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About this calculator
Compare two paths over the same period: buying with a home loan, or renting a similar home and investing the down payment and the monthly difference.
How is this calculated?
Buying: home value grows at the price-rise rate; net worth = home value − loan balance. Renting: the down payment and buying costs are invested, and each month the difference between owning costs (EMI + upkeep) and rent is invested too.
Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.