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Annuity / Pension Calculator

Pension from buying an annuity.

Planning a regular income from your savings?

We can help you set up withdrawals that balance income today with money that lasts.

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About this calculator

An annuity turns a lump sum into a pension for life. See the payout for any amount and rate, before and after tax.

How is this calculated?

Yearly pension = purchase price × annuity rate. Payout per period = yearly pension ÷ payments per year. After tax = pension × (1 − slab rate × 1.04).

Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.