Mutual Funds › MFIC › Conservative Hybrid › Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)
Nippon India Mutual Fund · Conservative Hybrid · Regular plan, growth option
NAV (₹), 1 Oct 2026
61.8196
1-day change
-0.19%
1Y return
5.2%
3Y CAGR
7.6%
5Y CAGR
7.3%
Max drawdown, 5Y
−2.2%
NAV history month-end NAV, ₹ · 3 Apr 2006 to 1 Oct 2026
Returns vs Conservative Hybrid median (19 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.6% | -1.5% |
| 3 months | 0.4% | -0.9% |
| 6 months | 3.7% | 3.0% |
| Year to date | 2.7% | 0.3% |
| 1 year | 5.2% | 1.5% |
| 3 years (CAGR) | 7.6% | 6.7% |
| 5 years (CAGR) | 7.3% | 6.6% |
| 7 years (CAGR) | 5.2% | 7.7% |
| 10 years (CAGR) | 5.2% | 6.8% |
| Since first NAV (CAGR) | 8.0% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.0% | 8.0% |
| 3Y rolling median | 8.6% | 8.6% |
| 3Y rolling worst | -2.5% | 1.9% |
| 3Y periods positive | 94% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 9.5% | 8.6% |
| 5Y rolling worst | 1.4% | 4.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 2.4% | 4.2% |
| Sharpe ratio | 0.47 | 0.09 |
| Sortino ratio | 0.66 | 0.12 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −19.1% | −13.2% |
| Maximum drawdown, last 10Y | −19.1% | −12.0% |
| Maximum drawdown, last 5Y | −2.2% | −4.4% |
| Current drawdown | −0.9% | −2.1% |
| Recovery time of worst fall | 651 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.79% a year and the Direct plan's 1.00%, a gap of 0.79%; over the last 3 years the Direct plan returned 0.81 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹18,33,718.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| FM 1 Sushil Budhia | FM 1 Primar | 1 Feb 2020 |
| FM 2 Dhrumil Shah | FM 2 Co-Fund Manager | 1 Sep 2021 |
Objective: The primary investment objective of the scheme is to generate regular income in order to make regular dividend payments to unitholders and the secondary objective is growth of capital.
Stated asset allocation: Debt and Money Market Instruments; Maximum 90%, Minimum 75%. Equities and Equity related Securities; Maximum 25%, Minimum 10%. Units issued by REITs and InvITs; Maximum 10%, Minimum 0%.
Benchmark (tier 1): CRISIL Hybrid 85+15 - Conservative Index
Exit load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units. Not applicable for Segregated Portfolio
Minimum application: ₹5,000
Allotment date: 29 Dec 2003
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.79% | 1.86% |
| AUM, whole scheme (₹ crore) | 977 | 811 |
| Riskometer | High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.5% | 2.8% TRI |
| Return, 3 years (AMFI) | 7.7% | 7.0% TRI |
| Return, 5 years (AMFI) | 7.3% | 6.2% TRI |
| Month-ends above category median (3Y CAGR) | 23% | 38% median |
| Month-ends in category top quartile (3Y) | 4% | 15% median |
| 7Y rolling CAGR, median (monthly windows) | 5.3% | 8.0% median |
Official benchmark: CRISIL Hybrid 85+15 - Conservative Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Conservative Hybrid Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 2.7% | n/a | – |
| 2025 | 9.7% | n/a | – |
| 2024 | 7.8% | n/a | – |
| 2023 | 10.2% | n/a | – |
| 2022 | 4.8% | n/a | – |
| 2021 | 10.1% | n/a | – |
| 2020 | -8.5% | n/a | – |
| 2019 | 2.8% | n/a | – |
| 2018 | 4.0% | n/a | – |
| 2017 | 9.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,653 | 4.1% |
| 3 years | ₹3,60,000 | ₹3,98,349 | 6.7% |
| 5 years | ₹6,00,000 | ₹7,22,905 | 7.4% |
| 10 years | ₹12,00,000 | ₹16,37,312 | 6.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Conservative Hybrid
Plan / option: Regular · Growth
AMFI scheme code: 102172
ISIN: INF204K01FD1
First NAV in MFIC data: 3 Apr 2006
History: 20.5 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI Balanced Advantage Fund | Balanced Advantage | 0.94 | 6.0% |
| Bajaj Finserv Balanced Advantage Fund | Balanced Advantage | 0.93 | n/a |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.91 | n/a |
| Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) | Equity Savings | 0.91 | 5.2% |
| BANDHAN CONSERVATIVE HYBRID FUND | Conservative Hybrid | 0.90 | 5.8% |
| PGIM India Equity Savings Fund | Equity Savings | 0.89 | 5.4% |
Questions about Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)
- What is the latest NAV of Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- The NAV of the Regular plan (growth option) was ₹61.8196 on 1 Oct 2026, as published by AMFI.
- Which category is Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) in?
- It is classified as Conservative Hybrid in AMFI's daily NAV file. MFIC compares it with 19 Conservative Hybrid schemes (Regular plans).
- What returns has Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) delivered?
- Over one year the NAV changed by 5.2%. The 3-year CAGR is 7.6% (category median 6.7%) and the 5-year CAGR is 7.3% (category median 6.6%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.6%, the lowest was -2.5%, and 94% of 3-year periods ended with a gain.
- What was the largest fall in Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)'s NAV?
- The largest peak-to-trough fall in its available history was 19.1%; within the last five years it was 2.2% (category median 4.4%).
- How volatile is Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- Its annualised standard deviation of monthly returns over the last 36 months is 2.4%, which is below the Conservative Hybrid category median of 4.2%.
- What would a monthly SIP in Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,22,905 on 1 Oct 2026, an annualised return (XIRR) of 7.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- The total expense ratio of the Regular plan is 1.79% a year, as disclosed to AMFI (median of Conservative Hybrid Regular plans: 1.86%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- Assets under management of the whole scheme were ₹977 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- AMFI lists the scheme's riskometer as “High”, and its benchmark's as “Moderately High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) and how has it compared?
- Its official benchmark is the CRISIL Hybrid 85+15 - Conservative Index. Over 3 years AMFI reports a return of 7.7% for this plan against 7.0% for the benchmark total return index; over 5 years 7.3% against 6.2%. Past performance does not indicate future results.
- How often has Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) beaten its category?
- At 23% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Conservative Hybrid schemes (Regular plans); it was in the top quarter at 4% of them. A typical scheme would show about 50%.
- Who manages Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- According to its Scheme Summary Document, Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) is managed by FM 1 Sushil Budhia (since 1 Feb 2020), FM 2 Dhrumil Shah (since 1 Sep 2021).
- What is the exit load of Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- As stated in its scheme documents: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units. Not applicable for Segregated Portfolio Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
- The minimum application amount is ₹5,000. SIP details: SIP - Rs.100/- per month (minimum 60 months) Rs.500/- per month (minimum 12 months) Rs.1000/- per month (minimum 6 months) Rs. 500/- per quarter (minimum 12 quarters) Rs.1500/- per quarter (minimum 4 quarters) Rs. 5000/- per year (minimum 2 years) SWP - 500 STP - Daily- Minimum of Rs. 100 Weekly / Fortnight / Monthly option - Rs. 1000 Quarterly - Rs. 3000 Capital Appreciation Monthly/ Quarterly - Rs. 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 6.0% and the Regular plan's by 5.2%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.