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Income Tax Calculator FY 2026-27
Tax under the new and old regimes, slab by slab.
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About this calculator
Enter your income and, for the old regime, your deductions. See your tax slab by slab, your effective rate and what you would pay under the other regime.
How is this calculated?
New regime: ₹75,000 standard deduction for salaried people; slabs 0% up to ₹4 lakh, then 5%, 10%, 15%, 20%, 25% in ₹4 lakh steps and 30% above ₹24 lakh; no tax up to ₹12 lakh of taxable income, with marginal relief just above it. Old regime: ₹50,000 standard deduction; 5%/20%/30% slabs with higher exemption for seniors; rebate up to ₹5 lakh. Surcharge applies above ₹50 lakh with marginal relief, then 4% health and education cess.
Questions people ask
Is income up to ₹12 lakh tax-free?
Under the new regime, yes, for taxable income up to ₹12 lakh — so a salary of up to ₹12.75 lakh (after the ₹75,000 standard deduction) pays no tax. The rebate does not apply to capital gains taxed at special rates.
Did tax rates change for FY 2026-27?
Budget 2026 kept the slabs, rebate and standard deduction the same as FY 2025-26.
Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.