ICICI Prudential Banking and PSU Debt Fund
ICICI Prudential Mutual Fund · Banking & PSU · Regular plan, growth option
NAV (₹), 2 Oct 2026
34.8510
1-day change
-0.04%
1Y return
4.9%
3Y CAGR
6.8%
5Y CAGR
6.2%
Max drawdown, 5Y
−0.8%
NAV history month-end NAV, ₹ · 4 Jan 2010 to 1 Oct 2026
Returns vs Banking & PSU median (20 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.1% | 0.1% |
| 3 months | 0.3% | 0.3% |
| 6 months | 3.0% | 2.9% |
| Year to date | 3.3% | 3.1% |
| 1 year | 4.9% | 4.4% |
| 3 years (CAGR) | 6.8% | 6.7% |
| 5 years (CAGR) | 6.2% | 5.8% |
| 7 years (CAGR) | 6.6% | 6.4% |
| 10 years (CAGR) | 6.8% | 6.7% |
| Since first NAV (CAGR) | 7.7% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.1% | 7.5% |
| 3Y rolling median | 8.0% | 7.3% |
| 3Y rolling worst | 5.1% | 4.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 8.4% | 6.9% |
| 5Y rolling worst | 6.1% | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.5% | 1.5% |
| Sharpe ratio | 0.11 | 0.04 |
| Sortino ratio | 0.17 | 0.07 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −2.9% | −3.1% |
| Maximum drawdown, last 10Y | −2.9% | −3.1% |
| Maximum drawdown, last 5Y | −0.8% | −1.1% |
| Current drawdown | −0.3% | −0.3% |
| Recovery time of worst fall | 31 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.3% | n/a | – |
| 2025 | 7.6% | n/a | – |
| 2024 | 7.9% | n/a | – |
| 2023 | 7.3% | n/a | – |
| 2022 | 4.3% | n/a | – |
| 2021 | 4.2% | n/a | – |
| 2020 | 9.3% | n/a | – |
| 2019 | 10.1% | n/a | – |
| 2018 | 5.7% | n/a | – |
| 2017 | 5.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,993 | 4.7% |
| 3 years | ₹3,60,000 | ₹3,95,340 | 6.2% |
| 5 years | ₹6,00,000 | ₹7,07,672 | 6.5% |
| 10 years | ₹12,00,000 | ₹16,85,716 | 6.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Banking & PSU
Plan / option: Regular · Growth
AMFI scheme code: 112342
ISIN: INF109K01RT3
First NAV in MFIC data: 4 Jan 2010
History: 16.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| ICICI Prudential Corporate Bond Fund | Corporate Bond | 0.99 | 7.1% |
| ICICI Prudential Short Term Fund | Short Duration | 0.97 | 7.1% |
| HSBC Banking and PSU Debt Fund | Banking & PSU | 0.96 | 6.5% |
| HDFC Banking and PSU Debt Fund | Banking & PSU | 0.96 | 6.6% |
| HDFC Corporate Bond Fund | Corporate Bond | 0.95 | 6.6% |
| HSBC Short Term Fund | Short Duration | 0.95 | 7.2% |
Questions about ICICI Prudential Banking and PSU Debt Fund
- What is the latest NAV of ICICI Prudential Banking and PSU Debt Fund?
- The NAV of the Regular plan (growth option) was ₹34.8510 on 2 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Banking and PSU Debt Fund in?
- It is classified as Banking & PSU in AMFI's daily NAV file. MFIC compares it with 20 Banking & PSU schemes (Regular plans).
- What returns has ICICI Prudential Banking and PSU Debt Fund delivered?
- Over one year the NAV changed by 4.9%. The 3-year CAGR is 6.8% (category median 6.7%) and the 5-year CAGR is 6.2% (category median 5.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.0%, the lowest was 5.1%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Banking and PSU Debt Fund's NAV?
- The largest peak-to-trough fall in its available history was 2.9%; within the last five years it was 0.8% (category median 1.1%).
- How volatile is ICICI Prudential Banking and PSU Debt Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.5%, which is below the Banking & PSU category median of 1.5%.
- What would a monthly SIP in ICICI Prudential Banking and PSU Debt Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,07,672 on 2 Oct 2026, an annualised return (XIRR) of 6.5%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.3% and the Regular plan's by 4.9%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.