#fv-home{padding:80px 5%;background:var(--cream)}.fv-inner{max-width:1160px;margin:0 auto}.fv-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin:44px 0 40px}.fv-card{border-radius:16px;padding:32px 26px;transition:transform .3s,box-shadow .3s}.fv-card:hover{transform:translateY(-5px);box-shadow:0 16px 40px rgba(11,31,58,.14)}.fv-card-dark{background:#fff;border:1px solid #E6E1D6}.fv-card-gold{background:var(--goldp);border:1.5px solid var(--bdr)}.fv-card-mid{background:var(--cream);border:1px solid #E6E1D6}.fv-card-ico{font-size:2.2rem;margin-bottom:14px;display:block}.fv-card h3{font-family:'Cormorant Garamond',serif;font-size:1.35rem;font-weight:700;margin-bottom:10px;line-height:1.2}.fv-card-dark h3,.fv-card-mid h3{color:var(--navy)}.fv-card-gold h3{color:var(--navy)}.fv-card p{font-size:.86rem;line-height:1.75;margin-bottom:16px}.fv-card-dark p,.fv-card-mid p{color:var(--muted)}.fv-card-gold p{color:var(--muted)}.fv-feat{list-style:none;padding:0;margin:0}.fv-feat li{font-size:.8rem;padding:5px 0 5px 18px;position:relative;border-bottom:1px solid rgba(11,31,58,.08)}.fv-card-gold .fv-feat li{border-color:rgba(11,31,58,.07)}.fv-feat li:last-child{border-bottom:none}.fv-feat li::before{content:'✓';position:absolute;left:0;font-weight:700}.fv-card-dark .fv-feat li,.fv-card-mid .fv-feat li{color:var(--muted)}.fv-card-dark .fv-feat li::before,.fv-card-mid .fv-feat li::before{color:#8A6314}.fv-card-gold .fv-feat li{color:var(--muted)}.fv-card-gold .fv-feat li::before{color:var(--navy)}.fv-cta-block{background:linear-gradient(180deg,#fff 0%,var(--cream) 100%);border:1px solid #E6E1D6;border-radius:16px;padding:44px 40px;display:grid;grid-template-columns:1fr auto;gap:36px;align-items:center;box-shadow:0 4px 16px rgba(11,31,58,.06)}.fv-cta-tag{font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#8A6314;margin-bottom:10px;display:block}.fv-cta-block h3{font-family:'Cormorant Garamond',serif;font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy);font-weight:700;margin-bottom:10px;line-height:1.2}.fv-cta-block p{color:var(--muted);font-size:.88rem;line-height:1.75}.fv-btns{display:flex;flex-direction:column;gap:12px;flex-shrink:0;min-width:210px}.fv-btn-pri{display:block;text-align:center;background:linear-gradient(135deg,var(--gold) 0%,#d4aa4e 50%,var(--goldl) 100%);color:var(--navy);padding:13px 22px;border-radius:8px;font-weight:700;font-size:.88rem;text-decoration:none;transition:all .25s;box-shadow:0 4px 18px rgba(201,168,76,.35)}.fv-btn-pri:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(201,168,76,.5)}.fv-btn-sec{display:block;text-align:center;background:transparent;color:var(--navy);padding:12px 22px;border-radius:8px;font-weight:500;font-size:.85rem;text-decoration:none;border:1.5px solid rgba(11,31,58,.2);transition:all .2s}.fv-btn-sec:hover{border-color:#8A6314;color:#8A6314}.fv-advisor-strip{margin-top:16px;background:var(--goldp);border:1px solid var(--bdr);border-radius:12px;padding:20px 28px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px}.fv-advisor-strip p{font-size:.88rem;color:var(--text);margin:0}.fv-advisor-strip a{flex-shrink:0;background:linear-gradient(135deg,var(--gold),var(--goldl));color:var(--navy);padding:10px 20px;border-radius:8px;font-weight:700;font-size:.82rem;text-decoration:none;transition:transform .2s;white-space:nowrap}.fv-advisor-strip a:hover{transform:translateY(-2px)}@media(max-width:900px){.fv-cards{grid-template-columns:1fr}.fv-cta-block{grid-template-columns:1fr;padding:32px 24px}.fv-btns{flex-direction:row;flex-wrap:wrap}}@media(max-width:480px){.fv-btns{flex-direction:column}}