SBI GOLD FUND
SBI Mutual Fund · Domestic FoF · Regular plan, growth option
NAV (₹), 2 Oct 2026
42.7792
1-day change
-0.21%
1Y return
24.1%
3Y CAGR
34.9%
5Y CAGR
24.5%
Max drawdown, 5Y
−24.7%
NAV history month-end NAV, ₹ · 19 Sep 2011 to 1 Oct 2026
Returns vs Domestic FoF median (159 schemes) and “Gold FoF” median (23)
| Period | Scheme | Category median | Gold FoF median |
|---|---|---|---|
| 1 month | -3.1% | -3.8% | -3.1% |
| 3 months | 5.1% | -1.1% | 5.1% |
| 6 months | -1.8% | 3.0% | -1.7% |
| Year to date | 10.2% | 1.8% | 9.7% |
| 1 year | 24.1% | 4.9% | 23.6% |
| 3 years (CAGR) | 34.9% | 12.3% | 34.6% |
| 5 years (CAGR) | 24.5% | 9.8% | 24.3% |
| 7 years (CAGR) | 20.5% | 13.3% | 20.2% |
| 10 years (CAGR) | 15.4% | 11.0% | 15.2% |
| Since first NAV (CAGR) | 10.1% | – | – |
“Gold FoF” is MFIC's grouping of Domestic FoF schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.9% | 8.6% |
| 3Y rolling median | 8.1% | 12.8% |
| 3Y rolling worst | -9.6% | 4.8% |
| 3Y periods positive | 79% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 10.8% | 10.8% |
| 5Y rolling worst | -3.6% | 4.1% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 18.9% | 14.2% |
| Sharpe ratio | 1.37 | 0.60 |
| Sortino ratio | 2.87 | 0.89 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −27.6% | −19.6% |
| Maximum drawdown, last 10Y | −24.7% | −23.7% |
| Maximum drawdown, last 5Y | −24.7% | −15.1% |
| Current drawdown | −17.2% | −8.3% |
| Recovery time of worst fall | 1313 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 10.2% | n/a | – |
| 2025 | 71.5% | n/a | – |
| 2024 | 19.6% | n/a | – |
| 2023 | 14.1% | n/a | – |
| 2022 | 12.6% | n/a | – |
| 2021 | -5.7% | n/a | – |
| 2020 | 27.4% | n/a | – |
| 2019 | 22.8% | n/a | – |
| 2018 | 6.4% | n/a | – |
| 2017 | 3.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,25,463 | 8.5% |
| 3 years | ₹3,60,000 | ₹5,85,209 | 34.2% |
| 5 years | ₹6,00,000 | ₹12,24,767 | 29.0% |
| 10 years | ₹12,00,000 | ₹35,23,933 | 20.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: SBI Mutual Fund
Category: Domestic FoF
Plan / option: Regular · Growth
AMFI scheme code: 115676
ISIN: INF200K01HA1
First NAV in MFIC data: 19 Sep 2011
History: 15.0 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Mirae Asset Gold ETF Fund of Fund | Domestic FoF | 1.00 | n/a |
| HDFC Gold ETF Fund of Fund | Domestic FoF | 1.00 | 34.6% |
| Quantum Gold ETF FOF | Domestic FoF | 1.00 | 34.9% |
| DSP Gold ETF Fund of Fund | Domestic FoF | 1.00 | n/a |
| Tata Gold ETF Fund of Fund | Domestic FoF | 1.00 | n/a |
| ICICI Prudential Gold ETF FOF | Domestic FoF | 1.00 | 34.8% |
Questions about SBI GOLD FUND
- What is the latest NAV of SBI GOLD FUND?
- The NAV of the Regular plan (growth option) was ₹42.7792 on 2 Oct 2026, as published by AMFI.
- Which category is SBI GOLD FUND in?
- It is classified as Domestic FoF in AMFI's daily NAV file. MFIC compares it with 159 Domestic FoF schemes (Regular plans).
- What returns has SBI GOLD FUND delivered?
- Over one year the NAV changed by 24.1%. The 3-year CAGR is 34.9% (category median 12.3%) and the 5-year CAGR is 24.5% (category median 9.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.1%, the lowest was -9.6%, and 79% of 3-year periods ended with a gain.
- What was the largest fall in SBI GOLD FUND's NAV?
- The largest peak-to-trough fall in its available history was 27.6%; within the last five years it was 24.7% (category median 15.1%).
- How volatile is SBI GOLD FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 18.9%, which is above the Domestic FoF category median of 14.2%.
- What would a monthly SIP in SBI GOLD FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹12,24,767 on 2 Oct 2026, an annualised return (XIRR) of 29.0%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 24.3% and the Regular plan's by 24.1%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow SBI GOLD FUND by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.