SBI 10 YEAR CONSTANT MATURITY GILT FUND
SBI Mutual Fund · Gilt 10Y Constant · Regular plan, growth option
NAV (₹), 2 Oct 2026
65.6385
1-day change
-0.14%
1Y return
2.2%
3Y CAGR
6.3%
5Y CAGR
5.2%
Max drawdown, 5Y
−4.6%
NAV history month-end NAV, ₹ · 3 Apr 2006 to 1 Oct 2026
Returns vs Gilt 10Y Constant median (5 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.2% | -1.2% |
| 3 months | -1.3% | -1.3% |
| 6 months | 2.3% | 2.3% |
| Year to date | 1.2% | 1.2% |
| 1 year | 2.2% | 2.2% |
| 3 years (CAGR) | 6.3% | 6.3% |
| 5 years (CAGR) | 5.2% | 5.3% |
| 7 years (CAGR) | 5.8% | 6.0% |
| 10 years (CAGR) | 7.1% | 7.1% |
| Since first NAV (CAGR) | 7.8% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.7% | 8.1% |
| 3Y rolling median | 8.4% | 8.0% |
| 3Y rolling worst | 3.1% | 3.1% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.8% | 7.8% |
| 5Y rolling worst | 5.2% | 4.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 3.1% | 3.1% |
| Sharpe ratio | -0.01 | -0.01 |
| Sortino ratio | -0.02 | -0.02 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −5.1% | −5.1% |
| Maximum drawdown, last 10Y | −4.6% | −4.9% |
| Maximum drawdown, last 5Y | −4.6% | −4.8% |
| Current drawdown | −2.2% | −2.2% |
| Recovery time of worst fall | 425 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 1.2% | n/a | – |
| 2025 | 6.7% | n/a | – |
| 2024 | 9.1% | n/a | – |
| 2023 | 7.5% | n/a | – |
| 2022 | 1.3% | n/a | – |
| 2021 | 2.4% | n/a | – |
| 2020 | 11.6% | n/a | – |
| 2019 | 11.9% | n/a | – |
| 2018 | 9.9% | n/a | – |
| 2017 | 6.2% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,056 | 1.6% |
| 3 years | ₹3,60,000 | ₹3,86,663 | 4.7% |
| 5 years | ₹6,00,000 | ₹6,91,744 | 5.6% |
| 10 years | ₹12,00,000 | ₹16,55,859 | 6.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: SBI Mutual Fund
Category: Gilt 10Y Constant
Plan / option: Regular · Growth
AMFI scheme code: 101002
ISIN: INF200K01AN9
First NAV in MFIC data: 3 Apr 2006
History: 20.5 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI 10 year Constant Maturity Gilt Fund | Gilt 10Y Constant | 1.00 | 6.2% |
| ICICI Prudential 10 year Constant Maturity Gilt Fund | Gilt 10Y Constant | 1.00 | 6.9% |
| Bandhan 10 year Constant Maturity Gilt Fund | Gilt 10Y Constant | 0.99 | 7.1% |
| DSP 10 year Constant Maturity Gilt Fund | Gilt 10Y Constant | 0.99 | 5.8% |
| Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund | Debt Index Fund | 0.99 | 6.8% |
| BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND | Debt Index Fund | 0.99 | 7.1% |
Questions about SBI 10 YEAR CONSTANT MATURITY GILT FUND
- What is the latest NAV of SBI 10 YEAR CONSTANT MATURITY GILT FUND?
- The NAV of the Regular plan (growth option) was ₹65.6385 on 2 Oct 2026, as published by AMFI.
- Which category is SBI 10 YEAR CONSTANT MATURITY GILT FUND in?
- It is classified as Gilt 10Y Constant in AMFI's daily NAV file. MFIC compares it with 5 Gilt 10Y Constant schemes (Regular plans).
- What returns has SBI 10 YEAR CONSTANT MATURITY GILT FUND delivered?
- Over one year the NAV changed by 2.2%. The 3-year CAGR is 6.3% (category median 6.3%) and the 5-year CAGR is 5.2% (category median 5.3%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.4%, the lowest was 3.1%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in SBI 10 YEAR CONSTANT MATURITY GILT FUND's NAV?
- The largest peak-to-trough fall in its available history was 5.1%; within the last five years it was 4.6% (category median 4.8%).
- How volatile is SBI 10 YEAR CONSTANT MATURITY GILT FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 3.1%, which is above the Gilt 10Y Constant category median of 3.1%.
- What would a monthly SIP in SBI 10 YEAR CONSTANT MATURITY GILT FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,91,744 on 2 Oct 2026, an annualised return (XIRR) of 5.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.5% and the Regular plan's by 2.2%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.