Invesco India Financial Services Fund
Invesco Mutual Fund · Sectoral/Thematic · Regular plan, growth option
NAV (₹), 1 Oct 2026
137.3900
1-day change
-0.72%
1Y return
1.4%
3Y CAGR
14.1%
5Y CAGR
11.5%
Max drawdown, 5Y
−23.9%
NAV history month-end NAV, ₹ · 16 Jul 2008 to 1 Oct 2026
Returns vs Sectoral/Thematic median (259 schemes) and “Banking & financial services” median (28)
| Period | Scheme | Category median | Banking & financial services median |
|---|---|---|---|
| 1 month | -6.9% | -5.4% | -6.2% |
| 3 months | -7.8% | -3.1% | -6.7% |
| 6 months | 5.8% | 8.5% | 5.9% |
| Year to date | -5.7% | -2.6% | -6.9% |
| 1 year | 1.4% | 0.0% | -1.0% |
| 3 years (CAGR) | 14.1% | 11.7% | 9.5% |
| 5 years (CAGR) | 11.5% | 10.6% | 9.6% |
| 7 years (CAGR) | 13.3% | 15.7% | 11.2% |
| 10 years (CAGR) | 13.4% | 13.3% | 11.0% |
| Since first NAV (CAGR) | 15.8% | – | – |
“Banking & financial services” is MFIC's grouping of Sectoral/Thematic schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 15.9% | 9.8% |
| 3Y rolling median | 16.5% | 15.6% |
| 3Y rolling worst | -6.3% | 0.6% |
| 3Y periods positive | 95% | 100% |
| 3Y periods ahead of benchmark | 52% | 71% |
| 5Y rolling median | 15.5% | 14.2% |
| 5Y rolling worst | 1.2% | 0.3% |
| 5Y periods ahead of benchmark | 70% | 70% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 16.1% | 16.7% |
| Sharpe ratio | 0.44 | 0.34 |
| Sortino ratio | 0.66 | 0.51 |
| Beta | 0.94 | 0.96 |
| Alpha (ann.) | 3.9% | 2.3% |
| Upside capture | 106.21 | 103.56 |
| Downside capture | 89.57 | 96.87 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −47.3% | −23.7% |
| Maximum drawdown, last 10Y | −42.5% | −39.3% |
| Maximum drawdown, last 5Y | −23.9% | −22.8% |
| Current drawdown | −8.8% | −8.8% |
| Recovery time of worst fall | 99 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.18% a year and the Direct plan's 0.96%, a gap of 1.22%; over the last 3 years the Direct plan returned 1.49 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹27,70,235.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 2.19% to 2.18% (AMFI TER disclosure)
- 24 Sep 2026: TER increased from 2.18% to 2.19% (AMFI TER disclosure)
- 17 Sep 2026: TER reduced from 2.19% to 2.18% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 2.18% to 2.19% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Hiten Jain | Primary | 19 May 2020 |
| Haresh Kapoor | Primary | 1 Jan 2026 |
Objective: To generate capital appreciation from a portfolio of Equity and Equity Related Instruments of companies engaged in the business of banking and financial services. There is no assurance that the investment objective of the Scheme will be achieved
Stated asset allocation: Equity and Equity Related Instruments of Banking & Financial Services Companies: Min. 80% Max. 100% Equity and Equity Related Instruments of other than Banking & Financial Services Companies: Min. 0% and Max. 20%. Money Market/ Other Liquid Instruments: Min. 0% and Max. 20%. Gold / Silver ETFs:Min. 0% and Max. 20%.Units issued by InvITs : Min. 0% and Max. 10%
Benchmark (tier 1): Nifty Financial Services TRI
Exit load: If upto 10% of Units allotted are redeemed / switched-out within 1 year from the date of allotment -Nil. For any redemption / switchout in excess of 10% of units allotted within one year from the date of allotment 1%. If units are redeemed or switched-out after 1 year from the date of allotment -Nil.
Minimum application: ₹1,000
Allotment date: 14 Jul 2008
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.18% | 2.38% |
| AUM, whole scheme (₹ crore) | 1,778 | 1,245 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 3.5% | -4.4% TRI |
| Return, 3 years (AMFI) | 14.4% | 8.6% TRI |
| Return, 5 years (AMFI) | 11.6% | 7.1% TRI |
| Month-ends above category median (3Y CAGR) | 62% | 53% median |
| Month-ends in category top quartile (3Y) | 33% | 24% median |
| 7Y rolling CAGR, median (monthly windows) | 14.4% | 13.5% median |
Official benchmark: Nifty Financial Services TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Sectoral/Thematic Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -5.7% | -7.8% | +2.1% |
| 2025 | 15.1% | 7.7% | +7.4% |
| 2024 | 19.8% | 15.6% | +4.2% |
| 2023 | 26.0% | 26.5% | −0.6% |
| 2022 | 12.8% | 3.8% | +9.0% |
| 2021 | 14.0% | 30.6% | −16.6% |
| 2020 | 2.4% | 17.2% | −14.9% |
| 2019 | 21.2% | n/a | – |
| 2018 | -0.3% | n/a | – |
| 2017 | 45.2% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,15,646 | -6.7% |
| 3 years | ₹3,60,000 | ₹3,94,482 | 6.0% |
| 5 years | ₹6,00,000 | ₹8,11,068 | 12.0% |
| 10 years | ₹12,00,000 | ₹23,82,295 | 13.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Invesco Mutual Fund
Category: Sectoral/Thematic
Plan / option: Regular · Growth
AMFI scheme code: 108378
ISIN: INF205K01155
First NAV in MFIC data: 16 Jul 2008
History: 18.2 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Helios Financial Services Fund | Sectoral/Thematic | 0.97 | n/a |
| HDFC Banking & Financial Services Fund | Sectoral/Thematic | 0.97 | 9.7% |
| WhiteOak Capital Banking & Financial Services Fund | Sectoral/Thematic | 0.97 | n/a |
| BANDHAN FINANCIAL SERVICES FUND | Sectoral/Thematic | 0.96 | 11.7% |
| Mirae Asset Banking and Financial Services Fund | Sectoral/Thematic | 0.96 | 9.6% |
| UTI - Banking and Financial Services Fund | Sectoral/Thematic | 0.96 | 10.5% |
Questions about Invesco India Financial Services Fund
- What is the latest NAV of Invesco India Financial Services Fund?
- The NAV of the Regular plan (growth option) was ₹137.3900 on 1 Oct 2026, as published by AMFI.
- Which category is Invesco India Financial Services Fund in?
- It is classified as Sectoral/Thematic in AMFI's daily NAV file; a Sectoral/Thematic scheme invests at least 80% in one sector or theme. MFIC compares it with 259 Sectoral/Thematic schemes (Regular plans).
- What returns has Invesco India Financial Services Fund delivered?
- Over one year the NAV changed by 1.4%. The 3-year CAGR is 14.1% (category median 11.7%) and the 5-year CAGR is 11.5% (category median 10.6%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 16.5%, the lowest was -6.3%, and 95% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 52% of those periods.
- What was the largest fall in Invesco India Financial Services Fund's NAV?
- The largest peak-to-trough fall in its available history was 47.3%; within the last five years it was 23.9% (category median 22.8%).
- How volatile is Invesco India Financial Services Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 16.1%, which is below the Sectoral/Thematic category median of 16.7%.
- What would a monthly SIP in Invesco India Financial Services Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,11,068 on 1 Oct 2026, an annualised return (XIRR) of 12.0%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Invesco India Financial Services Fund?
- The total expense ratio of the Regular plan is 2.18% a year, as disclosed to AMFI (median of Sectoral/Thematic Regular plans: 2.38%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Invesco India Financial Services Fund?
- Assets under management of the whole scheme were ₹1,778 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Invesco India Financial Services Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Invesco India Financial Services Fund and how has it compared?
- Its official benchmark is the Nifty Financial Services TRI. Over 3 years AMFI reports a return of 14.4% for this plan against 8.6% for the benchmark total return index; over 5 years 11.6% against 7.1%. Past performance does not indicate future results.
- How often has Invesco India Financial Services Fund beaten its category?
- At 62% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Sectoral/Thematic schemes (Regular plans); it was in the top quarter at 33% of them. A typical scheme would show about 50%.
- Who manages Invesco India Financial Services Fund?
- According to its Scheme Summary Document, Invesco India Financial Services Fund is managed by Hiten Jain (since 19 May 2020), Haresh Kapoor (since 1 Jan 2026).
- What is the exit load of Invesco India Financial Services Fund?
- As stated in its scheme documents: If upto 10% of Units allotted are redeemed / switched-out within 1 year from the date of allotment -Nil. For any redemption / switchout in excess of 10% of units allotted within one year from the date of allotment 1%. If units are redeemed or switched-out after 1 year from the date of allotment -Nil. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Invesco India Financial Services Fund?
- The minimum application amount is ₹1,000. SIP details: SIP-Daily:100;Weekly:100; Monthly:100; Quarterly:300, SWP-Weekly/Monthly:1000;Quarterly:1500, Fixed STP- Daily:500; Weekly/ Fortnightly/ Monthly:1000 Quarterly:1500; Flex STP- Monthly:1000; Quarterly:1500, Appreciation STP- Monthly/Quarterly:500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.7% and the Regular plan's by 1.4%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.