8.8% |
| Aditya Birla Sun Life Large Cap Fund | Large Cap | 0.98 | 8.1% |
Questions about BANDHAN LARGE CAP FUND
- What is the latest NAV of BANDHAN LARGE CAP FUND?
- The NAV of the Direct plan (growth option) was ₹86.1280 on 1 Oct 2026, as published by AMFI.
- Which category is BANDHAN LARGE CAP FUND in?
- It is classified as Large Cap in AMFI's daily NAV file; a Large Cap scheme invests at least 80% in large-cap stocks. MFIC compares it with 34 Large Cap schemes (Direct plans).
- What returns has BANDHAN LARGE CAP FUND delivered?
- Over one year the NAV changed by -2.5%. The 3-year CAGR is 11.5% (category median 8.9%) and the 5-year CAGR is 9.7% (category median 8.3%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 13.6%, the lowest was -4.0%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 50 (index-fund proxy) in 70% of those periods.
- What was the largest fall in BANDHAN LARGE CAP FUND's NAV?
- The largest peak-to-trough fall in its available history was 35.1%; within the last five years it was 19.4% (category median 18.8%).
- How volatile is BANDHAN LARGE CAP FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.3%, which is above the Large Cap category median of 14.4%.
- What would a monthly SIP in BANDHAN LARGE CAP FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,52,841 on 1 Oct 2026, an annualised return (XIRR) of 9.0%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of BANDHAN LARGE CAP FUND?
- The total expense ratio of the Direct plan is 1.06% a year, as disclosed to AMFI (median of Large Cap Direct plans: 1.07%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is BANDHAN LARGE CAP FUND?
- Assets under management of the whole scheme were ₹2,103 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of BANDHAN LARGE CAP FUND?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of BANDHAN LARGE CAP FUND and how has it compared?
- Its official benchmark is the BSE 100 TRI. Over 3 years AMFI reports a return of 11.8% for this plan against 7.7% for the benchmark total return index; over 5 years 9.8% against 7.7%. Past performance does not indicate future results.
- How often has BANDHAN LARGE CAP FUND beaten its category?
- At 58% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Large Cap schemes (Direct plans); it was in the top quarter at 22% of them. A typical scheme would show about 50%.
- Who manages BANDHAN LARGE CAP FUND?
- According to its Scheme Summary Document, BANDHAN LARGE CAP FUND is managed by Manish Gunwani (since 2 Dec 2024), Prateek Poddar (since 2 Dec 2024).
- What is the exit load of BANDHAN LARGE CAP FUND?
- As stated in its scheme documents: Entry Load: Nil. Exit Load (w.e.f 25-Jun-2021) If redeemed / Switched Out within 365 days from the date of allotment - Up to 10% of Investment Nil & For remaining Investment: 1.00%. If redeemed / switched out after 365 days from the date of allotment: Nil. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in BANDHAN LARGE CAP FUND?
- The minimum application amount is Rs.1000 and any amount thereafter. SIP details: SIP Details: Rs.100 , STP Details: Rs. 500/- and any amount thereafter (for Fixed amount option) / Rs. 500/- and any amount thereafter (for capital appreciation option) , SWP Details: Rs. 200/- and any amount thereafter.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -2.5% and the Regular plan's by -3.6%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow BANDHAN LARGE CAP FUND by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.