Equity Broking
Demat & trading accounts through our broking partner, backed by market insights for long-term investing.
Explore →Wherever you are in your financial journey, start here.
The Mutual Fund Intelligence Center screens every scheme on returns, rolling-return consistency, risk and drawdown, tracks NFOs, and shows how the markets are moving, using daily AMFI data. Free to use.
MFIC is an analytical and educational tool; it does not recommend schemes. Mutual fund investments are subject to market risks. To discuss your own portfolio, book a session.
From building wealth to protecting it — investments, insurance, planning and credit, handled by one team that knows your whole picture.
Demat & trading accounts through our broking partner, backed by market insights for long-term investing.
Explore →Goal-based investing through regular plans — SIP set-up, portfolio construction and asset allocation.
Explore →Life-stage planning for retirement, children's education, marriage, tax and debt.
Explore →Risk profiling, allocation check and ongoing monitoring of what you already own.
Explore →Term, health and life cover planned around your family's goals and liabilities.
Explore →Access to PMS, AIF, SIF and bonds, with macro and market commentary to keep you informed.
Explore →38+ loan products and 49 credit cards compared across banks & NBFCs, with assisted applications.
Explore →Speak with our Relationship Manager — one conversation to map what you need first.
Book a session →Practice, business, boardroom, borders, service or new-age wealth — each profile comes with a roadmap built around your numbers, your rules and your products.
Doctors, CAs, lawyers and specialists — high income, little spare time.
SME owners, developers, franchise operators — wealth trapped inside the business.
Senior tech and GCC leaders — strong RSU pay, no bandwidth to structure it.
Gulf, US, Canada and returning NRIs — cross-border complexity, served digitally.
Armed forces, PSU and government officers — predictable retirement events, planned early.
Founders, ESOP holders and creators — new money patterns, new rules to master.
Where 25+ years of capital market expertise meets modern technology — delivering financial clarity and lasting wealth creation.
Sanjeev Kumar Sharma is the Founder, Managing Director and CEO of Integrato Financial Services Private Limited, an AMFI-registered Mutual Fund Distributor and IRDAI-licensed insurance agency (Life, General and Health) headquartered in Greater Noida West, Delhi NCR. With over 25 years of extensive experience in the capital markets, he has held pivotal leadership roles at reputed financial institutions such as ICICI Securities, Geojit Financial Services, and Motilal Oswal Financial Services Ltd. His strong academic foundation, complemented by an MBA in Self-Management & Crisis Management, equips him with a unique ability to navigate complex financial landscapes and deliver strategic, client-centric solutions.
Every product suggestion backed by rigorous fundamental, technical, and macro-economic analysis.
No cookie-cutter solutions. Every plan tailored to your goals, life stage, and risk appetite.
Full fee transparency. Client interest always comes before commissions.
Seamless blend of in-person guidance and digital tools for maximum accessibility.
NISM and NSE certifications plus AMFI and IRDAI registrations — your assurance of qualified, regulated service.
NISM-201400033574 — Sanjeev Kumar Sharma
National Institute of Securities Markets (Established by SEBI)
ARN-173155 (Mutual Fund Distributor)
F1047480 (Insurance Agency — Life, General & Health)
A transparent, structured process — you see the reasoning behind every step, and nothing moves without your go-ahead.
A detailed conversation about your goals, situation, risk appetite and priorities.
ConversationRisk profiling, gap analysis and a health check of your current finances.
AssessmentA written plan with clear action steps, timelines and milestones.
Written planRegular reviews, progress tracking and timely rebalancing as life changes.
OngoingMutual funds to PMS, AIFs to bonds — researched product information across every asset class, in one place.
85+ equity & debt funds
Specialised Investment Funds
Category I, II & III
10+ strategies
Govt, PSU & corporate
Corporate & bank FDs
Non-convertible debentures
Term · health · ULIP
Integrato is an AMFI-registered Mutual Fund Distributor (ARN-173155) and IRDAI-licensed insurance agency (Life, General and Health). Mutual fund investments are subject to market risks — read all scheme-related documents carefully.
If something happens tomorrow, will your family know everything? FamilyVault organises every insurance policy, investment, nominee, property document, and emergency instruction — physical folder + digital vault + AI health score.
A premium hardbound folder with 12 colour-coded sections. Delivered to your home within 5 days.
AES-256 encrypted digital vault your family can open anytime — with role-based access control.
Scores your family across 6 dimensions — Protection, Nominees, Estate, Investments, Docs, Emergency.
Exclusively available through Integrato Financial. Guided onboarding with your Relationship Manager. Annual review included.
Distributors & wealth professionals: License FamilyVault for your client families — earn recurring revenue and build an unbreakable relationship moat. From ₹12,000/year.
Become a FamilyVault Partner →Start investing in stocks, mutual funds & IPOs. 100% online, paperless process — powered by Nuvama Wealth, one of India's most trusted brokerages.
Plan smarter. Every calculator is free, instant, and personalised. Explore all 50+ Calculators →
3 questions. 60 seconds. Your personalised investor profile.
A practical financial guide — covering investments, mutual funds, tax planning & goal-setting with Budget 2026-27 data. Written by a 25-year capital markets expert. Absolutely free.
Click below to download Master Your Wealth 2026 instantly.
⬇ Download Now — Master Your Wealth 2026Everything we publish to help you make better money decisions — a weekly newspaper, book summaries, a life-simulation game, an A–Z encyclopedia and practical articles. All free.
Our weekly AI-assisted financial newspaper — markets, mutual funds and an editorial column by Sanjeev Kumar Sharma.
Read this week's edition →100 curated books on money, investing and psychology, each distilled into lessons and a 30/90/365-day action plan.
Explore the vault →Live a whole financial life from age 18 to 100 — 30 life scenarios, 8 random origins, and your decisions decide the ending.
Play now →SIP, ELSS, asset allocation, term insurance, tax planning and more — every concept explained simply, A to Z.
Browse topics →Cashback, travel, fuel & premium cards — handpicked from 15+ banks. Apply in minutes through our trusted partner links.
Download and use immediately. Created by Integrato's AMFI-registered team. No subscriptions — yours forever.
Anonymised examples of how we've helped families and professionals plan their wealth.
Came with ₹15L in FDs and no investment plan. We restructured into a diversified mutual fund portfolio with SIPs aligned to retirement at 60.
Needed ₹50L for IIT/MBA in 18 years. Built a goal-based SIP plan with ELSS and equity diversified funds from day one.
Unorganised investments across multiple products. We consolidated, eliminated underperformers, and optimised asset allocation completely.
₹18L income, overpaying under old regime. Restructured 80C, NPS, HRA and switched to optimal regime saving maximum tax legally.
Paying ₹1.2L/year in 3 ULIPs with poor returns and inadequate coverage. Switched to ₹1Cr term plan + 3 equity mutual funds.
Earning ₹3L/month, targeting financial independence by 50. Built step-up SIP strategy with aggressive equity allocation and annual rebalancing.
Everything you need to know before getting started with Integrato Financial Services.
Book a paid 60-minute session via our website (₹2,999 onwards, by prior appointment only). We conduct a focused consultation to understand your goals, risk appetite, and financial situation — and provide you with a written action plan. All sessions are with Sanjeev Kumar Sharma personally.
You can start a SIP with as little as ₹500 per month. However, we recommend ₹2,000-5,000/month as a starting point to meaningfully build wealth toward your goals over time.
Your investments are held directly in your name with SEBI-registered mutual fund companies, brokers, and insurance companies. Integrato Financial Services is your distributor and planning partner — we never hold your funds. You maintain full ownership and control.
Our planning sessions start at ₹2,999 for a 60-minute focused consultation — by prior appointment only. No free consultations. Fees cover insurance guidance (IRDAI licensed), financial education, and incidental goal-based guidance. For mutual fund distribution, we earn AMFI-regulated trail commissions — there are no hidden charges to you. We are an AMFI-registered Mutual Fund Distributor (ARN-173155).
Yes! We have integrated with FundzBazar for seamless online mutual fund investments. Use "Sign Up Free" (in the booking and contact sections) to open your account and start investing directly online.
Regular plans are distributed through mutual fund distributors like Integrato — you get personalised guidance, portfolio monitoring, and goal-based planning. Direct plans have lower expense ratios but require you to manage everything yourself.
We conduct quarterly portfolio reviews for all clients. We also reach out proactively during major market events, when rebalancing is needed, or when better opportunities arise aligned with your goals.
Absolutely. We serve clients across India through online consultations via Zoom/Google Meet. Our physical office is in Greater Noida West for clients who prefer face-to-face meetings.
A focused 60-minute one-to-one session with Sanjeev Kumar Sharma — online or face-to-face. Paid sessions only, by prior appointment. You receive a written action plan after every session. No free consultations.
Roadmap built specifically around your unique goals and life stage
Your financial data is strictly private — never shared
Receive a written financial action plan post every session
Visit us at our office or connect on social media. We respond within 24 hours.
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Monthly market insights in your inbox, or a quick answer on WhatsApp.
Our free monthly newsletter — market updates, investment tips, tax alerts, curated insights. Completely free, no spam.
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Chat with us on WhatsApp at +91 95991 81681 — we typically respond within minutes, Mon to Sat, 9 AM to 6 PM. For a detailed callback, use the enquiry form above.
📱 Chat on WhatsAppSpecialised Investment Funds (SIFs) let fund managers go long and short — inside SEBI's mutual fund framework. Here's where they sit:
₹10 lakh minimum per investor (PAN) at each fund house. SIFs carry strategy and derivatives risk and some allow redemptions only on set days — read the scheme documents. Integrato is an AMFI-registered MFD (ARN-173155).