ICICI Prudential Floating Interest Rates Fund
ICICI Prudential Mutual Fund · Floater · Regular plan, growth option
NAV (₹), 2 Oct 2026
456.4615
1-day change
-0.05%
1Y return
5.8%
3Y CAGR
7.1%
5Y CAGR
6.3%
Max drawdown, 5Y
−1.0%
NAV history month-end NAV, ₹ · 2 Apr 2006 to 1 Oct 2026
Returns vs Floater median (12 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.1% | 0.2% |
| 3 months | 0.7% | 0.7% |
| 6 months | 2.9% | 3.0% |
| Year to date | 4.0% | 4.1% |
| 1 year | 5.8% | 5.7% |
| 3 years (CAGR) | 7.1% | 7.2% |
| 5 years (CAGR) | 6.3% | 6.3% |
| 7 years (CAGR) | 6.7% | 6.7% |
| 10 years (CAGR) | 6.9% | 6.9% |
| Since first NAV (CAGR) | 7.6% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.1% | 7.2% |
| 3Y rolling median | 7.6% | 7.4% |
| 3Y rolling worst | 5.2% | 5.1% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.8% | 6.5% |
| 5Y rolling worst | 6.1% | 6.1% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.0% | 1.2% |
| Sharpe ratio | 0.43 | 0.49 |
| Sortino ratio | 0.75 | 0.85 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −1.9% | −1.3% |
| Maximum drawdown, last 10Y | −1.9% | −1.8% |
| Maximum drawdown, last 5Y | −1.0% | −0.6% |
| Current drawdown | −0.2% | −0.1% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 4.0% | n/a | – |
| 2025 | 7.7% | n/a | – |
| 2024 | 8.0% | n/a | – |
| 2023 | 7.7% | n/a | – |
| 2022 | 4.3% | n/a | – |
| 2021 | 3.8% | n/a | – |
| 2020 | 9.5% | n/a | – |
| 2019 | 8.4% | n/a | – |
| 2018 | 6.6% | n/a | – |
| 2017 | 6.8% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,481 | 5.4% |
| 3 years | ₹3,60,000 | ₹3,98,265 | 6.7% |
| 5 years | ₹6,00,000 | ₹7,14,751 | 6.9% |
| 10 years | ₹12,00,000 | ₹16,99,141 | 6.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Floater
Plan / option: Regular · Growth
AMFI scheme code: 101802
ISIN: INF109K01AX1
First NAV in MFIC data: 2 Apr 2006
History: 20.5 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| ICICI Prudential Ultra Short to Short Term Fund | Ultra Short to Short Term | 0.96 | 7.3% |
| HDFC Floating Interest Rates Fund | Floater | 0.91 | 7.2% |
| Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund | Debt Index Fund | 0.90 | n/a |
| Axis CRISIL-IBX AAA Bond NBFC - Jun 2027 Index Fund | Debt Index Fund | 0.90 | n/a |
| Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund | Debt Index Fund | 0.88 | n/a |
| HDFC Ultra Short to Short Term Fund | Ultra Short to Short Term | 0.86 | 6.7% |
Questions about ICICI Prudential Floating Interest Rates Fund
- What is the latest NAV of ICICI Prudential Floating Interest Rates Fund?
- The NAV of the Regular plan (growth option) was ₹456.4615 on 2 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Floating Interest Rates Fund in?
- It is classified as Floater in AMFI's daily NAV file. MFIC compares it with 12 Floater schemes (Regular plans).
- What returns has ICICI Prudential Floating Interest Rates Fund delivered?
- Over one year the NAV changed by 5.8%. The 3-year CAGR is 7.1% (category median 7.2%) and the 5-year CAGR is 6.3% (category median 6.3%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.6%, the lowest was 5.2%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Floating Interest Rates Fund's NAV?
- The largest peak-to-trough fall in its available history was 1.9%; within the last five years it was 1.0% (category median 0.6%).
- How volatile is ICICI Prudential Floating Interest Rates Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.0%, which is below the Floater category median of 1.2%.
- What would a monthly SIP in ICICI Prudential Floating Interest Rates Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,14,751 on 2 Oct 2026, an annualised return (XIRR) of 6.9%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 6.4% and the Regular plan's by 5.8%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.