HDFC Focused Fund
HDFC Mutual Fund · Focused · Regular plan, growth option
NAV (₹), 2 Oct 2026
222.2030
1-day change
-0.54%
1Y return
-4.8%
3Y CAGR
13.0%
5Y CAGR
15.3%
Max drawdown, 5Y
−14.1%
NAV history month-end NAV, ₹ · 3 Apr 2006 to 1 Oct 2026
Returns vs Focused median (28 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.7% | -5.8% |
| 3 months | -3.9% | -3.7% |
| 6 months | 5.1% | 9.5% |
| Year to date | -6.9% | -4.9% |
| 1 year | -4.8% | -1.1% |
| 3 years (CAGR) | 13.0% | 9.4% |
| 5 years (CAGR) | 15.3% | 9.5% |
| 7 years (CAGR) | 16.7% | 13.9% |
| 10 years (CAGR) | 13.2% | 11.8% |
| Since first NAV (CAGR) | 11.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.9% | 10.6% |
| 3Y rolling median | 13.6% | 14.6% |
| 3Y rolling worst | -12.1% | 4.2% |
| 3Y periods positive | 89% | 100% |
| 3Y periods ahead of benchmark | 100% | 49% |
| 5Y rolling median | 12.1% | 14.8% |
| 5Y rolling worst | -3.7% | 2.6% |
| 5Y periods ahead of benchmark | 100% | 42% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 13.3% | 15.4% |
| Sharpe ratio | 0.53 | 0.28 |
| Sortino ratio | 0.74 | 0.40 |
| Beta | 0.81 | 0.94 |
| Alpha (ann.) | 4.3% | 1.0% |
| Upside capture | 97.50 | 99.87 |
| Downside capture | 80.09 | 95.37 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −64.2% | −34.9% |
| Maximum drawdown, last 10Y | −46.7% | −37.5% |
| Maximum drawdown, last 5Y | −14.1% | −20.4% |
| Current drawdown | −8.4% | −8.3% |
| Recovery time of worst fall | 487 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -6.9% | -7.8% | +0.8% |
| 2025 | 10.9% | 7.7% | +3.3% |
| 2024 | 24.0% | 15.6% | +8.3% |
| 2023 | 29.6% | 26.5% | +3.0% |
| 2022 | 18.3% | 3.8% | +14.5% |
| 2021 | 40.1% | 30.6% | +9.5% |
| 2020 | 4.2% | 17.2% | −13.0% |
| 2019 | 3.8% | n/a | – |
| 2018 | -14.6% | n/a | – |
| 2017 | 38.7% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,15,345 | -7.1% |
| 3 years | ₹3,60,000 | ₹3,82,707 | 4.0% |
| 5 years | ₹6,00,000 | ₹8,08,508 | 11.9% |
| 10 years | ₹12,00,000 | ₹25,90,106 | 14.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HDFC Mutual Fund
Category: Focused
Plan / option: Regular · Growth
AMFI scheme code: 102760
ISIN: INF179K01574
First NAV in MFIC data: 3 Apr 2006
History: 20.5 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HDFC Flexi Cap Fund | Flexi Cap | 0.99 | 13.5% |
| HDFC ELSS - Tax Saver Fund | ELSS | 0.97 | 10.7% |
| Nippon India Large Cap Fund | Large Cap | 0.96 | 8.6% |
| HDFC Large Cap Fund | Large Cap | 0.96 | 6.7% |
| Groww Large Cap Fund | Large Cap | 0.96 | 7.6% |
| Franklin India Flexi Cap Fund | Flexi Cap | 0.96 | 8.5% |
Questions about HDFC Focused Fund
- What is the latest NAV of HDFC Focused Fund?
- The NAV of the Regular plan (growth option) was ₹222.2030 on 2 Oct 2026, as published by AMFI.
- Which category is HDFC Focused Fund in?
- It is classified as Focused in AMFI's daily NAV file; a Focused scheme holds at most 30 stocks. MFIC compares it with 28 Focused schemes (Regular plans).
- What returns has HDFC Focused Fund delivered?
- Over one year the NAV changed by -4.8%. The 3-year CAGR is 13.0% (category median 9.4%) and the 5-year CAGR is 15.3% (category median 9.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 13.6%, the lowest was -12.1%, and 89% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 100% of those periods.
- What was the largest fall in HDFC Focused Fund's NAV?
- The largest peak-to-trough fall in its available history was 64.2%; within the last five years it was 14.1% (category median 20.4%).
- How volatile is HDFC Focused Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 13.3%, which is below the Focused category median of 15.4%.
- What would a monthly SIP in HDFC Focused Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,08,508 on 2 Oct 2026, an annualised return (XIRR) of 11.9%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -3.8% and the Regular plan's by -4.8%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.